Updated July 2026 · Verified against BDC Capital guidelines
Mixed (Advance + Reimb.)
Program Federal Active

BDC Growth & Transition Capital

BDC Capital
Maximum Funding
Varies (not publicly disclosed; structured deal-by-deal)
Ongoing
Visit Official Program →
Difficulty
Hard
Payment
Mixed (Advance + Reimb.)
Trend
Stable
First-Timers
—
Co-Funding
Varies
BDC Growth & Transition Capital offers funding that varies by project. Customized mezzanine, cash flow, and quasi-equity financing from BDC Capital for rapidly-growing Canadian businesses that need capital for expansion, a business acquisition, or an ownership transition; structured to preserve cash flow without diluting existing ownership. Applications are accepted on an ongoing basis.
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Eligibility & Details

What this program funds and who can apply

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Program Description

Customized mezzanine, cash flow, and quasi-equity financing from BDC Capital for rapidly-growing Canadian businesses that need capital for expansion, a business acquisition, or an ownership transition; structured to preserve cash flow without diluting existing ownership. Delivered through a direct consultation with a BDC Capital regional representative rather than a self-serve application; BDC does not publish a general minimum or maximum deal size.

Eligibility Requirements

  • Established, rapidly-growing Canadian business
  • Seeking growth capital, business acquisition financing, or ownership-transition financing
  • Prefers non-dilutive or minimally-dilutive structured financing over a straight equity raise
  • No specific revenue or years-in-operation threshold is published; eligibility is assessed individually through a BDC Capital consultation
  • Financing structured as mezzanine debt, cash flow financing, or quasi-equity depending on business profile and transaction
Provinces
All Provinces
Industries
All
Business Stage
Established Growth Expansion

Quick Assessment

Difficulty
Hard
Competition
Low
First-Timer
Not rated

Funding Details

Amount
Varies (not publicly disclosed; structured deal-by-deal)
Type
Program
Level
Federal
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Competition
Low
Deadline
Ongoing
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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What's in this Playbook

Everything you need to win BDC Growth & Transition Capital

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

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How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

Growth & Transition Capital sits under BDC Capital, not BDC's standard business-loan lineup; there's no self-serve online application; you start by contacting a BDC Capital regional expert directly (1-877-232-2269 or the 'Find your local expert' tool on the page).

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Success Profile

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Evaluation Criteria

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Identify Your Financing Need Determine whether you need growth capital, business acquisition financing, or ownership-transition financing without diluting ownership.

Required Documents 5

✓ Initial consultation with a BDC Capital regional representative (no self-serve online application)
✓ Business financial statements and cash flow projections

Eligible Expenses 4

Ineligible Expenses 3

Intake Periods

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

BDC Small Business Loan Canada Small Business Financing Program (CSBFP) SR&ED Tax Credits
Combined Funding Potential See your total funding potential

Clawback Risk

Not-applicable Risk

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How BDC Growth & Transition Capital Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
BDC Growth & Transition Capital Varies (not publicly disclosed;... Hard Mixed (Advance + Reimb.) Ongoing
BDC Small Business Loan Up to $350,000 Easy Advance Payment Ongoing
Canada Small Business Financing Program Up to $1.15 million Easy Mixed (Advance + Reimb.) Ongoing

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Frequently Asked Questions

Quick answers to the questions founders most often ask about BDC Growth & Transition Capital

Free
Is this a loan or an equity investment?
Neither in the traditional sense; BDC structures it as mezzanine debt, cash flow financing, or quasi-equity, explicitly designed to avoid diluting your ownership while still providing growth or transition capital.
How much can I get?
BDC does not publish a general minimum or maximum for this product; financing is structured deal-by-deal. Published case studies range from a $2 million non-dilutive round to a separate eight-figure sector envelope, but neither reflects a guaranteed amount for a new applicant.
Can I apply online?
No; there's no self-serve application. You start by contacting a BDC Capital regional representative directly (1-877-232-2269 or the 'Find your local expert' tool) for a consultation.
What can this financing be used for?
BDC names three uses: working capital for a rapidly-growing business, financing to buy a business, and financing to transfer or transition business ownership.
Do I need to be a large company to qualify?
BDC's published materials target 'rapidly-growing' companies but don't state a specific revenue or size threshold; eligibility is assessed individually through a BDC Capital consultation.

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