Canada · E-commerce · 2026

E-commerce and website grants in Canada — see which you qualify for

Answer a few quick questions and watch the map narrow to the programs your online business can actually get — free, no account.

55
Open digital-funding programs
10
Open Canada-wide
0
That fund a website build
Every program below re-checked against the GrantCompass catalog and the official program pages
The short answer

There is no Canadian grant that pays you to build a website

Here is what you need to know before you spend a weekend searching. No federal program funds web development, e-commerce platform costs, or online advertising as its purpose. The two that came closest are both gone: CDAP (the $2,400 micro-grant) wound down in 2025, and Digital Main Street ended March 31, 2024 when Ontario did not renew it. Anything you read today recommending either is out of date.

What does exist falls into three groups. Regional digital-adoption grants — small ($1,000–$25,000), reimbursement-based, and tied to one province, territory or city. National programs that fund something adjacent — export market development, R&D, AI adoption, tariff response — and every one of them lists website, hosting and advertising costs as ineligible. And loans that are frequently mislabelled as grants: CSBFP and Futurpreneur are both repayable.

So the practical route for an online business is not "find a website grant." It is: fund the work around the store — entering a new export market, building genuinely novel technology, or replacing U.S. sales you lost to tariffs — through a program that pays for that, and treat the store itself as your own cost. The programs that do this are below.

What the Canadian digital-funding map actually looks like

Counted on July 31, 2026 across the 697 programs in the GrantCompass catalog, filtered to every program whose stated purpose includes digital transformation or digital adoption.

85 programs tagged for digital transformation or adoption
55 of those are currently open
10 of the 55 are open to a business anywhere in Canada
45 are limited to one province, territory or city
34 of the 55 are true grants; 13 are loans or forgivable loans
30 of the 85 are closed, paused, discontinued or between intakes

The finding that matters: we read all ten of the Canada-wide programs. Not one of them is a grant for building a website or an online store. They are AI-adoption funds, manufacturing superclusters, a tariff-response fund, a student wage subsidy, and three BDC loan products. If you want money that touches your storefront directly, it will almost certainly be a regional program — and whether one exists depends entirely on your postal code.

Changes — what is different in 2026

Five things that have changed since most articles on this topic were written

Find Your E-commerce Funding Stack by Persona

Your business model determines which programs you can actually access. Here’s what the funding landscape looks like from four common e-commerce starting points.

Persona 1 · DTC brand, first 24 months

If You’re a Direct-to-Consumer Brand in Your First Two Years

You are in the narrowest window of funding access, and it is worth knowing that plainly rather than chasing programs you cannot get. CanExport now requires 3 full-time employees and $300,000 in revenue in your last complete tax year. IRAP requires a real R&D project. Most provincial digital grants require either a physical storefront or a revenue floor you have not hit.

The honest stack at this stage is Futurpreneur plus CSBFP, and both are loans. Futurpreneur lends up to $75,000 over five years to founders aged 18 to 39, paired with two years of mentorship from a business owner in your sector — for a lot of first-time operators the mentor is worth more than the money. CSBFP gives you up to $1.15 million through your existing bank ($1M in term loans plus a $150,000 line of credit) with the federal government guaranteeing 85% of it, which is why approval is easier than a conventional loan. Neither is free money. Both are cheaper and faster than the grants you do not yet qualify for.

The one non-obvious move: if you are writing any custom code beyond configuring Shopify, start documenting it now. SR&ED is filed retroactively at your fiscal year-end, and the filing window closes 18 months after that year-end with no extensions. Founders routinely discover eligible work a year too late to claim it.

Futurpreneur program record →

Persona 2 · Established online retailer

If You’re an Established Online Retailer with $500K–$5M Revenue

You are in the strongest position of any e-commerce business type: you clear the revenue and employee thresholds on the programs that actually pay, and you have financial statements evaluators want to see.

Your first call is CanExport SMEs if any part of your growth plan is international — and the window closes August 31, 2026. Up to $50,000 at 50% cost-share for entering a new foreign market. Read the eligible-expense split below carefully before you build a budget: CanExport will pay for trade shows, market research, translating your marketing into the target language, and IP protection abroad. It will not pay for your Shopify subscription, your hosting, your online store development, your SEO, or any advertising. Applications targeting the United States are not being accepted at all this cycle.

If U.S. tariffs have hit you, look at the Regional Tariff Response Initiative before anything else. RTRI provides up to $1,000,000 non-repayable through your Regional Development Agency for SMEs with at least 25% of sales to U.S. or China markets, or demonstrable tariff-driven cost increases or lost orders. It is the largest non-repayable amount realistically open to a retail-only operator right now, and market diversification alone qualifies for up to $300,000.

Two frictions worth naming: CanExport approved around 40% of eligible applicants in 2025-26 out of close to 4,000 applications, and you must submit at least 60 business days before your first planned activity — so a trade show before roughly December 2026 can no longer be funded by an application filed today.

CanExport SMEs record →   RTRI record →

Persona 3 · Export-oriented e-commerce

If You’re Selling into the EU, Asia, LATAM or the Middle East

You are in the best position on this page, for a specific reason: the U.S. share of the CanExport budget is spent, and applications targeting the U.S. have stopped being accepted. The rest of the roughly $31 million 2026-27 budget is competing among non-U.S. projects only.

