Access over 80 government funding programs for Canadian SMEs. Non-repayable grants and contributions up to $1 million to grow your business.
The most popular funding programs for Canadian SMEs, updated for 2025
Government-backed loans for equipment, property, and leasehold improvements. Available through major Canadian banks.
Non-repayable contributions for technology innovation and R&D projects. Advisory services included.
Training subsidies covering up to 2/3 of employee training costs. Available in all provinces.
Tax incentives for scientific research and experimental development. Refundable for CCPCs.
Export market development funding for international expansion. Covers travel, trade shows, marketing.
Financing and mentorship for entrepreneurs aged 18-39. Includes business coaching.
Digital transformation grants for main street businesses. Includes training and tools.
Wage subsidy for hiring students in summer positions. 50-100% of minimum wage covered.
Common questions about small business grants in Canada
Canadian small businesses can access 80+ grant programs including: Canada Small Business Financing Program ($1M loans), IRAP ($1M non-repayable), Canada Job Grant ($10K/employee), CanExport ($50K for exports), provincial SME programs, and various industry-specific grants for technology, manufacturing, and green initiatives.
Non-repayable (free) funding for small businesses includes: IRAP contributions for R&D, wage subsidies through Canada Summer Jobs and YESS, SR&ED tax credits for innovation, provincial training grants, and targeted programs for women, Indigenous, and youth entrepreneurs.
Definitions vary by program but generally: fewer than 100 employees for goods-producing businesses, fewer than 50 employees for service businesses, and annual revenues under $5-50M depending on the program. Some programs specifically target micro-businesses with under 5 employees.
Yes, many programs support new businesses including: Futurpreneur Canada ($60K loans for youth), provincial startup grants, BDC startup financing, incubator and accelerator programs, and competition-based funding. Some programs require minimum operating history (6-12 months), while others fund pre-launch businesses.
Common requirements include: business registration documents, 2-3 years of financial statements or projections, business plan, project proposal, payroll records, proof of Canadian ownership, and industry-specific certifications. Many programs also require quotes for equipment or contractor estimates for projects.
50 top SME grants + application strategies delivered free to your inbox