From Fredericton's cybersecurity cluster to Moncton's bilingual services hub to Saint John's industrial powerhouse, New Brunswick businesses can access 128 funding programs. We track every one — and we tell you which are grants and which are loans.
New Brunswick businesses can access 128 grant and funding programs through provincial, federal, and municipal channels. The province offers 9 NB-specific programs in our database including the NBIF Innovation Voucher (up to $80,000 at 80% of R&D costs), WorkingNB Labour Force Training (up to $40,000 per employer), and the NB Power Business Rebate Program (up to $250,000 for energy efficiency). As Canada's only officially bilingual province, New Brunswick offers a unique business advantage — Moncton's bilingual workforce is a magnet for national service centres. New Brunswick's 2.5% small business tax rate is one of the lowest in Canada, and uniquely, the province does not reduce the small business limit for passive investment income. The NBIF has invested over $100 million and helped create 113+ companies. ACOA serves as the federal regional development agency, though its Business Development Program provides conditionally repayable contributions — not grants.
New Brunswick is frequently overlooked in national conversations about business funding, overshadowed by Ontario's scale and BC's tech glamour. This is a strategic error for entrepreneurs evaluating where to build. NB's combination of low taxes, low cost of living, generous R&D credits, and an accessible provincial funding ecosystem creates an environment where a dollar of R&D spending goes further than almost anywhere else in Canada. The data below makes this case with specific programs, dollar amounts, and honest classifications.
16 programs exclusive to New Brunswick or with NB-specific delivery. We classify each honestly by funding type.
New Brunswick is Canada's only officially bilingual province. This is not just a cultural fact — it is a business asset. Federal government contracts frequently require bilingual service delivery. Companies in Moncton and the francophone north are naturally positioned to win these contracts, giving NB businesses a competitive edge that no other province can match.
The New Brunswick Innovation Foundation provides up to $80,000 covering 80% of eligible R&D costs for early-stage innovation projects. Supports prototype development, proof of concept, and applied research. Typically requires a partnership with a New Brunswick post-secondary institution or research organization. NBIF has invested over $100M and helped create 113+ companies. This is a genuine non-repayable grant.
Supports New Brunswick employers in training new and existing employees. Covers training costs for skills development, upskilling, and workforce adaptation. WorkingNB consolidated several provincial workforce programs and is the current primary vehicle for employer-sponsored training support. Available to all NB employers regardless of industry or size.
The Student Employment Experience Development (SEED) program provides 100% minimum wage subsidy for NB employers hiring students and young workers during summer and co-op terms. An excellent entry point for startups and small businesses that need extra capacity without the full salary burden. Apply through WorkingNB before the hiring period begins.
WorkingNB SEED details →Provides a 50% provincial tax credit to individuals who invest in eligible NB small businesses, on investments up to $250,000 (maximum credit of $125,000). One of the most generous investor tax credits in Canada. While not a direct grant to businesses, it makes raising capital in New Brunswick significantly more attractive. If you are fundraising from angel investors, this credit can be a decisive competitive advantage.
SBIC details →New Brunswick's 15% refundable provincial R&D tax credit stacks on top of the federal SR&ED credit. For CCPCs, this means a combined rate of 50% (35% federal enhanced + 15% NB). A NB CCPC spending $200,000 on eligible R&D could receive approximately $100,000 in combined credits. The credit is refundable, meaning you receive cash even if you owe no provincial tax.
SR&ED Calculator →NBIF's Startup Investment Fund provides up to $200,000 in pre-seed equity for early-stage NB companies. This is an equity investment, not a grant — NBIF takes an ownership stake. However, it is patient capital designed for company building, not quick returns. Strong track record: NBIF has helped create 113+ companies. Ideal for tech startups that are too early for traditional VC but need capital to reach milestones.
NBIF Startup Fund →NB Power offers rebates of up to $250,000 for commercial and industrial energy efficiency upgrades. Covers lighting, HVAC, building envelope improvements, and process optimization. Particularly valuable for manufacturing facilities and large commercial buildings. Apply through NB Power before starting your energy efficiency project.
Opportunities New Brunswick (ONB) provides up to $30,000 for small business export and market development activities. Covers trade shows, market research, marketing materials, and business development travel. NB's proximity to the US Northeast (especially Maine and New England) makes cross-border trade a natural opportunity.