Your stack is CanExport SMEs plus EDC plus the Trade Commissioner Service. CanExport funds market-development costs at 50%; you must request between $10,000 and $50,000, which means your project has to be worth between $20,000 and $100,000 — a $6,000 localisation job is below the floor and cannot be funded. EDC's Trade Impact Program provides credit insurance and working-capital facilities that protect your international receivables. The Trade Commissioner Service gives you free, in-country market intelligence in 160+ cities; it is genuinely underused and costs nothing.

Rules that decide applications and are easy to miss: a target market only counts as "new" if your sales there were under $100,000 last tax year, or under 10% of total sales. You may name up to five target markets per project, but a project may target the U.S. or other markets — never both. And a company may hold only one active CanExport SMEs project at a time, capped at $99,999 across all CanExport programs per federal fiscal year.

EDC Trade Impact record →   Full CanExport guide →

Persona 4 · Marketplace or platform

If You’re Building a Marketplace, B2B Platform, or AI-Powered Commerce Product

You have the broadest access of any e-commerce founder, because your business model involves technology development rather than technology use. That is the line every R&D program draws, and it is the difference between $2,500 of regional digital-adoption money and six figures.

Your stack is IRAP plus SR&ED, with Scale AI on top if machine learning is genuinely part of the product. IRAP covers up to 80% of eligible R&D labour; NRC disbursed $393.1 million to 3,136 SMEs in FY2024-25, and first-time awards typically land between $75,000 and $200,000. SR&ED then returns 35% federally on the R&D dollars IRAP did not cover, on the first $6 million of eligible expenditures. Scale AI's Acceleration program adds up to $50,000 for practical AI deployment, delivered through 25+ partner accelerators rather than a central intake.

Sequencing matters more here than anywhere else on this page. Contact your regional NRC office and get an Industrial Technology Advisor assigned before the project starts, not after — IRAP does not fund work already underway. SR&ED is filed retroactively, so structure the R&D budget so SR&ED captures the 20% IRAP left behind. IRAP and SR&ED cannot both claim the same dollar, but they can cover different parts of the same project. Note also that IRAP requires incorporation: sole proprietorships, partnerships and cooperatives are ineligible.

IRAP record →   IRAP vs SR&ED →

Verdict

For a brand-new online store, the best available funding in Canada is a Futurpreneur loan plus CSBFP financing — and you should stop looking for a startup grant, because the ones people recommend have closed.

Ontario’s Starter Company Plus, the program most often named for new businesses, is between cohort rounds and has been all year; the intake that was expected in spring 2026 has not opened. Digital Main Street ended in 2024. CDAP ended in 2025. What remains for a pre-revenue store is repayable capital on better-than-commercial terms, which is a legitimate answer even though it is not the one you wanted. The single highest-value thing you can do in your first year that costs nothing: keep a contemporaneous record of any custom development work, so that if it turns out to qualify for SR&ED you can still claim it. The 35% federal credit on the first $6 million of eligible R&D becomes the most valuable funding source you have as you scale.

What Types of E-commerce Funding Actually Exist?

Not everything marketed as a "grant" for online businesses is actually a grant. Here is an honest breakdown of the four categories.

The single biggest mistake e-commerce owners make is confusing loans with grants. Of the 55 currently-open digital-funding programs in our catalog, 13 are loans or forgivable loans and 2 are tax credits — and the two largest headline numbers you will see quoted for online businesses ($1.15 million from CSBFP, $75,000 from Futurpreneur) are both fully repayable. Regional development agency "contributions" are the other trap: the word sounds like a grant, and many of them are repayable.

True Grant

Non-repayable — you keep the money

Government covers a percentage of eligible costs with no repayment. CanExport (50%), IRAP (up to 80% of eligible R&D labour), RTRI (non-repayable up to $1M), Scale AI Acceleration, and most regional digital-adoption grants. You still fund the rest — typically 20–50% — in cash.

Tax Credit

Money back — but you spend first

SR&ED gives 35% ITC for CCPCs on custom e-commerce technology development. Fully refundable (cash back even with no taxes owed). Requires genuine technological advancement — configuring Shopify does not qualify.

Loan

Must be repaid

CSBFP ($1.15M), Futurpreneur ($75K) and all BDC products are loans. Better terms than a commercial bank, but not free money. These two are the most commonly misrepresented as grants in e-commerce funding articles.

Repayable Contribution

Government language for "loan"

Regional development agencies (ACOA, FedDev, PrairiesCan, PacifiCan, CED) often call their funding "contributions" — but many are primarily repayable. Read the fine print before assuming it is a grant.

Bottom line: Before you start an application, confirm whether the program is non-repayable (grant), spend-first (tax credit), or repayable (loan) — and confirm it is open in your province. GrantCompass labels every program in the catalog with its true funding type and live status, which is why the two dead programs above are marked dead here and still listed as available almost everywhere else.

The Programs That Actually Fund E-commerce Work

Amounts, funding type and live status as of July 31, 2026, checked against each program’s official page. Every card links to its full record.

CanExport SMEs

Open until Aug 31, 2026 — non-U.S. markets only Grant
Request $10,000–$50,000 · 50% cost-share · median award about $25,000
Non-Repayable Grant • Federal • Global Affairs Canada / Trade Commissioner Service

The largest grant an e-commerce business can realistically get without an R&D project — and the one most often described inaccurately. CanExport reimburses 50% of eligible costs of entering a new foreign market. You must request between $10,000 and $50,000, which means the project itself has to be worth $20,000 to $100,000; smaller projects are below the floor. A market only counts as "new" if your sales there were under $100,000 in your last tax year, or under 10% of total sales. You may name up to five target markets, but a single project may target the U.S. or other markets, never both.

