Updated March 2026 · Verified against Futurpreneur Canada guidelines
▲ Growing ✓ First-Timer Friendly Loan Est. 2024
Loan Private Active

Futurpreneur Side Hustle Program

Futurpreneur Canada
Maximum Funding
Up to $25,000
Ongoing
Visit Official Program →
Difficulty
Easy
Payment
Loan
Trend
Growing
First-Timers
Friendly ✓
Co-Funding
Varies
Futurpreneur Side Hustle Program provides up to Up to $25,000 young entrepreneurs who want to start a business while maintaining other commitments, offering smaller-scale financing and mentorship. Applications are accepted on an ongoing basis. (As of March 2026, verified against Futurpreneur Canada program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Supports young entrepreneurs who want to start a business while maintaining other commitments, offering smaller-scale financing and mentorship.

Eligibility Requirements

  • Canadian resident (citizen or permanent resident)
  • Aged 18-39 at time of application
  • Business is a side business (applicant maintains other employment or commitments)
  • Business has been operating full-time for 24 months or less
  • Business is not in an ineligible industry (no gambling venues, night clubs, bars, dating platforms)
  • Personal taxes are filed and current
Provinces
All Provinces
Industries
All
Business Stage
Startup

Quick Assessment

Difficulty
Easy
Competition
Low
Est. Hours
15h
First-Timer
Friendly

Funding Details

Amount
Up to $25,000
Type
Loan
Level
Private
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Low
Effort
~15 hours
Approval
Moderate
Accessibility
--/5
Competition
--/5
Approval Rate
--%

See how this program compares on approval odds, difficulty, and competition — so you know if it’s worth your time. Unlock with Premium →

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Approval likelihood, realistic amounts, competition level, and what winners look like
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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

Premium
Insider Tip

Most accessible Futurpreneur product — smaller amounts, simpler context. Be explicit about maintaining full-time outside employment for 12 months. Mentorship (up to 2 years) is mandatory and valuable. Strong stepping stone toward the Core Startup Program if you later go full-time.

See what trips up most applicants for this program — and how to avoid it. Unlock with Premium →

Rejection Pitfalls 6

  • Cannot demonstrate full-time income outside the business for 12 months
  • Business plan not viable for part-time operation
  • Credit issues: bankruptcy within 5 years or tax arrears
+3 more pitfalls

See the most common reasons applications get rejected — before you submit yours. Unlock with Premium →

Success Profile

Young professional (age 18-35) with stable full-time employment, clear side business concept that operates alongside existing job, complete business plan, clean credit history.

See what successful applicants for this program actually look like. Unlock with Premium →

Evaluation Criteria

Applications evaluated on: viability of part-time business concept, proof of full-time outside income (12-month commitment), 24-month cash flow projections, creditworthiness, and applicant ability to manage both employment and a side business simultaneously.

See exactly what reviewers score on — so you know where to focus. Unlock with Premium →

Don’t waste 15 hours on a preventable rejection
6 reasons applications get rejected, what winners look like, and exactly what reviewers score on
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Application Steps

1 Check Eligibility Confirm you are 18-39, a Canadian citizen or permanent resident, and you plan to maintain full-time employment or another primary income source for at least 12 months while running your side business.
2 Attend Rock My Business Workshop (Recommended) Futurpreneur's free workshop series covers business planning, financial projections, and entrepreneurship fundamentals. Highly recommended for first-time applicants — available online and in-person nationally.
3 Prepare Your Business Plan Develop a business plan tailored to a part-time operation. Clearly describe how the business will function alongside primary employment, hours commitment, and a clear path to profitability within time constraints.
+6 more steps

Required Documents 8

Completed business plan
24-month cash flow projection
Government-issued photo ID
Two personal character references (one Canadian citizen)
Authorization for credit check
Proof of full-time employment or income outside the business
Business registration documents (if registered)
Proof of Canadian residency

Eligible Expenses 7

  • Business startup and launch costs
  • Equipment and tools
  • Website and e-commerce setup
  • Marketing and advertising
  • Software and technology subscriptions
  • Inventory and materials
  • Professional fees (legal, accounting)

Ineligible Expenses 7

  • Refinancing existing debt
  • Personal living expenses
  • Gambling or casino-related businesses
  • Adult content businesses
  • Real estate investment
  • Charitable activities
  • Replacing or supplementing the full-time employment income

Intake Periods

Rolling continuous intake year-round. No intake windows or fixed deadlines. Funded through Government of Canada $60M/5yr commitment to Futurpreneur (April 2024) extending to 2029.

Deadline Notes

Rolling applications year-round. No intake windows.

Open Application Portal →

Ineligible Organizations

  • Gambling, casinos, bingo halls, racetracks
  • Night clubs, bars, lounges, pool halls
  • Dating or hookup platforms
  • Recreational cannabis cultivation and retail
  • Vaping and e-cigarette businesses
  • Real estate investment companies
  • Charities and non-profits

Get the step-by-step application guide — documents, timeline, and what to prepare. Unlock with Premium →

Compatible Programs

SR&ED tax credit Provincial startup grants Core Startup Program
Combined Funding Potential See your total funding potential

Clawback Risk

Low Risk

See which programs combine with this one — and how much more you could get. Unlock with Premium →

See your total funding potential across 3 programs
Stacking amounts, clawback details, government stacking limits, and tax implications
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How Futurpreneur Side Hustle Pr... Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
Futurpreneur Side Hustle Program Up to $25,000 Easy Loan Ongoing
Black Entrepreneurship Program Up to $250,000 Moderate Loan Ongoing
Canada Small Business Financing Program Up to $1.15 million Easy Mixed (Advance + Reimb.) Ongoing
Futurpreneur Canada Startup Program Up to $75,000 Moderate Loan Ongoing
Futurpreneur Black Entrepreneur Start... Up to $75,000 Moderate Loan Ongoing

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