Commodity Loan Guarantee Program (CLGP)
Compared with the 242 other application forms we have read
- Winning means you must produce audited accounts. 13 ask that.
- Scored mainly on whether you can afford it and pay it back. 42 lead with that.
- What does not disqualify you: Owning land or equipment. 119 record an exemption like this.
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Eligibility & Details
What this program funds and who can apply
Program Description
Government-guaranteed short-term operating loans of up to $750,000 for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Administered by the Agricultural Credit Corporation (ACC) with $200M in total government guarantees. Ongoing since 1992.
Eligibility Requirements
- Must be an Ontario crop producer (sole proprietor, partnership, or corporation)
- Must be in the business of producing eligible commodities
- Must pass ACC credit review
- Must not owe money to the Administrator from past defaults
- Must not owe money to the Crown
Quick Assessment
Funding Details
- Amount
- Up to $750,000 per producer
- Type
- Loan
- Level
- Provincial
- Financing share
- Up to 100% of eligible costs
- Deadline
- Ongoing (program year: November 1 – October 31)
Program Scorecard
Competition, effort, and approval at a glance
Accessible — straightforward requirements
Low competition — good odds of approval
Easy — minimal documentation
How to qualify
Insider tips, common pitfalls, and what successful applicants look like
Insider TipApply through the Agricultural Credit Corporation (ACC), not the government directly.
Success Profile
Evaluation Criteria
How the Government of Ontario judges your application
What the reviewer scores, what gets applications rejected, and what to write.
Distilled from 6+ source documents, condensed into one brief. Sources as of 2026-09-07.
6 of the sources
- Commodity Loan Program Application & Repayment Agreement 2026-2027 agcreditcorp.ca
- Commodity Loan Guarantee Program Guidelines ontario.ca
- Commodity loan guarantee program ontario.ca
- Commodity Loan Program agcreditcorp.ca
- How to Apply agcreditcorp.ca
- FAQS agcreditcorp.ca
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What the Government of Ontario favours
Low-interest loans for producers to grow eligible crops◦
“The purpose of this Program is to facilitate access for Producers to low-interest Producer Loans, through the provision of a Guarantee to the Administrator, so that those Producers can produce Eligible Crops.”
The form
Applicant and business
- 1APPLICANT BUSINESS TYPE (COMPLETION REQUIRED)selection
- 2(a)BORROWER’S BASIC INFORMATIONtable
- 2(b)COMPLETE SECTION BELOW IF PARTNERSHIP, CORPORATION, COOPERATIVE, OTHERWISE LEAVE BLANKtable
- 5OPTIONAL: DISCLOSURE OF LOAN INFORMATION TO NON-BORROWERtable
Banking and suppliers
- 3FINANCIAL INSTITUTION/CREDIT UNION INFORMATIONtable
- 4ALL APPLICANTS: MINIMUM 2 INPUT SUPPLIERS REQUIREDtable
Declarations of security
- 6.1sourceshort answer
- 6.2-4ownership and prior advancesyes/no + written
Do you have outstanding advances from previous program years
- 6.5structure changesyes/no + written
Has your operation undergone any business structure changes in the last two years or since the last CLP application?
- 6.6insolvencyyes/no + written
- 6.7legal disputesyes/no + written
- 6.8ASSIGNMENT OF PRODUCTION INSURANCEshort answer
Advance request
- 72026 PRODUCER ADVANCE REQUEST (Maximum Allowed is $750,000)selection + written
- 8ADVANCE REQUESTED BY PRODUCER - CALCULATION WORKSHEETtable
Guarantee and declaration
- 15PERSONAL/JOINT & SEVERAL GUARANTEEtable
- 16DECLARATION OF PRODUCER, BUSINESS RISK MANAGEMENT ASSIGNMENT & PRODUCER LOAN AGREEMENTtable
the Government of Ontario states no length limits for these answers.