The U.S. window is closed. Global Affairs states the $3.1 million reserved for U.S.-targeted projects "has now been fully allocated" and that it is "no longer accepting new applications for projects targeting the U.S. market at this time." Applications for all other markets remain open until 12:00 PM ET on August 31, 2026, assessed on a rolling competitive basis while funding lasts.

Cost-share: the program covers 50% of eligible export costs, in cash on both sides
CanExport: 50% You: 50% (cash — in-kind is not accepted)
Eligibility (2026-27)
For-profit, established in Canada, incorporated or an LLP or cooperative · 3–500 employees · $300,000–$100M revenue in your last complete tax year · active CRA business number
Not eligible
Sole proprietorships, limited partnerships, distributors, wholesalers acting as intermediaries, trading houses, export brokers, franchisees. Agriculture and agri-food moved to AgriMarketing for 2026-27 — but AgTech, food technology, ag machinery and life sciences stayed.
Timeline
Submit at least 60 business days before your first planned activity. Decisions target 60 business days (90 for U.S. projects, which are not currently being accepted).
Caps
One active project at a time · $99,999 per company per federal fiscal year across all CanExport programs · total government assistance capped at 75% of project cost

Full CanExport SMEs record →   CanExport strategy guide →

CanExport Will Not Pay for Your Store, Your Ads, or Your SEO

This is the single most expensive misunderstanding on this topic. Article after article lists "website localization" and "international digital marketing" as CanExport-eligible. Half of that is true. Here is the actual split, from the 2026-27 applicant’s guide.

Eligible

  • Translating and adapting your website for a target market — when done by an arm’s-length contractor
  • Creating or translating brochures, pitch decks, banners, booth graphics, promotional video
  • In-person trade events: booth registration and rental, on-site build, utilities, AV rental, liability insurance, shipping demo product (it must come back to Canada)
  • Travel to meet buyers: economy or premium-economy airfare from Canada, ground transport, airport parking, $600/day per diem, up to 2 travellers per trip, 90 days per project
  • Consultants for market research, feasibility studies, lead generation and B2B matchmaking — and for legal, tax and regulatory advice
  • Interpretation services · export contracts and NDAs · supplier-diversity certification
  • Filing patents, industrial designs, trademarks or copyright abroad

Explicitly ineligible

  • Online store development, website applications, maintenance, domain purchase and platform hosting fees
  • E-commerce platform subscriptions — the guide names Shopify, BigCommerce and Wix directly
  • Marketplace access fees — Amazon, Alibaba, TMall
  • All advertising, including Google Ads, social media and print
  • Search engine optimization
  • Marketing and CRM software (SaaS) · A/B testing · email campaigns and newsletters · blogs, podcasts, webinars, case studies
  • Branding, labelling, packaging design, photography, samples, giveaway items
  • Employee salaries and commissions · anything that happens in Canada · and paying someone to write your CanExport application

Read that right-hand column again if you were planning a budget around it. The practical consequence: a strong CanExport application for an online retailer is built around a trade show, in-market research, translating your marketing into the target language, and protecting your IP abroad — not around your storefront. And because the grant will not pay for help writing the application, the cost of a consultant comes entirely out of your own pocket on top of your 50% share.

Source: Global Affairs Canada, CanExport SMEs Applicant’s Guide 2026-27, sections 3, 5 and 6. Verified July 30, 2026.

Export and market-diversification programs compared
Program Max Non-Repayable Status (Jul 31, 2026) Key Threshold
CanExport SMEs $50,000 Open to Aug 31 — U.S. closed 3 employees + $300K revenue last tax year
Regional Tariff Response Initiative $1,000,000 Open, intakes vary by agency 25%+ of sales to U.S./China, or proven tariff impact
Ontario Together Trade Fund $5,000,000 (forgivable loan) Continuous intake Ontario, tariff-impacted; $200K project floor
Alberta Export Expansion Program $15,000 Open until annual budget is exhausted Alberta-based; submit within 2 months of the event
EDC Trade Impact Program Financing, not a grant Rolling No revenue floor published

Not sure which of these thresholds you actually clear?

Employee counts, revenue floors, incorporation status and province decide almost every program above. The interactive map at the top of this page narrows 697 Canadian programs down to the ones your business can actually apply for.

Check my eligibility — 5 questions

Free. No account, no email.

Regional Tariff Response Initiative (RTRI)

Open — intakes vary by agency Grant
Up to $1,000,000 non-repayable · up to $300,000 for market-diversification-only projects
Non-Repayable Contribution • Federal • Delivered by all seven Regional Development Agencies

The largest non-repayable amount realistically open to a retail-only e-commerce business in Canada right now, and it is almost absent from the funding articles on this topic. RTRI is a $1.5 billion national program delivered through ACOA, CED, CanNor, FedNor, FedDev Ontario, PrairiesCan and PacifiCan, for SMEs hurt by U.S. and China tariffs. It funds productivity improvements, market diversification, supply-chain work and reshoring — and market diversification is exactly what an online seller losing U.S. orders needs to do.

Eligibility
For-profit SME incorporated and registered in Canada for at least 3 years · 5–499 FTEs · at least 25% of sales to U.S. or China markets, or evidence of increased costs, lost revenue or reduced orders · viable before March 21, 2025
Key limitation
One non-repayable contribution per business, lifetime, across all RDAs. Projects must complete by March 31, 2028.

