Grants & Loans for Entrepreneurs with Disabilities

Explore dedicated funding programs designed to support your entrepreneurial journey, from startup capital to accessibility improvements.

Federal

Enabling Accessibility Fund

Employment and Social Development Canada

Supports capital projects that improve accessibility in workplaces and community spaces through grants for renovations, retrofits, or accessible technologies.

Up to $100,000 All Provinces Regular Calls
Federal

AgriDiversity Program

Agriculture and Agri-Food Canada

Supports under-represented groups in agriculture including persons with disabilities to develop skills, gain knowledge, and grow their businesses.

Up to $200,000/year All Provinces Ongoing
Municipal

Community Economic Development Fund

City of Ottawa

Provides financial support to non-profit agencies for projects that assist persons with disabilities to overcome obstacles to creating new jobs and enterprises.

$5,000 - $50,000 Ontario Feb 2026
Federal

Canada Small Business Financing Program

Innovation, Science and Economic Development Canada

Government-backed loans to help small businesses access financing for equipment, leasehold improvements, and real property. Accessible to all eligible entrepreneurs.

Up to $1,150,000 All Provinces Ongoing
Federal

BDC Business Loans

Business Development Bank of Canada

Flexible financing options for Canadian entrepreneurs at all business stages. BDC offers inclusive lending practices with business advisors who understand diverse needs.

Varies All Provinces Ongoing
Federal

Futurpreneur Canada

Futurpreneur Canada

Provides financing, mentoring, and support to aspiring business owners aged 18-39. Committed to inclusive entrepreneurship with accessible application processes.

Up to $60,000 All Provinces Ongoing
Federal

Youth Employment and Skills Program

Employment and Social Development Canada

Supports youth including those with disabilities to develop skills and gain work experience. Includes entrepreneurship pathways and small business development support.

Varies All Provinces Ongoing
Federal

FedDev Ontario - Community Economic Development

Federal Economic Development Agency for Southern Ontario

Supports community economic development projects in Southern Ontario, including initiatives that help underrepresented entrepreneurs build and grow businesses.

Varies Ontario Ongoing
Federal

ACOA - Atlantic Canada Opportunities Agency

Atlantic Canada Opportunities Agency

Supports business development and economic growth in Atlantic Canada through various programs. Committed to inclusive entrepreneurship across the region.

Varies Atlantic Canada Ongoing
Federal

CanNor - Canadian Northern Economic Development Agency

Canadian Northern Economic Development Agency

Supports economic development in Canada's three territories with funding for businesses and communities. Inclusive programs for all territorial entrepreneurs.

Varies Territories Ongoing
Provincial

Ontario Self-Employment Benefit

Ontario Ministry of Labour

Provides financial support and business training to eligible Ontarians who want to start their own business, including those facing employment barriers.

Varies Ontario Ongoing
Federal

Opportunities Fund for Persons with Disabilities

Employment and Social Development Canada

Helps persons with disabilities prepare for, obtain, and keep employment or become self-employed. Funds can support entrepreneurship training and business startup.

Varies All Provinces Ongoing

Comprehensive Entrepreneur Support

Many programs offer more than just financial assistance. Here's what else is available.

Mentorship Programs

Connect with experienced entrepreneurs and business advisors who understand the unique challenges of building a business with a disability.

Business Training

Access accessible workshops, courses, and resources covering everything from business planning to marketing and financial management.

Assistive Technology

Funding for adaptive equipment, accessible software, and assistive technologies that help you run your business effectively.

Accessibility Upgrades

Grants for workplace modifications, accessibility renovations, and accommodations that make your business space inclusive.

Understanding Self-Declaration

Most Canadian disability entrepreneur programs use self-declaration policies, meaning you identify as a person with a disability without requiring medical documentation. This approach is designed to be:

  • Respectful: Your lived experience is recognized as valid
  • Accessible: No costly medical assessments required
  • Inclusive: Covers all disability types, visible and invisible
  • Private: You control what information you share
Application Guide

All Disabilities Recognized

Physical Disabilities Visual Impairments Hearing Impairments Mental Health Conditions Neurological Conditions Learning Disabilities Chronic Pain Autoimmune Disorders Chronic Illnesses Cognitive Disabilities

Frequently Asked Questions

Get answers to common questions about disability entrepreneur funding in Canada.

Canadian entrepreneurs with disabilities can access several dedicated programs including: PrairiesCan Entrepreneurs with Disabilities Program (business loans and mentoring in Alberta, Saskatchewan, Manitoba), Enabling Accessibility Fund (up to $100,000 for workplace accessibility), AgriDiversity Program (up to $200,000 for agriculture), plus many provincial and municipal programs. Most general business grants are also fully accessible to entrepreneurs with disabilities.

Most Canadian disability entrepreneur programs use self-declaration, meaning you simply identify as a person with a disability or chronic health condition without requiring medical documentation. Programs like PrairiesCan's Entrepreneurs with Disabilities Program explicitly state "self-declared disability or health condition." Some programs may request documentation such as a Disability Tax Credit certificate, medical letter, or provincial disability benefit confirmation, but this varies by program.

Yes, absolutely. Canadian disability entrepreneur programs recognize all disabilities including invisible/non-apparent disabilities such as chronic pain, mental health conditions, learning disabilities, neurological conditions, autoimmune disorders, and chronic illnesses. Self-declaration policies are designed to be inclusive of all disability types without requiring proof.

Federal Canadian grant programs are required to provide accessibility accommodations upon request. This includes: alternative format applications (large print, audio, braille), extended deadlines, telephone/video call assistance instead of written applications, sign language interpretation for consultations, and assistive technology compatibility. Contact the program administrator to request accommodations before applying.

Yes, the Enabling Accessibility Fund provides up to $100,000 for small projects to improve workplace and community space accessibility. This covers renovations, retrofits, and accessible technologies. Many provincial programs also offer accessibility improvement grants. These can fund ramps, automatic doors, accessible washrooms, assistive technologies, website accessibility upgrades, and more.

Yes, you can and should apply to both disability-specific programs and general business grants. There's no restriction preventing entrepreneurs with disabilities from accessing mainstream funding like the Canada Small Business Financing Program, provincial development grants, or sector-specific funding. Applying to multiple programs can maximize your funding potential.