ONB Export Programs →Canada's Ocean Supercluster funds collaborative ocean technology projects with co-investment from industry. NB's Bay of Fundy and coastal geography make it a natural participant. Projects must involve multiple partners and focus on ocean-related innovation. Funding can reach $5 million per project, but requires industry co-investment.
Ocean Supercluster →The Atlantic Canada Opportunities Agency is the federal regional development agency serving Atlantic Canada. BDP supports business start-ups, expansions, modernization, and marketing initiatives. ACOA has regional offices in Fredericton, Moncton, and Saint John.
ACOA BDP details →The Regional Development Corporation supports rural economic development through various funding streams. Primarily targets non-profit organizations, municipalities, and community economic development initiatives. Supports infrastructure improvements and projects that strengthen rural NB economies.
RDC programs →Supports agricultural research, innovation, and knowledge transfer in New Brunswick. Targets producers and organizations pursuing on-farm research, variety trials, and technology adoption. NB's agriculture includes potatoes (Carleton County), blueberries, dairy, and maple syrup.
NB Agriculture →Under the Sustainable Canadian Agricultural Partnership, this program supports agri-food processing businesses in NB. Covers equipment upgrades, capacity expansion, food safety improvements, and market development. With McCain Foods headquartered in Florenceville-Bristol, NB has a deep food processing ecosystem.
SCAP NB details →Ignite Fredericton provides seed grants of up to $25,000 for early-stage startups in the Fredericton region. Supports product development, market validation, and business launch. Fredericton's startup ecosystem is anchored by Knowledge Park, Planet Hatch incubator, and UNB.
Ignite Fredericton →New Brunswick offers a film and video production tax incentive covering 25–30% of all eligible production spending. The all-spend model makes it attractive for productions with significant non-labour costs. Combined with the bilingual talent pool and lower production costs, NB is increasingly competitive for film production.
NB Film Incentive →The 16 programs above represent the core of NB-specific funding. Several operate with continuous intake, meaning you can apply at any time — there is no waiting for an intake window to open. The most critical distinction: NBIF Innovation Voucher, WorkingNB Training, WorkingNB SEED, NB Power Rebate, and ONB Export are genuine non-repayable grants. The NBIF Startup Fund is equity (they take ownership), ACOA BDP is repayable, and CSBFP is a bank loan. The NB SBIC and NB R&D Credit are tax instruments. Knowing these distinctions before you apply saves you from budgeting repayable funds as free money.
The top federal programs with NB-specific context. These are available nationwide but have regional delivery through ACOA and other federal agencies.
Canada's largest non-repayable R&D program. NB companies access IRAP through the NRC regional office, where a dedicated Industrial Technology Advisor (ITA) guides your application. IRAP covers up to 80% of eligible R&D labour costs. First-time applicants typically receive $50K–$200K. Particularly active in NB's cybersecurity and tech sectors.
IRAP Funding Guide →New Brunswick's 50% combined R&D tax credit rate is among Canada's most competitive. CCPCs receive the federal 35% enhanced credit on the first $3M of eligible R&D (fully refundable), plus NB's 15% provincial credit. A NB CCPC spending $200,000 on eligible R&D could receive approximately $100,000 in combined credits. File within 18 months of your fiscal year-end.
SR&ED Calculator →Non-repayable funding for NB businesses expanding into international markets. NB's proximity to Maine and the US Northeast makes cross-border trade a natural opportunity. Particularly relevant for agricultural exporters (potatoes, seafood), manufacturing companies, and tech firms targeting US government contracts. Applications processed in 8–12 weeks.
Export Grants Guide →Available through all major banks in NB. Good option for businesses needing financing for equipment or property. The government guarantees 85% of the loan, making banks more willing to lend to newer businesses.
CSBFP Guide →Wage subsidy for hiring students aged 15–30 during summer months. NB employers in all three major cities and rural areas can access this program. Apply through Service Canada, typically with applications opening in January.
CSJ Guide →Federal programs often have stronger impact in New Brunswick because of ACOA. The Atlantic Canada Opportunities Agency provides a regional coordination layer that provinces like Ontario and BC lack entirely. ACOA can help connect NB businesses to the right federal programs, provide warm introductions to IRAP ITAs, and facilitate partnerships between NB businesses and federal agencies. Even though ACOA BDP itself is repayable, the agency's advisory and navigation services are free and valuable. Contact your local ACOA office before applying to any major federal program.
New Brunswick's economic geography splits along three urban centres, each with distinct strengths and funding ecosystems. Understanding which city aligns with your business helps you target the right programs.