Full RTRI record →

IRAP — NRC Industrial Research Assistance Program

Open — rolling, no intake windows Grant
Typically up to $1M · median actual award about $75,000 · first-timers usually $75K–$200K
Non-Repayable Contribution • Federal • National Research Council

The largest non-repayable funding for Canadian tech-driven SMEs — but it funds technology R&D, not running an online store. If you are building a proprietary recommendation engine, a custom logistics platform, AI-driven pricing, or novel marketplace infrastructure, IRAP can cover up to 80% of eligible R&D labour. If you are configuring Shopify, it cannot. In FY2024-25 NRC disbursed $393.1 million to 3,136 SMEs, having worked with 9,187 firms in total — so roughly one in three firms IRAP engages ends up funded.

Cost-share: IRAP covers up to 80% of eligible R&D labour costs
IRAP: up to 80% You: minimum 20%
Eligibility
Incorporated Canadian SME — sole proprietorships, partnerships and cooperatives are ineligible · 500 or fewer FTEs · genuine technological uncertainty · R&D must not have begun
How it starts
There is no application form. Contact your regional NRC office and get an Industrial Technology Advisor assigned — before the project starts.

Full IRAP record →   IRAP guide →

SR&ED Tax Credit

Open — filed with your tax return Tax Credit
35% refundable ITC for CCPCs on the first $6M of eligible R&D
Refundable Tax Credit • Federal + Provincial • Canada Revenue Agency

The most overlooked funding source for e-commerce businesses doing genuine technical work, because most owners assume "we just use Shopify" ends the conversation. It does not, if you are building on top of it. What qualifies: proprietary recommendation engines, custom checkout or payment systems solving a real technical unknown, AI-driven personalisation, novel inventory or logistics optimisation, original marketplace platforms. What does not: installing Shopify, configuring apps, theme work, routine site design, standard SEO, setting up Mailchimp. Budget 2025 raised the enhanced-rate expenditure limit from $3 million to $6 million for tax years beginning after December 15, 2024.

Provincial top-ups
Quebec’s CRIC is 20–30% refundable; Ontario stacks an 8% refundable OITC plus a 3.5% non-refundable ORDTC; Manitoba 15%; Saskatchewan 10%; Alberta’s Innovation Employment Grant 8%, rising to 20% above your two-year average. Full provincial breakdown →
Hard deadline
18 months after your fiscal year-end. No extensions. Miss it and the claim is gone.

Full SR&ED record →   Estimate your credit →

Scale AI Acceleration Program

Open — continuous, via partner accelerators Grant
Up to $50,000
Non-Repayable Grant • Federal • Scale AI Global Innovation Cluster

Up to $50,000 non-repayable for SMEs putting AI into production. For online businesses, that means demand forecasting, intelligent inventory management, genuine AI customer service (not rule-based chat), dynamic pricing and supply-chain optimisation. It targets practical adoption rather than research, which makes it more reachable than IRAP for a retailer. There is no central deadline: the program runs through 25+ certified partner accelerators and incubators, each with its own intake. Note that the larger Scale AI Supercluster stream is a different thing — it requires a consortium of at least two companies.

Full Scale AI Acceleration record →

ESSOR — Quebec Digital Transformation (Components 1A and 1C)

Rolling until March 31, 2027 Grant
Up to $50,000 per component (50% cost-share)
Non-Repayable Grant • Provincial • Investissement Québec

Quebec’s digital transformation money, and the numbers are smaller than commonly quoted. Component 1A covers 50% of feasibility studies up to $50,000 — market analysis, technology evaluation — and notably has no minimum revenue, which makes it the most accessible piece for a growing Quebec store. Component 1C covers 50% of digital transformation implementation up to $50,000, but it has two gates people miss: you need at least $2.5 million in annual revenue, and you must first complete a Component 1B digital diagnostic. Budget six months for both. All documentation must be in French, filed through clicSÉQUR Entreprises.

Component 1A record →   Component 1C record →

Regional programs that will actually put money toward digital or storefront work
Program Where Amount The catch
OCI Digitalization Competence Centre Ontario $5,000 (RMPG) Only the retail RMPG stream is open; DMAP and TDP intakes are closed
PME MTL Fonds Entrepreneuriat Commercial Montreal $25,000 Must operate a street-facing retail space in Montreal
ADAPT Fund (Prosper NWT) Northwest Territories $5,000 standalone NWT-registered businesses only; up to $12,700–$15,100 with top-ups
PEI Small Business Investment Grant Prince Edward Island $3,750 15% of capital or technology spend, capped per fiscal year
ICTC WIL Digital Canada-wide $5,000–$7,000 A student wage subsidy, not a project grant — funds a net-new placement

That table is the honest answer to "is there a grant for my website." The amounts are in the low thousands, they are reimbursement-based, and they are decided by where you are registered. If none of them covers your province, the realistic options are the adjacent-purpose national programs above or a loan — not a smaller website grant you have not found yet.

Canada Small Business Financing Program (CSBFP)

Open — continuously since 1999 Loan
Up to $1,150,000 — $1M in term loans plus a $150K line of credit
LOAN — Not a Grant • Federal • ISED

CSBFP is a loan. The government guarantees up to 85% of it, which is why approval through your own bank is easier than a conventional loan. For an online business the eligible uses are the practical ones: warehouse and packing equipment, POS systems, servers, leasehold improvements, and website development treated as an intangible asset. Interest is prime + 3% plus a 2% registration fee, and you apply at a participating chartered bank, credit union or caisse populaire — not to the government.

