Updated April 2026 · Verified against Government of Ontario guidelines
✓ First-Timer Friendly Loan Est. 1992
Loan Provincial Active

Commodity Loan Guarantee Program (CLGP)

Government of Ontario
Maximum Funding
Up to $750,000
Ongoing (program year: November 1 – October 31)
Visit Official Program →
Difficulty
Easy
Payment
Loan
Trend
Stable
First-Timers
Friendly ✓
Co-Funding
100%
Commodity Loan Guarantee Program (CLGP) provides Up to $750,000 per producer (at prime rate). Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Applications are accepted on an ongoing basis. (As of April 2026, verified against Government of Ontario program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Administered by the Agricultural Credit Corporation (ACC) with $200M in total government guarantees. Ongoing since 1992.

Eligibility Requirements

  • Must be an Ontario crop producer (sole proprietor, partnership, or corporation)
  • Must be in the business of producing eligible commodities
  • Must pass ACC credit review
  • Must not owe money to the Administrator from past defaults
  • Must not owe money to the Crown
Provinces
Ontario
Industries
Agriculture
Business Stage
Growth Established

Quick Assessment

Difficulty
Easy
Competition
Low
Est. Hours
3h
First-Timer
Friendly

Funding Details

Amount
Up to $750,000 per producer (at prime rate)
Type
Loan
Level
Provincial
Co-Funding
Up to 100% of eligible costs
Deadline
Ongoing (program year: November 1 – October 31)

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Low
Effort
~3 hours
Approval
Good
Accessibility
--/5
Competition
--/5
Approval Rate
--%
Premium See how this program compares on approval odds, difficulty, and competition — so you know if it’s worth your time.
Know your real odds before investing 40+ hours
Approval likelihood, realistic amounts, competition level, and what winners look like
Consultants charge $500–$2,000 per program. This Playbook is $19.
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What's in this Playbook

Everything you need to win CLGP — $19

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

Consultants charge $2,000–$5,000 per program. This Playbook is $19. Yours forever.
Unlock this Playbook — $19 or subscribe for $29/mo · 30-day money-back →

Applying for CLGP? Most founders end up needing more than one template — grab the Founder Pack ($59 · saves $27 vs separate) →

How to Win

Insider tips, common pitfalls, and what successful applicants look like

Premium
Insider Tip

Apply through the Agricultural Credit Corporation (ACC), not the government directly. Prime rate loans for seasonal inputs are hard to beat. Repayment deadline is September 30 — designed to align with harvest cash flow. The $750K ceiling covers most commercial crop operations. Eligible commodities include corn, soybeans, canola, wheat, barley, oats, mixed grains, potatoes, processing vegetables, and seed corn.

Premium See what trips up most applicants for this program — and how to avoid it.

Success Profile

Ontario grain and oilseed farmers financing spring planting inputs. Commercial crop producers needing seasonal working capital at competitive rates.

Premium See what successful applicants for this program actually look like.

Evaluation Criteria

ACC credit review — assessed on farm viability and repayment capacity, not competitive ranking.

Premium See exactly what reviewers score on — so you know where to focus.
Don’t waste 3 hours on a preventable rejection
Common rejection pitfalls, what winners look like, and exactly what reviewers score on
Paid grant writers quote $2,000–$5,000 per program. Start with the $19 Playbook first.
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or subscribe for $29/mo · 30-day money-back

Application Playbook

Step-by-step process, required documents, and expenses

Premium 5 steps 3 docs

Application Steps

1 Contact ACC Call Agricultural Credit Corporation at 519-766-0544.
2 Submit application Apply with farm financials and crop plan.
3 Credit review ACC assesses creditworthiness.
4 Receive funds Purchase eligible crop inputs.
5 Repay by September 30 Repay loan after harvest cash flow.

Required Documents 3

✓ ACC loan application
✓ Farm financial statements
✓ Crop production plan

Eligible Expenses 4

  • Seed purchases
  • Fertilizer
  • Pesticides and herbicides
  • Crop insurance premiums

Ineligible Expenses 4

  • Equipment
  • Land
  • Building construction
  • Operating overhead

Intake Periods

November 1 – October 31 annually. Apply year-round through ACC.

Deadline Notes

Annual recurring program. Apply through the Agricultural Credit Corporation (ACC) at 519-766-0544. Repayment deadline is September 30 each year. Eligible commodities: corn, soybeans, canola, wheat, barley, oats, mixed grains, potatoes, vegetables for processing, seed corn.

Open Application Portal →

Ineligible Organizations

  • Non-agricultural businesses
  • Livestock-only operations (no crop production)
Premium Get the step-by-step application guide — documents, timeline, and what to prepare.

Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

Premium 2 partners

Compatible Programs

Canadian Agricultural Loans Act (CALA) AgriInvest
Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

Standard loan — repayment required.

Premium See which programs combine with this one — and how much more you could get.
See your total funding potential across 2 programs
Stacking amounts, clawback details, government stacking limits, and tax implications
One avoided clawback typically outweighs the $19 Playbook cost by 50–100×.
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How CLGP Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
Commodity Loan Guarantee Program (CLGP) Up to $750,000 Easy Loan Ongoing (program year:...
Canadian Agricultural Loans Act (CALA... Up to $500,000 Easy Loan Ongoing (apply through...
AgriInvest Program up to $10,000 Easy Advance Payment Annual — 2025 program...
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Next deadline: May 29,...
Export Development Canada (EDC) Finan... Varies Easy Equity Ongoing

Related Programs

Other programs you might be eligible for

Free
Loan

Farm Credit Canada (FCC) Financing

Varies · Federal
 Program

Genome Canada

Up to $10 million · Federal
 Program

Sustainable Canadian Agricultural Partnership (SCAP) Programs

$5,000–$15,000,000 depending on sub-program · Federal

Frequently Asked Questions

Quick answers to the questions founders most often ask about CLGP

Free
Can sole proprietors apply?
Yes, sole proprietors, partnerships, and corporations are all eligible as long as they produce eligible commodities and pass ACC credit review.
What's the realistic loan amount?
Typical loans range from $50,000 to $500,000 based on farm size and input costs, not the max $750,000.
When is the repayment deadline?
Repayment must be completed by September 30 each year, aligning with harvest cash flow.
Why do applications get rejected?
Common reasons: not growing eligible crops, past defaults with ACC, or owing money to the Crown.
Can I stack this with other programs?
Yes, it complements CALA (for land/equipment) and AgriInvest (for long-term savings).

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