Updated March 2026 · Verified against Business Development Bank of Canada guidelines
Equity Est. 2022
Program Federal Active

Thrive Venture Fund

Business Development Bank of Canada
Maximum Funding
Varies
Ongoing
Visit Official Program →
Difficulty
Hard
Payment
Equity
Trend
Stable
First-Timers
Co-Funding
Varies
Thrive Venture Fund provides up to Varies BDC Capital's Thrive Venture Fund is a $300M venture capital fund taking equity stakes in women-led Canadian technology companies at seed through Series B stages — this is dilutive financing where founders give up ownership in exchange for $500,000 to $5,000,000 per investment. Applications are accepted on an ongoing basis. (As of March 2026, verified against Business Development Bank of Canada program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

BDC Capital's Thrive Venture Fund is a $300M venture capital fund taking equity stakes in women-led Canadian technology companies at seed through Series B stages — this is dilutive financing where founders give up ownership in exchange for $500,000 to $5,000,000 per investment. A company qualifies as "women-led" if a woman founder, co-founder, or C-suite executive has been driving the business for at least one year. The fund is sector-agnostic within technology.

Eligibility Requirements

  • Must be a Canadian technology company (incorporated in Canada)
  • Must be women-led: a woman founder, co-founder, or C-suite executive must have been driving the business for at least one year
  • Equity financing — company gives up ownership stake ($500,000–$5,000,000 per investment); not a grant
  • Seed through Series B stage with high growth potential
  • Must be in a technology sector (software, hardware, biotech, cleantech, fintech, etc.)
Provinces
All Provinces
Industries
Technology Innovation
Business Stage
Startup Growth

Quick Assessment

Difficulty
Hard
Competition
High
Est. Hours
80h
First-Timer
Not rated

Funding Details

Amount
Varies
Type
Program
Level
Federal
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
High
Effort
~80 hours
Approval
Competitive
Accessibility
--/5
Competition
--/5
Approval Rate
--%

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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

The Thrive Venture Fund is the successor to the WIT Fund, which had 8 successful exits from 38 investments. BDC Capital is a patient, founder-friendly investor by VC standards — a Crown corporation mandate means they accept longer timelines than private VCs. The best path in is through ecosystem events: Elevate Women+ Pitch Competition, Startupfest Women in Tech award, and the 25 Thrive Lab co-investment partners. If you're pre-seed or very early, target the $100M Thrive Lab instead of the Venture Fund. Critical: this is equity, not a grant — combine it with non-dilutive programs (SR&ED, IRAP, provincial grants) first to minimize dilution before seeking VC.

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Rejection Pitfalls 10

  • Company is not 'women-led' per BDC's definition (no woman founder/co-founder/executive in role 1+ year)
  • Not a technology company or technology-enabled business
  • Pre-revenue with no demonstrable traction or product-market fit (for Venture Fund — Thrive Lab may be appropriate instead)
+7 more pitfalls

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Success Profile

Canadian-incorporated technology company with a woman founder, co-founder, or C-suite executive who has been in the role for 1+ year. Revenue between $500K and $30M (based on WIT Fund criteria). Strong product-market fit or early traction. Scalable technology with potential for venture-scale returns. Sector-agnostic but tech-enabled. Typically 2-5 years old, past MVP stage. Connected to the Canadian VC ecosystem through accelerators, pitch competitions, or ecosystem partners.

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Evaluation Criteria

BDC Capital assesses: women-led qualification (woman founder/co-founder/C-suite executive in role 1+ year); technology-enabled business with scalable IP; market size sufficient for venture-scale returns; team domain expertise and execution track record; traction (revenue, users, key customers, growth rate); competitive differentiation; clear path to exit within fund timeline (7–10 years).

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Application Steps

1 Ecosystem entry or warm introduction Strongest path is through trusted ecosystem connections — accelerator graduates (DMZ, CDL, Highline Beta), pitch competition finalists (Elevate Women+ Pitch Competition, Startupfest Women in Tech), or referrals from Thrive Lab's 25 co-investment partners.
2 Pitch deck preparation Prepare a 10–15 slide deck: problem, solution, market size, traction (revenue, users, growth rate), team bios, competitive landscape, financials (actuals and 3–5 year model), cap table, and specific funding ask with use of funds.
3 Initial screening meeting 30–45 minute conversation with a Thrive team member. Be specific about women-led qualification (who holds the role, since when). Discuss growth trajectory, market size, and competitive differentiation.
+3 more steps

Required Documents 10

Pitch deck (10-15 slides: problem, solution, market, traction, team, financials, ask)
Financial statements and projections (3-5 year model)
Cap table showing current ownership structure
Evidence of women-led status (woman founder/co-founder/executive in role 1+ year)
Product demo or proof of concept
Customer traction data (revenue, users, contracts, LOIs)
Team biographies and relevant experience
Competitive landscape analysis
Use of funds breakdown
Corporate documents (certificate of incorporation, shareholder agreements)

Eligible Expenses 6

  • Growth capital for technology development and product scaling
  • Sales and marketing expansion
  • Team hiring and talent acquisition
  • International market entry
  • Infrastructure and platform scaling
  • Working capital for high-growth operations

Ineligible Expenses 5

  • Debt repayment or refinancing using VC proceeds
  • Founder personal compensation above market rate without board approval
  • Non-technology services businesses without scalable IP
  • Real estate or asset-heavy business models
  • Businesses not incorporated in Canada

Intake Periods

No fixed intake windows. Rolling basis year-round. The $300M Thrive Venture Fund (2022 vintage) is actively deploying capital.

Deadline Notes

This is a venture capital fund, not a grant program with intake windows. Companies can approach BDC Capital at any time. However, VC funds have finite capital — the $300M Thrive Venture Fund (2022 vintage) will eventually be fully deployed. As of late 2025, 17 of an estimated 30-50 target investments have been made, suggesting the fund is roughly mid-deployment. Companies should not delay under the assumption the fund will exist indefinitely.

Open Application Portal →

Ineligible Organizations

  • Companies not incorporated in Canada
  • Companies without a woman founder, co-founder, or C-suite executive in role for at least 1 year
  • Non-technology or non-technology-enabled businesses
  • Pre-revenue companies with no demonstrable product-market fit (better suited for Thrive Lab)
  • Post-Series B companies (generally too late-stage for the fund)
  • Businesses in markets too small for venture-scale returns
  • Founders unwilling to accept equity dilution or board governance

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Compatible Programs

SR&ED Tax Credit IRAP CanExport SMEs Provincial innovation programs Thrive Lab ($100M)
Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

Not applicable — equity investment, not a grant or loan. No clawback mechanism. Founders retain obligations under the shareholder agreement (information rights, governance rights, anti-dilution provisions).

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Stacking amounts, clawback details, government stacking limits, and tax implications
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How Thrive Venture Fund Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
Thrive Venture Fund Varies Hard Equity Ongoing
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Annual intake window....
BDC Thrive Lab for Women $100,000–$2,000,000 Hard Equity Ongoing
Strategic Response Fund (formerly Str... Up to $50 million Hard Mixed (Advance + Reimb.) Ongoing — continuous...

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