Eligibility
Gross annual revenue of $10 million or less · not farming, holding companies, trusts or rental-only real estate · personal equity contribution typically required
Key limitation
Fully repayable, with interest and a 2% registration fee. Not a grant.

Full CSBFP record →

Futurpreneur Canada

Open — rolling, year-round Loan
$5,000–$75,000 (plus up to $75,000 more from BDC)
LOAN — Not a Grant • National non-profit

Futurpreneur is a loan, and it is the single most frequently mislabelled program in Canadian e-commerce funding articles. It lends up to $75,000 repayable over five years, with two years of mentorship from a volunteer business owner in your sector. A BDC partnership can add another $75,000 — also a loan — for $150,000 of repayable financing. The terms beat a conventional bank and the mentorship is genuinely valuable for a first-time operator. It is still money you pay back. Separate streams exist for Black, Indigenous and newcomer founders, and a Side Hustle program lends up to $25,000.

Eligibility
Age 18–39 · Canadian citizen or permanent resident · business under 12 months old
Key limitation
Repayable over 5 years. Mentor relationship is mandatory, not optional.

Full Futurpreneur record →

Ended: CDAP and Digital Main Street

Both discontinued Were grants
$2,400 + $100K BDC loan  ·  $2,500
Discontinued • Listed as available on most competing pages

These two account for most of the wrong advice on this topic, so they are worth stating precisely rather than quietly omitting.

CDAP — the Canada Digital Adoption Program — provided a $2,400 micro-grant plus access to a $100,000 interest-free BDC loan. It was wound down in 2025 after its allocation was distributed, and ISED has announced no direct replacement. If a page tells you to apply for the "$2,400 grant," it has not been updated since 2024.

Digital Main Street — Ontario’s $2,500 Digital Transformation Grant, with the free Digital Service Squad — is not "closed in some municipalities." The program ended March 31, 2024 and the Province of Ontario did not renew it. It remains the most commonly recommended e-commerce grant in Canada, and it has not existed for over two years.

What to do instead: check the regional table above for a program in your province, and if U.S. tariffs are part of why you are looking, start with RTRI rather than hunting for a CDAP successor that has not been announced.

Where You Are Registered Decides More Than What You Sell

45 of the 55 open digital-funding programs are scoped to a single province, territory or city. Here is what each region actually has right now — including the ones that have closed.

Ontario

OCI Digitalization Competence Centre — the RMPG retail stream ($5,000) is open first-come first-served; the larger DMAP and TDP intakes are closed. Ontario Together Trade Fund (up to $5M, forgivable loan, $200K project floor) for tariff-impacted businesses, continuous intake. Ontario also stacks an 8% refundable OITC plus a 3.5% ORDTC on federal SR&ED. Closed: Digital Main Street (ended March 2024) and Starter Company Plus (between cohort rounds all year).

Ontario grants →

Quebec

ESSOR Component 1A (feasibility, up to $50,000, no revenue floor) and 1C (digital implementation, up to $50,000, needs $2.5M revenue and a completed 1B diagnostic), both rolling to March 2027. PME MTL Fonds Entrepreneuriat Commercial gives Montreal street-facing retailers up to $25,000 at 80% cost-share. Quebec’s CRIC adds 20–30% on top of federal SR&ED — the largest provincial R&D top-up in Canada.

Quebec grants →

Alberta

Alberta Export Expansion Program — up to $15,000 for trade events, continuous intake until the annual budget runs out, and you must submit within two months of the event. Alberta Manufacturing Productivity Grant (up to $30,000, matching) if you do any production. The Innovation Employment Grant adds 8% on R&D spend, rising to 20% above your two-year rolling average. PrairiesCan BSP handles larger scale-up projects.

Alberta grants →

British Columbia

The thinnest province on this list right now. Innovate BC’s Go-To-Market Microgrant, Ignite, ISI and the Venture Acceleration Program are all closed. PacifiCan’s Business Scale-up and Productivity stream is also closed — it runs periodic windows and the last opened in March 2025. What remains open: the Export Navigator advisory service (free), Creative BC’s Project Development Fund for eligible sectors, and the federal programs above. BC does not run a general R&D top-up on SR&ED.

BC grants →

Atlantic Canada

ACOA Business Development Program ($25,000–$3M) and the REGI Business Scale-up stream are open — but note both are forgivable or repayable contributions, not grants, and ACOA’s commercial lending dropped sharply through the 2020s. Export Funding NB covers 65% of export costs to $15,000. PEI Small Business Investment Grant returns 15% of technology and equipment spend to $3,750. The Atlantic Innovation Fund is closed.

Atlantic grants →

The North

Disproportionately generous relative to population, and almost never mentioned. ADAPT Fund (Prosper NWT) is one of the few programs in Canada that will explicitly fund website development, e-commerce adoption and online payment setup — up to $5,000 standalone, $12,700–$15,100 with CanNor top-ups. SEED NWT Strategic Investments goes to $75,000. Nunavut’s Strategic Investments Program runs $50,000–$150,000; Yukon’s Economic Development Fund to $100,000.

ADAPT Fund record →

Where to Start, by Situation

Find the row that matches you. Every recommendation below was checked against the program’s live status on July 31, 2026.

