Updated June 2026 · Verified against Government of Ontario guidelines
✓ First-Timer Friendly Loan Est. 1992
Loan Provincial Active

Commodity Loan Guarantee Program (CLGP)

Government of Ontario
Loan Range
Up to $750,000
Ongoing (program year: November 1 – October 31)
Visit Official Program →
Difficulty
Easy
Payment
Loan
Trend
Stable
First-Timers
Friendly ✓
Financing share
100%
Commodity Loan Guarantee Program (CLGP) provides Up to $750,000 per producer (at prime rate). Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Applications are accepted on an ongoing basis.
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Eligibility & Details

What this program funds and who can apply

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Program Description

Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Administered by the Agricultural Credit Corporation (ACC) with $200M in total government guarantees. Ongoing since 1992.

Eligibility Requirements

  • Must be an Ontario crop producer (sole proprietor, partnership, or corporation)
  • Must be in the business of producing eligible commodities
  • Must pass ACC credit review
  • Must not owe money to the Administrator from past defaults
  • Must not owe money to the Crown
Provinces
Industries
Business Stage
Growth Established

Quick Assessment

Difficulty
Easy
Competition
Low
First-Timer
Friendly

Funding Details

Amount
Up to $750,000 per producer (at prime rate)
Type
Loan
Level
Provincial
Financing share
Up to 100% of eligible costs
Deadline
Ongoing (program year: November 1 – October 31)

Program Scorecard

Competition, effort, and approval at a glance

Competition
Low
Deadline
Ongoing
Approval
Good
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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What's in this Playbook

Everything you need to secure CLGP

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

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How to qualify

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

Apply through the Agricultural Credit Corporation (ACC), not the government directly.

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Success Profile

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Evaluation Criteria

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Contact ACC Call Agricultural Credit Corporation at 519-766-0544.

Required Documents 3

ACC loan application
Farm financial statements

Eligible Expenses 4

Ineligible Expenses 4

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

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How CLGP Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
Commodity Loan Guarantee Program (CLGP) Up to $750,000 Easy Loan Ongoing (program year:...
Canadian Agricultural Loans Act (CALA... Up to $500,000 Easy Loan Ongoing (apply through...
AgriInvest Program up to $10,000 Easy Advance Payment Annual — 2025 program...
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Applications accepted...
Export Development Canada (EDC) Finan... Varies Easy Equity Ongoing

Related Programs

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Frequently Asked Questions

Quick answers to the questions founders most often ask about CLGP

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Can sole proprietors apply?
Yes, sole proprietors, partnerships, and corporations are all eligible as long as they produce eligible commodities and pass ACC credit review.
What's the realistic loan amount?
Typical loans range from $50,000 to $500,000 based on farm size and input costs, not the max $750,000.
When is the repayment deadline?
Repayment must be completed by September 30 each year, aligning with harvest cash flow.
Why do applications get rejected?
Common reasons: not growing eligible crops, past defaults with ACC, or owing money to the Crown.
Can I stack this with other programs?
Yes, it complements CALA (for land/equipment) and AgriInvest (for long-term savings).

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