Updated March 2026 · Verified against Canada Economic Development for Quebec Regions guidelines
✓ First-Timer Friendly Reimbursement Est. 2018
Forgivable Loan Federal Active

CED Quebec — REGI Business Scale-up and Productivity

Canada Economic Development for Quebec Regions
Maximum Funding
$150,000–$1,000,000
Ongoing
Visit Official Program →
Difficulty
Moderate
Payment
Reimbursement
Trend
Stable
First-Timers
Friendly ✓
Co-Funding
50%
CED Quebec — REGI Business Scale-up and Productivity provides up to $150,000–$1,000,000 Interest-free repayable contributions covering up to 50% of eligible costs for Quebec SMEs investing in equipment, digital technology adoption, productivity improvements, or commercialization. The program covers up to 50% of eligible costs. Applications are accepted on an ongoing basis. (As of March 2026, verified against Canada Economic Development for Quebec Regions program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Interest-free repayable contributions covering up to 50% of eligible costs for Quebec SMEs investing in equipment, digital technology adoption, productivity improvements, or commercialization. Repayment begins 2 years after project completion; continuous intake with no deadlines.

Eligibility Requirements

  • Quebec-based SMEs, cooperatives, or business associations
  • Excludes retail, food services, transportation, housing construction, daycare
  • Must co-fund at least 50% of project costs from non-government sources
Provinces
Quebec
Industries
Manufacturing Food Beverage Technology Life Sciences Digital Innovation
Business Stage
Growth Expansion Established

Quick Assessment

Difficulty
Moderate
Competition
Moderate
Est. Hours
60h
First-Timer
Friendly

Funding Details

Amount
$150,000–$1,000,000
Type
Forgivable Loan
Level
Federal
Co-Funding
Up to 50% of eligible costs
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Moderate
Effort
~60 hours
Approval
Moderate
Accessibility
--/5
Competition
--/5
Approval Rate
--%

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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

CED assigns a business advisor to every applicant before formal submission — this advisor is your internal champion. Call your regional CED office first. Frame your project around productivity metrics rather than general growth ambitions. SR&ED tax credits are often excluded from the 75% stacking cap, so you can layer SR&ED on top of CED to reduce net costs to 25-30%.

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Rejection Pitfalls 6

  • Ineligible sector: retail, food services, transportation, housing, daycare, personal services
  • Project is operational (ongoing expenses) rather than a defined investment
  • Cannot co-fund at least 50% from non-government sources
+3 more pitfalls

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Success Profile

Quebec-based SME in manufacturing, food processing, ICT, or life sciences. 10-100 employees, 3+ years operating, $1M+ annual revenue. Investing in specific productivity improvements with measurable economic impact.

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Evaluation Criteria

Non-competitive eligibility-based assessment. CED evaluates: (1) sector and project eligibility gate; (2) measurable economic impact case (jobs, revenue, productivity, exports); (3) financial viability to co-fund at 50%+; (4) leverage ratio ($4+ private dollars per CED dollar); (5) project readiness with validated costs and confirmed co-funding. No scoring rubric — advisors work collaboratively to strengthen weak applications rather than simply rejecting.

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Application Steps

1 Pre-application consultation (mandatory) Contact your regional CED office or initiate through CED Client Space portal. A business advisor is assigned. This scoping meeting confirms project eligibility, recommends the right REGI stream (BSP vs other), and aligns project framing before formal submission. Budget 4-8 weeks.
2 CED Client Space online application Submit formal application via clientspace.dec.canada.ca including: project description with objectives, detailed project budget with supplier quotes, business or strategic plan, audited/reviewed financial statements (2 years), recent interim financials, certificate of incorporation, and co-funding confirmation (bank letter, investment commitment).
3 CED assessment Your assigned advisor reviews the complete application package. May request additional documentation or revisions. Official processing time: 35-65 business days from complete submission.
+3 more steps

Required Documents 7

CED Client Space online application form
Audited or reviewed financial statements for last 2 fiscal years
Recent interim financial statements
Detailed work plan with milestones and timeline
Project budget with cost breakdown
Evidence of projected economic impact (jobs, revenue, exports)
Certificate of incorporation

Eligible Expenses 7

  • Purchase of capital equipment and machinery (new or substantially upgraded)
  • Leasehold improvements directly enabling the project
  • Software licenses and digital technology adoption (ERP, MES, automation systems)
  • Commercialization activities (prototyping, market trials, product launches)
  • Professional fees directly tied to project delivery (engineering, consulting, certification)
  • Salaries for project-dedicated staff (portion attributed with documentation)
  • Training costs directly related to new technology adoption

Ineligible Expenses 9

  • Land purchase or real estate acquisition
  • Buildings and general construction (unless directly required for equipment installation)
  • Refinancing of existing debt
  • Goodwill, franchises, or IP purchased at inflated value
  • Routine operating expenses (rent, utilities, general salaries, general marketing)
  • Expenditures incurred before CED approval
  • GST/HST on eligible costs
  • Interest and financing charges
  • Contingency reserves

Intake Periods

Continuous year-round intake. Budget runs on federal fiscal year (April 1 – March 31). Submitting in Q1 (April–June) maximizes budget availability.

Deadline Notes

Continuous intake year-round. Budgets allocated on a fiscal-year basis (April 1 – March 31); submitting early in Q1 may improve access.

Open Application Portal →

Ineligible Organizations

  • Retail trade businesses
  • Restaurants and food service establishments
  • Road passenger and freight transportation companies
  • Residential housing construction companies
  • Licensed childcare and daycare operators
  • Personal consumer service businesses
  • Financial services firms
  • Professional service firms (law, accounting) as primary activity

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Compatible Programs

Investissement Québec ESSOR SR&ED Tax Credit (federal + Quebec) NRC IRAP CanExport SMEs Mitacs
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk

Moderate. If project fails to achieve committed economic outcomes (jobs, revenue, productivity), CED may demand early repayment or refuse to release final claim reimbursement. Ownership changes (company sale) during or within 2-3 years of project completion may trigger early repayment assessment. Unspent contributions must be returned.

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Stacking amounts, clawback details, government stacking limits, and tax implications
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How CED Quebec — REGI Business ... Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
CED Quebec — REGI Business Scale-up a... $150,000–$1,000,000 Moderate Reimbursement Ongoing
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Annual intake window....
Mitacs Accelerate $15,000 per internship unit Easy Advance Payment Ongoing
Strategic Response Fund (formerly Str... Up to $50 million Hard Mixed (Advance + Reimb.) Ongoing — continuous...

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