Unlike provinces dominated by a single metropolis (Ontario/Toronto, BC/Vancouver, Alberta/Calgary-Edmonton), New Brunswick's economy is genuinely distributed across three cities with complementary rather than competing specializations. Fredericton is the knowledge capital, Moncton is the services and logistics hub, and Saint John is the industrial powerhouse. Each city has developed its own support infrastructure — incubators, accelerators, and regional agency offices — that serves its dominant industries. This distribution means that no matter where you are in NB, there is relevant local support.
Each city has a distinct economic identity, but all three share access to the same provincial and federal programs. The key difference is which programs are most relevant. Fredericton startups lean toward NBIF and IRAP for R&D. Moncton's service companies benefit most from WorkingNB training grants and the bilingual competitive advantage. Saint John's industrial businesses are prime candidates for NB Power rebates and manufacturing-focused ACOA programs. Rural NB — particularly the francophone north (Edmundston, Bathurst, Miramichi) and agricultural Carleton County — accesses Community Futures, agricultural programs, and the Regional Development Corporation.
New Brunswick's economic diversity spans traditional resource industries and emerging knowledge sectors, each with its own funding pathways.
New Brunswick's industrial base is more diverse than its population size would suggest. The province has built genuine competitive advantages in four distinct sectors, each with specific grant programs and support infrastructure. Whether you are building cybersecurity software in Fredericton, processing potatoes in Carleton County, or developing aquaculture technology on the Bay of Fundy, there are programs designed for your industry.
New Brunswick is 85% forested — the highest proportion of any province. J.D. Irving is the dominant player. Funding includes ACOA programs for modernization, IRAP for process innovation, and federal environmental programs for sustainable forestry.
Manufacturing Grants →Fredericton's cybersecurity cluster is nationally significant. CyberNB, UNB's Canadian Institute for Cybersecurity, and companies like Beauceron Security anchor the ecosystem. 600+ jobs and growing. IRAP and NBIF Innovation Vouchers are heavily used. The 50% combined R&D credit makes NB competitive with any Canadian tech hub.
Technology Grants →Potatoes (Carleton County), blueberries, dairy, maple syrup, and seafood. McCain Foods is headquartered in Florenceville-Bristol. Programs include Enabling Agricultural Research ($30K–$90K) and SCAP Agri-Food Processing ($50K–$100K). NB punches above its weight in food processing.
Agriculture Grants →Cooke Aquaculture (HQ in Blacks Harbour) is one of the world's largest Atlantic salmon producers. Bay of Fundy's extreme tides create unique aquaculture conditions. Ocean Supercluster funding (up to $5M) supports ocean tech innovation. Strong research links to UNB and NBIF.
Clean Tech Grants →New Brunswick's industrial mix creates interesting funding opportunities that are less competitive than in larger provinces. An agricultural producer in Carleton County faces far fewer competing applications for SCAP programs than a similar operation in Ontario. A cybersecurity startup in Fredericton competes with a smaller pool for IRAP than one in Toronto or Vancouver. This lower competition, combined with responsive regional program administrators, means NB businesses often see higher approval rates and faster processing times than their counterparts in more populous provinces.
All NB-relevant programs compared side by side. Scroll horizontally on mobile to see all columns.
This table gives you the critical details at a glance: maximum amounts, funding type (with honest classification), eligibility requirements, typical timeline, and best-fit use case. Note the funding type column carefully — programs labelled "Grant" are non-repayable, while those labelled "Repayable" or "Loan" require payback. Tax credits return money through your tax filing rather than as a direct payment.
