Updated August 2026 · Verified against Business Development Bank of Canada guidelines
Equity Est. 2022
Program Federal Active

Thrive Venture Fund

Business Development Bank of Canada
Maximum Funding
Varies
Ongoing
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Difficulty
Hard
Payment
Equity
Trend
Stable
First-Timers
Co-Funding
Varies
Thrive Venture Fund offers funding that varies by project. BDC Capital's Thrive Venture Fund is a $300M venture capital fund taking equity stakes in women-led Canadian technology companies at seed through Series B stages — this is dilutive financing where founders give up ownership in exchange for $500,000 to $5,000,000 per investment. Applications are accepted on an ongoing basis.
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Eligibility & Details

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Program Description

BDC Capital's Thrive Venture Fund is a $300M venture capital fund taking equity stakes in women-led Canadian technology companies at seed through Series B stages — this is dilutive financing where founders give up ownership in exchange for $500,000 to $5,000,000 per investment. A company qualifies as "women-led" if a woman founder, co-founder, or C-suite executive has been driving the business for at least one year. The fund is sector-agnostic within technology.

Eligibility Requirements

  • Must be a Canadian technology company (incorporated in Canada)
  • Must be women-led: a woman founder, co-founder, or C-suite executive must have been driving the business for at least one year
  • Equity financing — company gives up ownership stake ($500,000–$5,000,000 per investment); not a grant
  • Seed through Series B stage with high growth potential
  • Must be in a technology sector (software, hardware, biotech, cleantech, fintech, etc.)
Provinces
Industries
Technology Innovation
Business Stage
Startup Growth

Quick Assessment

Difficulty
Hard
Competition
High
First-Timer
Not rated

Funding Details

Amount
Varies
Type
Program
Level
Federal
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Competition
High
Deadline
Ongoing
Approval
Competitive
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Approval Rate
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What's in this Playbook

Everything you need to win Thrive Venture Fund

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

$19 covers this one program. $39/mo covers every program, plus the workspace that walks you through each application.

How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

The Thrive Venture Fund is the successor to the WIT Fund, which had 8 successful exits from 38 investments.

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Rejection Pitfalls 10

  • Company is not 'women-led' per BDC's definition (no woman founder/co-founder/executive in role 1+ year)
+9 more pitfalls
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Success Profile

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Evaluation Criteria

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Ecosystem entry or warm introduction Strongest path is through trusted ecosystem connections — accelerator graduates (DMZ, CDL, Highline Beta), pitch competition finalists (Elevate Women+ Pitch Competition, Startupfest Women in Tech), or referrals from Thrive Lab's 25 co-investment partners.

Required Documents 10

Pitch deck (10-15 slides: problem, solution, market, traction, team, financials, ask)
Financial statements and projections (3-5 year model)

Eligible Expenses 6

Ineligible Expenses 5

Intake Periods

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

SR&ED Tax Credit IRAP CanExport SMEs Provincial innovation programs Thrive Lab ($100M)
Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

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How Thrive Venture Fund Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
Thrive Venture Fund Varies Hard Equity Ongoing
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Applications accepted...
BDC Thrive Lab for Women $100,000–$2,000,000 Hard Equity Ongoing
Strategic Response Fund (formerly Str... Minimum $10 million contribution Hard Mixed (Advance + Reimb.) Ongoing — continuous...

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Frequently Asked Questions

Quick answers to the questions founders most often ask about Thrive Venture Fund

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Is this a grant or equity investment?
It's an equity investment: BDC takes a stake in your company in exchange for $500K–$5M. You give up ownership, not a grant. Founders must accept dilution.
What's the minimum revenue to qualify?
WIT Fund (predecessor) required $500K+ annual revenue. Thrive Venture Fund targets companies with $500K–$30M revenue. Pre-revenue companies should apply to Thrive Lab instead.
Can I apply if I'm not a founder but a woman in C-suite?
Yes, if a woman has been driving the business for 1+ year as founder, co-founder, or C-suite executive (e.g., CEO, COO, CTO). The company must be women-led per BDC's definition.
How long does the BDC Capital process take?
BDC Capital's VC process typically takes 3–6 months from initial contact to closing. They're a patient investor but have finite capital — 17 of 30–50 target investments made as of late 2025.
Can I stack this with SR&ED or IRAP?
Yes, absolutely. Thrive Venture Fund is equity; SR&ED and IRAP are non-dilutive. Most VC-backed tech companies claim SR&ED and apply for IRAP to reduce dilution.

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