Decision framework by business situation

New online store, under 1 year
There is no open startup grant to point you at — Starter Company Plus is between rounds and Digital Main Street has ended. Realistic options: Futurpreneur ($75K loan plus mentorship) if you are under 40, and CSBFP through your own bank for equipment and technology. Do not apply to CanExport: you need 3 employees and $300,000 of revenue in your last complete tax year.
Brick-and-mortar adding online sales
Check the regional table first — this is the profile the small digital-adoption grants were designed for. OCI RMPG ($5,000, Ontario retail), PME MTL ($25,000, Montreal street retail), PEI SBIG, ADAPT (NWT). If your province has none, there is no federal equivalent since CDAP ended.
Established store, expanding internationally
CanExport SMEs ($50,000 at 50%) is your primary target and the window closes August 31, 2026 — but only for non-U.S. markets, and it will not fund your platform, ads or SEO. Stack Alberta Export Expansion ($15,000) or Export Funding NB ($15,000) if you are in those provinces. Use the Trade Commissioner Service for free in-country intelligence before you commit to a market.
Losing U.S. sales to tariffs
RTRI is the answer, not CanExport — up to $1,000,000 non-repayable, or $300,000 for a diversification-only project, through your Regional Development Agency. You need 5–499 employees, 3 years of incorporation, and either 25%+ of sales into the U.S. or China or documented tariff damage. Ontario businesses can also look at the Ontario Together Trade Fund.
Building custom e-commerce technology
IRAP first ($75K–$200K typical for a first award) — get an Industrial Technology Advisor assigned before the project starts. File SR&ED on the R&D dollars IRAP did not cover. Add Scale AI Acceleration ($50,000) if machine learning is genuinely part of the product.
Need capital for warehouse, equipment or fulfilment
CSBFP through your existing bank is the most practical route: up to $1.15M with an 85% federal guarantee at prime + 3%. It is a loan, and it is usually faster and more certain than any grant on this page.
Which programs open at which stage
Program Startup (<2 yrs) Established (2+ yrs) The gate
Futurpreneur (loan) Yes — ideal fit No Age 18–39; business under 12 months
CSBFP (loan) Yes Yes Under $10M revenue; your bank decides
CanExport SMEs No — blocked Yes — primary target 3 employees + $300K in last complete tax year
RTRI No Yes — if tariff-hit 3 years incorporated; 5–499 FTEs
IRAP Sometimes Yes — if tech-driven Incorporated; genuine technological uncertainty
SR&ED Yes — if custom tech Yes — if custom tech Technological advancement, not configuration

How Stacking Actually Works

Two scenarios with the arithmetic shown, and the caps that bite. These are illustrative worked examples, not case studies of specific businesses.

Scenario 1: An Alberta store entering the German market

CanExport + Alberta Export Expansion

An established Alberta store — 5 employees, $800,000 in its last complete tax year, no prior German sales — plans a $70,000 market-entry project: a Berlin trade show, in-market research, German translation of its marketing, and an EU trademark filing. CanExport reimburses 50% of eligible costs, and the request must land between $10,000 and $50,000 — here, $35,000. Alberta Export Expansion covers trade-event costs up to $15,000. Note what is not in the budget: no Google Ads, no Shopify fees, no SEO, no hosting — all ineligible.

Non-repayable: about $50,000 against a $70,000 project — and total government assistance stays under the 75% cap

Scenario 2: An Ontario marketplace building a matching engine

IRAP + SR&ED + Ontario credits

A Toronto marketplace runs a 12-month R&D project on a novel seller-matching algorithm: one developer at $120,000 fully loaded. IRAP covers up to 80% of eligible labour — here $96,000, which sits inside the $75,000–$200,000 band a first-time applicant typically sees. The company then files SR&ED on the remaining $24,000 of eligible R&D cost, returning 35% federally: about $8,400. Ontario’s OITC (8% refundable) adds roughly $1,900. The non-refundable ORDTC (3.5%) is worth another $840, but only against tax payable — so it is not cash.

Cash back: roughly $106,000 of a $120,000 R&D cost, plus $840 of non-refundable credit — the highest-recovery path on this page, and the one that requires real engineering

The caps that decide whether a stack is legal. Total government assistance — federal, provincial and municipal combined — generally cannot exceed 75% of eligible project costs, and exceeding it means returning the excess. A company can receive at most $99,999 across all CanExport programs per federal fiscal year, and can hold only one active CanExport SMEs project at a time. IRAP and SR&ED cannot both claim the same dollar, though they can cover different parts of the same project. Disclose every other funding source in every application; undisclosed stacking is the fastest way to lose an approved contribution.

SR&ED eligibility: what qualifies and what does not for e-commerce
Development Activity SR&ED Eligible? IRAP Eligible? Likely Credit Value
Proprietary recommendation engine (ML-based) Yes — strong case Yes 35% federal + provincial
Custom AI demand forecasting model Yes — strong case Yes + Scale AI eligible 35%+ federal
Novel marketplace matching algorithm Likely yes — confirm with specialist Yes 35% federal
Custom checkout / payment integration (standard methods) No — standard development No Not eligible
Shopify theme customization or app configuration No — routine work No Not eligible
Verdict

The best available grant for an export-minded online business in 2026 is CanExport SMEs — and the deciding factor is that your target market is not the United States.