| Program | Max Amount | Type | Eligibility | Timeline | Best For |
|---|---|---|---|---|---|
| NBIF Innovation Voucher | $80,000 | Grant | NB businesses with R&D | Ongoing | Early-stage R&D |
| WorkingNB Training | $40,000/employer | Grant | All NB employers | Ongoing | Employee training |
| NB Power Rebate | $250,000 | Grant | Commercial/industrial NB | Ongoing | Energy efficiency |
| ONB Export | $30,000 | Grant | NB exporters | Ongoing | Market expansion |
| IRAP | $1,000,000 | Grant | SMEs doing R&D | 6–8 weeks | Tech R&D |
| SR&ED + NB credit | 50% of R&D costs | Tax Credit | Any business doing R&D in NB | 60–120 days | R&D cost recovery |
| CanExport | $50,000 | Grant | Canadian exporters | 8–12 weeks | International expansion |
| Ocean Supercluster | $5,000,000 | Grant | Ocean tech partnerships | Varies | Ocean innovation |
| ACOA BDP | Varies | Repayable | Atlantic businesses | Varies | Development (repayable) |
| NB SBIC | 50% ($125K max) | Tax Credit | Investors in NB businesses | Tax filing | Attracting investors |
| Ignite Fredericton | $25,000 | Grant | Fredericton-area startups | Varies | Early-stage startups |
| CSBFP | $1,150,000 | Loan | Operating businesses | Through banks | Equipment (repayable) |
| Canada Summer Jobs | 100% min wage | Grant | Youth 15–30 | January intake | Summer hiring |
| WorkingNB SEED | 100% min wage | Grant | NB employers hiring students | Ongoing | Student employment |
| NB Film Incentive | 25–30% all-spend | Tax Credit | Film productions in NB | Per production | Film & media |
| NBIF Startup Fund | $200,000 | Program | NB early-stage companies | Varies | Pre-seed equity |
The table above reveals an important pattern: NB businesses have far more non-repayable options than they realize. Eight of the 16 programs are genuine grants or wage subsidies, three are refundable tax credits (you get cash back even with no tax owing), and only two are repayable. The common misconception that Atlantic Canadian businesses have limited options is simply not supported by the data. The key is knowing what is a grant and what is a loan — and applying to the right ones first.
Match your business situation to the right programs. Each scenario includes a recommended application sequence based on what works best in New Brunswick.
The right program mix depends on three factors: your city (Fredericton, Moncton, or Saint John each have different strengths), your industry (tech, services, manufacturing, agriculture, or ocean economy), and your stage (pre-revenue startup vs. established business). The scenarios below cover the five most common NB business profiles. If your situation does not match any of these, use our grant quiz for a personalized recommendation.
Start with Ignite Fredericton ($25K) for initial validation. Apply for NBIF Innovation Voucher ($80K at 80%) with a UNB research partnership. Apply for IRAP once you have a defined R&D project. Plan SR&ED claims for the 50% combined credit. Use WorkingNB for training new hires.
Leverage WorkingNB Training ($40K/employer) to upskill bilingual staff. Use ONB Export ($30K) to expand bilingual services nationally. Your bilingual capability is a competitive moat — federal contracts increasingly require it. Apply for CanExport ($50K) if expanding internationally.
Start with NB Power Rebate ($250K) for energy efficiency. Apply for IRAP if your growth involves process innovation. Use CanExport ($50K) via Port of Saint John. ACOA BDP provides significant capital but it is repayable.
Start with Enabling Ag Research ($30K–$90K) or SCAP Agri-Food Processing ($50K–$100K). Use CanExport ($50K) for potatoes, blueberries, seafood exports. WorkingNB covers training. Contact Community Futures for rural support.
Apply for Ocean Supercluster (up to $5M) for collaborative projects. Use NBIF Innovation Voucher ($80K) for R&D with a marine research partner. Claim the 50% combined R&D credit. NB's Bay of Fundy and Cooke Aquaculture ecosystem create natural clustering advantages.
Combine multiple programs to maximize total funding. Total government assistance generally cannot exceed 75% of eligible project costs.
Stacking is where NB businesses gain a genuine edge. Because the province has both its own programs (NBIF, WorkingNB, ONB) and access to the ACOA regional layer plus all standard federal programs, the combinatorial possibilities are richer than in most provinces. A disciplined stacking strategy can reduce your net project costs by 60–90%. The three examples below show real-world scenarios across different industries and stages.
Critical stacking rules for NB: Always disclose other government funding in every application — failing to do so can result in clawback and disqualification from future programs. SR&ED credits are calculated on net cost after deducting other government assistance, so the order of your applications matters. NBIF Innovation Vouchers can typically stack with federal programs, but confirm with your NBIF contact before assuming this. Consult your accountant when stacking tax credits with grant contributions — the interaction between SR&ED input tax credits, ITC recapture, and provincial credits has nuances that can cost you thousands if handled incorrectly.
New Brunswick's stacking advantage comes from having both provincial programs (NBIF, WorkingNB, ONB) and ACOA as a federal regional agency. Businesses in Ontario or BC have fewer provincial programs to stack with federal ones. The key is to sequence your applications correctly: apply for grants first (NBIF, IRAP), then calculate your tax credits (SR&ED + NB R&D) on the net cost after receiving those grants. This approach maximizes total funding while staying within program limits.