Judged against
- 1
Who is applying and who owns the business?
Show them Give the legal names, addresses and voting percentages of every owner exactly as they appear on your incorporation or partnership documents.◦
- 2
Will this producer repay the loan?
What to show, and the funder’s 2 criteria behind it in Premium
- 3
Does the advance match your actual production?
What to show them in Premium
Where applicants fail
“Provision of False or Misleading Information: Any Producer that willfully provides or has provided false or misleading information under the Program will have his/her/its/their participation in the Program terminated and will be prohibited from participating in the Program for a minimum of five (5) years.”
Premium · the rest of this brief
See all 6 rules that can reject you and every criterion you are judged on. Then we draft your application for you.
4 more rules that can reject you · 2 more criteria · 10 more prompts
Do you pass?
Each one can rule you out. Tick the ones you meet.
You
Lives and farms in Ontario
Applicants must live and farm in the province of Ontario, be Canadian citizens or permanent residents of Canada, and must have reached the age of majority in Ontario.
Owns and insures the commodity
However, applicants must own and have production insurance on the commodities for which the loan is being requested.
1 thing this funder says you do NOT need, in Premium.
Documents to attach
Ticks are kept on this device.
The money
Maximum advanceup to $750,000
Maximum Allowed is $750,000
Advance rate75% of expected average price
The Advance Rate represents 75% of the expected average price per production unit.
Your share2% of loan advance held back
Producer Holdback means the amount of money (2% of the loan advance) the Administrator is required to hold back from each Producer Loan it provides to a Producer under the Program;
StackingAll programs, no duplicate products
Based on eligibility, producers have access to all programs (APP, CLP and GSLGPP). As the qualified agricultural products are used to determine eligible advance amount, they cannot be duplicated over more than one program.
What it pays for · 1
- Crop Input Supplies means supplies and services that are normally associated with the production of crops, including premiums paid for Production Insurance, provided those supplies are not capital in nature;
What it does not pay for · 1
- provided those supplies are not capital in nature;
From application to money
- Submit the applicationNov 1, 2025 – Mar 31, 2027Apply Nov 1, 2025 – Mar 31, 2027
- Processing decisionDecision in 10-14 business days
- Funds availableFunds available beginning December
- Repay the advanceSep 30, 2027Repay by Sep 30, 2027
In the funder’s words · 4
- Submit the application
- Complete and return application pages 1-5 with the applicable supporting documents.
- Processing decision
- It will take approximately 10-14 business days to process a complete application.
- Funds available
- Generally funding is available beginning in December of each year and dependent on what you are producing in the current year.
- Repay the advance
- Repay the advance by the deadline set in the 2026-2027 product and rate list.
Quoted lines are word for word from the source documents; lines marked ◦ are our reading of them.
Everything you need to secure CLGP
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 3-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 5-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- 2-program stacking strategy to combine with compatible funding
- Success profile + evaluation criteria — exactly what lenders look for
Application Playbook
Step-by-step process, required documents, and expenses
Application Steps
Required Documents 3
Eligible Expenses 4
Ineligible Expenses 4
Deadline Notes
Ineligible Organizations
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
Compatible Programs
Clawback Risk
Not-applicable RiskHow CLGP Compares
Side-by-side with similar programs
| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| Commodity Loan Guarantee Program (CLGP) | Up to $750,000 per producer | Easy | Loan | Ongoing (program year:... |
| Canadian Agricultural Loans Act (CALA... | Up to $500,000 | Easy | Loan | Ongoing (apply through... |
| AgriInvest Program | up to $10,000 | Easy | Advance Payment | Enrolment is open.... |
| CanExport SMEs | Up to $50,000 | Moderate | Mixed (Advance + Reimb.) | Between intakes — the... |
| Export Development Canada (EDC) Finan... | Varies | Easy | Equity | Ongoing |
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Frequently Asked Questions
Quick answers to the questions founders most often ask about CLGP