Global Affairs has fully allocated the $3.1 million reserved for U.S.-targeted projects and stopped accepting new U.S. applications. The remaining budget is competing among projects aimed at the EU, Asia, LATAM and the Middle East only. If that describes your expansion, you are applying into a smaller field for a larger share, and the window is open until August 31, 2026. Two conditions decide whether it is worth starting: your revenue in your last complete tax year must be at least $300,000, and your project must be worth $20,000 to $100,000 so that your request lands in the $10,000–$50,000 band. Build the budget around a trade event, in-market research, translation and IP protection — never around your storefront, your ads or your SEO, which the program does not fund.

Six Mistakes That Cost E-commerce Owners Real Money

Each of these is either a program rule people miss, or a piece of outdated advice still circulating.

×

Budgeting a CanExport application around ads, hosting or your storefront

Online store development, platform subscriptions, marketplace fees, SEO and all advertising are named ineligible in the applicant’s guide. A budget built on them is rejected, and the rejection is not appealable — funding decisions are final.

×

Reading the CanExport revenue test as "any of the last three years"

It is your last complete tax year. Global Affairs states plainly that it does not grant exemptions for companies that did not reach $300,000 in that year. A business that peaked two years ago does not qualify.

×

Still planning around CDAP or Digital Main Street

CDAP wound down in 2025; Digital Main Street ended March 31, 2024. Both are still recommended across most e-commerce funding articles, and neither is available in any municipality.

×

Dismissing SR&ED because "we just use Shopify"

Configuring Shopify does not qualify. Building a proprietary recommendation engine, a novel logistics optimiser, or AI personalisation on top of it can. The credit is 35% federal on the first $6 million, plus your provincial top-up.

×

Assuming a regional agency "contribution" is free money

ACOA, FedDev, PrairiesCan, PacifiCan and CED all use the word "contribution" for funding that is frequently repayable or forgivable-with-conditions. Check the repayment terms before you count it as a grant.

×

Starting the project before the paperwork

CanExport does not cover costs incurred before your application is submitted. IRAP does not fund R&D already underway. SR&ED closes 18 months after your fiscal year-end with no extensions. In all three, timing — not merit — is what disqualifies most claims.

Every Program on This Page, Side by Side

Honest funding-type classification and live status as of July 31, 2026. Green badge = grant, blue = tax credit, amber = loan. Cost-share and full eligibility are on each program card above.

Program Who runs it Amount Type Status Best for
CanExport SMEs Global Affairs $10K–$50K Grant Open to Aug 31 — U.S. closed Entering a new non-U.S. market
RTRI 7 RDAs Up to $1M Grant Open, intakes vary Tariff-hit sellers diversifying
IRAP NRC $75K–$200K (first) Grant Open, rolling Genuine platform R&D
SR&ED CRA 35% ITC on first $6M Tax Credit Open, filed with T2 Custom development
Scale AI Acceleration Scale AI cluster Up to $50K Grant Open via partners Putting AI into production
ESSOR 1A / 1C Investissement QC Up to $50K each Grant Rolling to Mar 2027 Quebec digital projects
OCI RMPG Ontario Centre of Innovation $5,000 Grant Open, first-come Ontario retail digital work
CSBFP ISED via your bank Up to $1.15M Loan Open continuously Equipment, fulfilment, space
Futurpreneur Futurpreneur Canada Up to $75K Loan Open, rolling Founders aged 18–39
Digital Main Street Ontario $2,500 Was a grant Ended Mar 2024 Nothing — it is gone
CDAP ISED $2,400 Was a grant Wound down 2025 Nothing — no replacement
← Scroll to see all columns →

Stop guessing which programs you'll actually get

Premium shows approval likelihood, realistic amounts, and insider tips for every e-commerce program — plus tools to compare, track documents, and find stacking opportunities. See Premium Data →

E-commerce Funding by the Numbers

Catalog figures counted July 31, 2026; program figures taken from the departments’ own published documents.

55 Open digital-funding programs in the GrantCompass catalog
10 Of those open to a business anywhere in Canada
$31M CanExport SMEs budget for 2026-27 (Global Affairs)
~40% Of eligible CanExport applicants approved in 2025-26
$393.1M IRAP disbursed to 3,136 SMEs in FY2024-25 (NRC)
$6M SR&ED enhanced-rate limit after Budget 2025 (was $3M)

"The Trade Commissioner Service helps Canadian businesses, including e-commerce companies, take advantage of international trade opportunities. CanExport SMEs provides direct financial support to help small and medium-sized businesses develop new export markets."

— Trade Commissioner Service, CanExport SMEs Program

Sources and Official References

  1. CanExport SMEs Applicant’s Guide 2026-27 — Global Affairs Canada (eligibility, funding bands, eligible and ineligible expenses)
  2. CanExport SMEs program page — deadline extension to August 31, 2026 and the U.S. allocation notice
  3. About NRC-IRAP — National Research Council Canada
  4. SR&ED Tax Incentive Program — Canada Revenue Agency
  5. Budget 2025 — the $3M to $6M SR&ED expenditure-limit increase
  6. Regional Tariff Response Initiative — ISED
  7. Canada Small Business Financing Program — ISED
  8. Futurpreneur Canada — startup financing and mentorship (loan program)
  9. Scale AI — AI Global Innovation Cluster
  10. ESSOR Program — Investissement Québec
  11. Digitalization Competence Centre — Ontario Centre of Innovation
  12. ADAPT Fund — Prosper NWT

Catalog counts on this page were computed on July 31, 2026 from the 697-program GrantCompass database, filtered to programs whose stated purpose includes digital transformation or digital adoption. Program statuses were checked against each department’s own page. Where an official source is ambiguous or two official sources disagree, we say so rather than pick one silently.