Eight steps from identification to post-approval compliance. Expect 40–100 hours for a major application like IRAP, or as little as 5–10 hours for streamlined programs like WorkingNB.
The application process varies dramatically by program. Ignite Fredericton and WorkingNB SEED have lightweight applications that a founder can complete in an afternoon. IRAP requires a more involved process with your ITA, typically spanning 6–8 weeks from initial contact to approval. SR&ED is a tax filing process, not a traditional application — but the documentation requirements are significant. The steps below provide a general framework that applies across all programs, with NB-specific guidance at each stage.
Use the GrantCompass quiz or the decision framework above to match your NB business to the right programs. Consider your industry, stage, and city — Fredericton tech startups should lead with NBIF and IRAP, while Moncton service companies should prioritize WorkingNB and ONB Export. Most NB businesses qualify for 5–10 programs simultaneously.
Provincial programs require NB incorporation or registration. Federal programs like IRAP require Canadian incorporation but not necessarily NB headquarters. NBIF typically requires NB-based operations and a partnership with a New Brunswick post-secondary institution or research organization. Check whether you need a NB Business Number in addition to your federal CRA number.
Prepare your CRA Business Number, certificate of incorporation (federal or NB provincial), financial statements (or projections for startups), a detailed project plan with budget breakdown, and vendor quotes for any equipment or services. For SR&ED claims, start documenting R&D activities contemporaneously — retroactive documentation is the most common reason claims are reduced or denied.
Map which programs you will combine and in what order. A typical NB tech company might stack: NBIF Innovation Voucher + IRAP + federal SR&ED (35%) + NB R&D tax credit (15%) + WorkingNB for training. Document your stacking plan before applying, and always disclose all other government funding sources in every application. Total government assistance generally cannot exceed 75% of eligible project costs.
For IRAP, contact the NRC New Brunswick office to be assigned an Industrial Technology Advisor (ITA) — this relationship is essential and dramatically improves application quality. For ACOA, contact your local regional office (Fredericton, Moncton, or Saint John). For NBIF, reach out through their online portal. For WorkingNB, contact your nearest office. Advisors pre-screen eligibility and often suggest programs you did not know about.
Focus on four elements: the problem your project solves, your technical approach, expected outcomes with measurable milestones, and a detailed budget with line-item costs. Be specific — generic budgets are the #1 rejection reason across all programs. For IRAP, clearly describe the technological uncertainty you are addressing. For NBIF, emphasize the research partnership and innovation impact. Use our grant writing guide for detailed templates.
Many NB programs have continuous intake (IRAP, SR&ED, WorkingNB, NBIF Innovation Voucher), so there is no excuse to delay. For SR&ED, file within 18 months of your fiscal year-end — this is a hard deadline that CRA will not extend. For Canada Summer Jobs, apply in January when applications open. For CanExport, check the Trade Commissioner Service website for current intake periods. Follow up within 2–3 weeks if you have not received acknowledgment.
After approval, understand your reporting obligations before spending any money. IRAP requires milestone reports and financial documentation at each project stage. SR&ED requires contemporaneous documentation of R&D activities (keep lab notebooks, meeting minutes, and design documents). NBIF requires progress reports on innovation milestones. ACOA BDP requires repayment reporting. Keep all receipts, timesheets, and project records organized from day one — disorganized records are the fastest way to jeopardize future funding.
The application process for NB programs is generally more accessible than in larger provinces. NBIF and WorkingNB have streamlined portals and responsive staff. IRAP's NRC office in New Brunswick serves a smaller applicant pool than Ontario or BC, which often means shorter wait times for ITA assignments and faster application reviews. If you are a first-time applicant, start with a smaller program like Ignite Fredericton or WorkingNB SEED to build your track record before pursuing larger programs like IRAP.
NB-specific myths debunked and the truths behind them. These misconceptions cost businesses real money.
After reviewing hundreds of NB business funding situations, the same mistakes emerge repeatedly. The biggest one is not a mistake of action but a mistake of perception: believing that New Brunswick is somehow disadvantaged in the funding landscape. The reality is that NB businesses often have better per-capita access to programs, shorter processing times, and more responsive program administrators than businesses in Ontario, BC, or Alberta. The myths below address the most common misconceptions we encounter.
NB businesses can access 128 funding programs. The province offers a 50% combined R&D credit, NBIF has invested $100M+, and the 2.5% small business tax rate is one of Canada's lowest. ACOA adds a federal regional layer that other provinces lack. Per capita, the funding density is competitive.
