Loan
Federal
Active
EDC Trade Expansion Lending Program
EDC
Loan Range
No published cap or percentage. EDC guarantees part of a loan...
Continuous. No application deadline is published.
Difficulty
Moderate
Payment
Loan
Trend
Stable
First-Timers
Friendly ✓
Financing share
Varies
EDC Trade Expansion Lending Program provides up to No published cap or percentage. EDC guarantees part of a loan or line of credit from your own financial institution, which sets the amount. Working-capital guarantee delivered through approved financial institutions, protecting lenders from default so they can extend more credit or free up collateral. Applications are accepted on an ongoing basis.
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Eligibility & Details
What this program funds and who can apply
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Program Description
Working-capital guarantee delivered through approved financial institutions, protecting lenders from default so they can extend more credit or free up collateral.
Eligibility Requirements
- Be a registered Canadian company that meets EDC's definition of an exporter
- Have a business banking relationship with a Canadian financial institution that offers EDC guarantees
- Meet certain environmental, social and governance standards and other non-financial criteria
- If your financial institution does not offer TELP, EDC states it can still work with them or a partner to find another way to support your growth
Provinces
Industries
Business Stage
Quick Assessment
Difficulty
Moderate
Competition
Moderate
First-Timer
Friendly
Funding Details
- Amount
- No published cap or percentage. EDC guarantees part of a loan or line of credit from your own financial institution, which sets the amount.
- Type
- Loan
- Level
- Federal
- Deadline
- Continuous. No application deadline is published.
Program Scorecard
Competition, effort, and approval at a glance
Competition
Moderate
Deadline
Ongoing
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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How to qualify
Insider tips, common pitfalls, and what successful applicants look like
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Insider TipStart with the bank you already use, and if they say no, do not stop there.
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See what trips up most applicants for this program — and how to avoid it.
Rejection Pitfalls 5
- Not a registered Canadian company, or not meeting EDC's definition of an exporter
+4 more pitfalls
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See the most common reasons applications get rejected — before you submit yours.
Success Profile
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Evaluation Criteria
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All 5 pitfalls, the checklist and the reviewer notes are in the Playbook below. See what it includes ↓
What's in this Playbook
Everything you need to secure EDC Trade Expansion Lending Program
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 5 rejection pitfalls reviewers flag — so you catch them first
- 1-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 3-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- Success profile + evaluation criteria — exactly what lenders look for
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Application Playbook
Step-by-step process, required documents, and expenses
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3 steps
1 docs
Application Steps
1
Talk to your financial institution Ask your lender whether TELP is a good fit for your financing needs. If they do not offer TELP, they can still work with EDC or a partner to find other ways to support your growth.
Required Documents 1
✓ Your financial institution's own loan or line of credit application. TELP is delivered by approved financial institutions and EDC does not take applications directly, so the document list is your bank's
Eligible Expenses 5
Deadline Notes
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Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
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Stacking partner data not yet available.
Combined Funding Potential
See your total funding potential
Clawback Risk
Low Risk
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How EDC Trade Expansion Lending Program Compares
Side-by-side with similar programs
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| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| EDC Trade Expansion Lending Program | No published cap or percentage.... | Moderate | Loan | Continuous. No... |
| Black Entrepreneurship Program | Up to $250,000 | Moderate | Loan | Ongoing |
| Canada Small Business Financing Program | Up to $1.15 million | Easy | Mixed (Advance + Reimb.) | Ongoing |
| Futurpreneur Canada Startup Program | Up to $75,000 | Moderate | Loan | Ongoing |
| Futurpreneur Black Entrepreneur Start... | Up to $75,000 | Moderate | Loan | Ongoing |
Related Programs
Other programs you might be eligible for
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Frequently Asked Questions
Quick answers to the questions founders most often ask about EDC Trade Expansion Lending Program
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What does TELP actually do for me?
It is a guarantee that helps you access more working capital from your financial institution. EDC shares the risk with your lender by guaranteeing part of your loan or line of credit, so the bank can offer credit conditions it would not otherwise offer.
What can I use the extra capital for?
Funding operations, taking on new contracts, expanding production capacity through a CapEx loan, entering new markets faster by covering initial expenses and meeting projected demand, and investing in machinery, equipment and other resources for international operations.
How long does the application take?
EDC states the application is designed to be straightforward but that processing time varies depending on your financial institution, and that it is best to check with them for specific timelines.
What if my bank does not offer TELP?
EDC states they can still work with EDC or one of its partners to find other ways to support your growth, and asks that your financial institution call EDC at 1-800-229-0575 to discuss it.
Do I apply to EDC?
No. TELP is delivered by approved financial institutions. You start by asking your lender whether it is a good fit, complete the application with them, and access the funds through them once it is approved.
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Full Playbook: EDC Trade Expansion Lending Program
3 steps · 1 docs · reviewer insights