Need Help With Your Application?

Applications for programs like CanExport and IRAP reward specific structure and terminology, and a professional writer can help you get there. Two things to know before you hire one: CanExport explicitly will not reimburse the cost of preparing a CanExport application, so that fee comes entirely out of your own pocket on top of your 50% share — and when we checked around 20 Canadian grant firms in July 2026, not one published a price for CanExport application preparation. Ask for a fixed quote in writing before you engage anyone.

We could not find a single published price for CanExport application help from any Canadian grant firm — treat any quoted figure as negotiable.

Verdict

The highest-value funding path available to a Canadian e-commerce business is IRAP plus SR&ED — and it is only available to companies that build technology rather than use it.

The arithmetic is why. IRAP covers up to 80% of eligible R&D labour, SR&ED returns 35% federally on what IRAP did not cover, and your provincial credit stacks on top of that — 20–30% in Quebec, 8% plus 3.5% in Ontario. On a $120,000 engineering project that is roughly $106,000 back in cash, against $50,000 as the absolute ceiling for the best pure-commerce grant on this page. That gap is not an accident of program design: Canada funds technological risk, and it does not fund retail operations. If your team is genuinely resolving technical uncertainty, this is where your effort belongs. If it is not, be honest about that and go after the export and tariff-response money instead — the programs are smaller, but the applications are far more likely to succeed than an IRAP pitch built on a Shopify build.

Six Details That Decide Most Applications

The points people get wrong most often, stated as answers rather than questions. Tap to expand.

A Shopify store has three realistic options, and none of them is a website grant

If you sell internationally, CanExport SMEs covers 50% of new-market entry costs, requesting $10,000–$50,000 — but it will not pay for the Shopify subscription, hosting, store development, SEO or advertising. If U.S. tariffs have cut your orders, RTRI provides up to $1,000,000 non-repayable through your Regional Development Agency. If you are building custom technology on top of Shopify — a proprietary recommendation engine, a novel logistics optimiser — IRAP and SR&ED open up. What no longer exists: Digital Main Street, which ended March 31, 2024, and CDAP, which wound down in 2025.

There is no open startup grant for a brand-new online store

Ontario’s Starter Company Plus — the $5,000 program most often cited — is between cohort rounds and has been for the whole of 2026; the intake that was expected in spring has not opened. The realistic starting capital for a new store is repayable: Futurpreneur lends up to $75,000 with two years of mentorship if you are 18–39, and CSBFP gives you up to $1.15 million through your own bank with an 85% federal guarantee. Once you clear 3 employees and $300,000 of revenue in a complete tax year, CanExport becomes available for international expansion.

CDAP and its $2,400 micro-grant are gone, and nothing replaced them

The Canada Digital Adoption Program provided a $2,400 grant plus access to a $100,000 interest-free BDC loan. It was wound down in 2025 once its allocation was distributed, and ISED has announced no direct replacement. The nearest alternatives are all regional and much smaller: OCI RMPG ($5,000, Ontario retail), PME MTL Fonds Entrepreneuriat Commercial ($25,000, Montreal street retail), ADAPT Fund ($5,000 standalone, Northwest Territories), and the PEI Small Business Investment Grant ($3,750). BDC still lends for e-commerce work, but as a commercial loan.

SR&ED covers custom development, not Shopify configuration

The test is technological advancement — whether you are resolving a technical uncertainty whose solution was not obvious at the outset. Building a proprietary recommendation engine, an AI personalisation layer, or a novel logistics optimiser can qualify. Installing Shopify, configuring apps, theme work and standard SEO cannot. CCPCs receive a 35% refundable federal credit on the first $6 million of eligible expenditures — Budget 2025 raised that limit from $3 million — plus a provincial credit that varies widely: Quebec’s CRIC is 20–30%, Ontario stacks 8% refundable plus 3.5% non-refundable, Manitoba 15%, Saskatchewan 10%. The claim must be filed within 18 months of your fiscal year-end.

Futurpreneur is a loan, and so is CSBFP

Futurpreneur provides up to $75,000 in startup financing repayable over five years, paired with a mandatory mentor relationship for up to two years. A BDC partnership can add a further $75,000 — also a loan — for $150,000 of repayable funding. Many funding round-ups list it as a grant; it is not. CSBFP is the same story at larger scale: $1.15 million available through chartered banks, 85% government-guaranteed, at prime + 3% plus a 2% registration fee. Both have better terms than commercial credit. Neither is free money.

Stacking is allowed up to 75% of project cost, with a hard CanExport ceiling

Combining programs is expected, not frowned on — provided total government assistance from federal, provincial and municipal sources stays under 75% of eligible project costs. Exceed it and you return the excess. Two caps bite specifically: a company may receive at most $99,999 across all CanExport programs per federal fiscal year and may hold only one active CanExport SMEs project at a time; and IRAP and SR&ED cannot both claim the same dollar, though they can cover different parts of the same project. Disclose every other funding source in every application.

Get told when one of these reopens

Starter Company Plus, Innovate BC, PacifiCan BSP and the OCI DMAP stream are all between intakes. We will email you when they reopen — and when new e-commerce-relevant programs launch.