ACOA BDP provides conditionally repayable contributions. It is fundamentally repayable financing. Budget it as a loan. For non-repayable funding, focus on NBIF Innovation Voucher, IRAP, SR&ED credits, or WorkingNB instead.
Fredericton's cybersecurity cluster has 600+ jobs. Companies like Beauceron Security and Introhive have raised significant VC. A developer in Fredericton costs 30–40% less than Toronto. With the 50% R&D credit, NB may offer better R&D economics than larger hubs.
Bilingualism is NB's biggest competitive moat. Federal contracts worth hundreds of millions require bilingual delivery. National insurers, banks, and telecom providers need bilingual operations. Businesses that embrace bilingualism access contracts that unilingual provinces cannot serve.
Several programs target startups specifically: Ignite Fredericton ($25K), NBIF Innovation Voucher (80% of R&D), NBIF Startup Fund ($200K equity), IRAP (no revenue required), WorkingNB SEED (100% wage subsidy). The ecosystem supports pre-revenue through scale-up.
Rural NB has targeted programs: Regional Development Corporation for community development, agricultural programs ($30K–$100K), Community Futures for rural areas, WorkingNB province-wide. Carleton County, the Acadian north, and Miramichi all have active funding ecosystems.
While NBIF and IRAP focus on innovation, many programs serve traditional industries. WorkingNB Training ($40K) covers any industry. NB Power Rebate ($250K) serves manufacturers, retailers, and commercial properties. SCAP Agri-Food ($100K) targets food processing. CanExport ($50K) supports exporters in any sector. The NB Film Incentive covers media production. The funding ecosystem is broader than most people realize.
NB has some of the most accessible grant programs in Canada. WorkingNB and Ignite Fredericton have streamlined applications that a small business owner can complete without professional help. NBIF provides hands-on support throughout the application process. For larger programs like IRAP, your Industrial Technology Advisor guides you through every step — it is their job to help you succeed, not to create barriers. Start small, build confidence, and scale up.
Key dates and intake cycles for New Brunswick business funding. Unlike many provinces, most NB programs accept applications year-round.
Apply at any time through the NBIF portal. No fixed deadline — proposals reviewed on a rolling basis.
Ongoing intake throughout the year. Contact your local WorkingNB office to discuss eligibility before applying.
Apply before the hiring period begins. Intakes for summer and co-op terms.
No deadline. Contact the NRC New Brunswick office to be assigned an Industrial Technology Advisor. The ITA relationship often takes 2–4 weeks to establish before you can submit a formal application.
File within 18 months of your fiscal year-end. This is a hard deadline — CRA will not accept late claims. Plan your filing 2–3 months before the deadline to allow time for review.
Applications typically open in January for the coming summer. High demand — apply early in the intake window.
Multiple intake periods throughout the year. Check the Trade Commissioner Service website for current deadlines and upcoming intake windows.
Project calls issued periodically. Check oceansupercluster.ca for current opportunities. Collaborative projects require partner alignment before application.
Investors claim the credit during their annual tax filing. The eligible small business must apply for certification first.
Some NB provincial programs have fiscal year deadlines (April 1 to March 31). Agricultural programs through SCAP often align with this cycle. Plan applications for Q3 (October–December) to ensure processing before fiscal year-end.
The most important insight from this timeline: most NB programs have continuous intake. Unlike Ontario or BC, where popular programs sell out within hours of opening, New Brunswick's programs generally accept applications year-round. This removes the urgency of competing for limited intake windows — but it also removes your excuse for delaying. If you have been meaning to apply for IRAP or NBIF, the best time is now. The SR&ED filing deadline is the one hard date to track carefully.
Grant applications can be complex. Professional grant writers can significantly increase your approval chances, especially for IRAP applications ($500K+ average) and NBIF Innovation Vouchers requiring research partnerships.
Grant writers typically charge $200–800 depending on program complexity
See which programs you're most likely to get, what reviewers look for, and which ones stack together — with Premium.
See realistic amounts, insider tips, and rejection reasons for every New Brunswick program.
Compare programs side by side, track required documents, and find stacking opportunities.
Honest answers about New Brunswick business funding — including the questions other guides avoid.
Most NB grant programs require a registered business entity. If you have not yet incorporated in New Brunswick or federally, Ownr makes it fast and affordable. You can incorporate provincially in NB or federally, and both options qualify you for most grant programs. Do this before applying — most programs require a Business Number and certificate of incorporation.
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