Updated April 2026 · Verified against Government of Ontario guidelines
✓ First-Timer Friendly Loan Est. 1992
Loan Provincial Active

Commodity Loan Guarantee Program (CLGP)

Government of Ontario
Maximum Funding
Up to $750,000
Ongoing (program year: November 1 – October 31)
Visit Official Program →
Difficulty
Easy
Payment
Loan
Trend
Stable
First-Timers
Friendly ✓
Co-Funding
100%
Commodity Loan Guarantee Program (CLGP) provides up to Up to $750,000 per producer (at prime rate) Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Applications are accepted on an ongoing basis. (As of April 2026, verified against Government of Ontario program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Government-guaranteed short-term operating loans of up to $750,000 at prime rate for Ontario crop farmers to purchase seasonal inputs — seed, fertilizer, pesticides, and crop insurance premiums. Administered by the Agricultural Credit Corporation (ACC) with $200M in total government guarantees. Ongoing since 1992.

Eligibility Requirements

  • Must be an Ontario crop producer (sole proprietor, partnership, or corporation)
  • Must be in the business of producing eligible commodities
  • Must pass ACC credit review
  • Must not owe money to the Administrator from past defaults
  • Must not owe money to the Crown
Provinces
Ontario
Industries
Agriculture
Business Stage
Growth Established

Quick Assessment

Difficulty
Easy
Competition
Low
Est. Hours
3h
First-Timer
Friendly

Funding Details

Amount
Up to $750,000 per producer (at prime rate)
Type
Loan
Level
Provincial
Co-Funding
Up to 100% of eligible costs
Deadline
Ongoing (program year: November 1 – October 31)

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Low
Effort
~3 hours
Approval
Good
Accessibility
--/5
Competition
--/5
Approval Rate
--%

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Approval likelihood, realistic amounts, competition level, and what winners look like
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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

Premium
Insider Tip

Apply through the Agricultural Credit Corporation (ACC), not the government directly. Prime rate loans for seasonal inputs are hard to beat. Repayment deadline is September 30 — designed to align with harvest cash flow. The $750K ceiling covers most commercial crop operations. Eligible commodities include corn, soybeans, canola, wheat, barley, oats, mixed grains, potatoes, processing vegetables, and seed corn.

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Success Profile

Ontario grain and oilseed farmers financing spring planting inputs. Commercial crop producers needing seasonal working capital at competitive rates.

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Evaluation Criteria

ACC credit review — assessed on farm viability and repayment capacity, not competitive ranking.

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Common rejection pitfalls, what winners look like, and exactly what reviewers score on
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Application Steps

1 Contact ACC Call Agricultural Credit Corporation at 519-766-0544.
2 Submit application Apply with farm financials and crop plan.
3 Credit review ACC assesses creditworthiness.
+2 more steps

Required Documents 3

ACC loan application
Farm financial statements
Crop production plan

Eligible Expenses 4

  • Seed purchases
  • Fertilizer
  • Pesticides and herbicides
  • Crop insurance premiums

Ineligible Expenses 4

  • Equipment
  • Land
  • Building construction
  • Operating overhead

Intake Periods

November 1 – October 31 annually. Apply year-round through ACC.

Deadline Notes

Annual recurring program. Apply through the Agricultural Credit Corporation (ACC) at 519-766-0544. Repayment deadline is September 30 each year. Eligible commodities: corn, soybeans, canola, wheat, barley, oats, mixed grains, potatoes, vegetables for processing, seed corn.

Open Application Portal →

Ineligible Organizations

  • Non-agricultural businesses
  • Livestock-only operations (no crop production)

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Stacking partner data not yet available.

Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

Standard loan — repayment required.

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Stacking amounts, clawback details, government stacking limits, and tax implications
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How CLGP Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
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Farm Credit Canada (FCC) Financing Varies Easy Loan Ongoing
Genome Canada Up to $10 million Hard Reimbursement Ongoing

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