Updated March 2026 · Verified against Federal Economic Development Agency for Southern Ontario guidelines
▲ Growing Reimbursement Est. 2019
Forgivable Loan Federal Active

FedDev Ontario — Business Scale-up and Productivity (BSP)

Federal Economic Development Agency for Southern Ontario
Maximum Funding
$125,000 to $10,000,000
Intake windows — Intake 2: February 26, 2026; Intake 3: October 1, 2026; Inta...
Visit Official Program →
Difficulty
Hard
Payment
Reimbursement
Trend
Growing
First-Timers
Co-Funding
50%
FedDev Ontario — Business Scale-up and Productivity (BSP) provides up to $125,000 to $10,000,000 Interest-free repayable contributions of $125,000 to $10,000,000 for incorporated businesses in southern Ontario to scale operations, adopt innovative technologies, and improve productivity. The program covers up to 50% of eligible costs. Applications are accepted Intake windows — Intake 2: February 26, 2026; Intake 3: October 1, 2026; Intake 4: February 25, 2027. (As of March 2026, verified against Federal Economic Development Agency for Southern Ontario program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Interest-free repayable contributions of $125,000 to $10,000,000 for incorporated businesses in southern Ontario to scale operations, adopt innovative technologies, and improve productivity. Repayment begins one year after project completion with no early repayment penalties.

Eligibility Requirements

  • Incorporated business in southern Ontario
  • Minimum 5 full-time employees
  • Must provide matching funding for at least 50% of eligible project costs
  • Only one active FedDev application permitted at a time across all programs
Provinces
Ontario
Industries
All
Business Stage
Growth Expansion Established

Quick Assessment

Difficulty
Hard
Competition
Moderate
Est. Hours
80h
First-Timer
Not rated

Funding Details

Amount
$125,000 to $10,000,000
Type
Forgivable Loan
Level
Federal
Co-Funding
Up to 50% of eligible costs
Deadline
Intake windows — Intake 2: February 26, 2026; Intake 3: October 1, 2026; Intake 4: February 25, 2027

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Moderate
Effort
~80 hours
Approval
Moderate
Accessibility
--/5
Competition
--/5
Approval Rate
--%

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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

Contact FedDev at info@feddevontario. gc.ca before applying — they actively help shape viable proposals. The 50% cost-share was recently increased from 35%, making BSP significantly more attractive. Since you can only have one active FedDev application at a time, choose BSP over other streams only if your project exceeds $125K. For tariff-impacted businesses, check the RTRI non-repayable stream first.

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Rejection Pitfalls 6

  • Located outside southern Ontario (northern Ontario served by FedNor/NOHFC)
  • Fewer than 5 full-time employees
  • Cannot demonstrate financial capacity to complete project and repay contribution
+3 more pitfalls

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Success Profile

Incorporated business in southern Ontario with 5+ FTEs and 2+ years operating history. Demonstrated revenue, externally audited financials, and ability to match 50%+ of project costs. Priority given to advanced manufacturing, AI, clean technology, defence, and life sciences sectors.

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Evaluation Criteria

Innovation and productivity impact, economic benefit (job creation, revenue growth, export potential), sector alignment (priority: AI, clean tech, cybersecurity, advanced manufacturing, defence, life sciences, agri-tech, digital health), financial capacity to sustain project and repay contribution, management track record, and commercial readiness (TRL 7+ preferred).

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Application Steps

1 Pre-Application Contact Email [email protected] or call 1-866-593-5505 before applying. Officers actively help shape viable proposals and advise on intake priority alignment — this step meaningfully improves success rates.
2 Monitor Intake Windows FedDev runs scheduled intakes: Intake 2 closed Feb 26, 2026; Intake 3 closes Oct 1, 2026; Intake 4 closes Feb 25, 2027. Subscribe for updates at feddev-ontario.canada.ca.
3 Prepare Application Package Compile: completed application form, financial statements for last 2 full fiscal years (audit or review engagement preferred), most recent interim financial statements, 3-5 year financial projections, detailed work plan with milestones and itemized budget, jobs breakdown (at completion + 2 years post-completion), articles of incorporation.
+5 more steps

Required Documents 7

Annual financial statements for last 2 fiscal years (audit or review engagement preferred)
Most recent interim financial statement
Financial projections for next 3-5 years
Articles of incorporation
Detailed work plan with milestones and itemized budget
Jobs breakdown: positions at project completion and 2 years post-completion
Confirmation of matching funding sources within 30 days of approval

Eligible Expenses 8

  • Machinery and equipment purchases and installation directly related to the project
  • Project-specific facility renovations for specialized equipment (not building purchases)
  • Software directly required for project activities
  • Incremental salaries and benefits for employees directly tied to project activities
  • Professional expertise and consulting fees for project-specific advisory
  • Marketing and outreach directly related to the project's commercial objectives
  • Training and talent development tied to project technology adoption
  • Direct materials consumed specifically in completing project activities

Ineligible Expenses 11

  • Land and building purchases
  • Regularly scheduled capital expenditures and asset replacement (non-incremental)
  • Personal motorized vehicles and off-site equipment
  • Raw materials and inventory for regular production operations
  • Ongoing production or operational costs (not project-specific)
  • External consultant fees for preparing the application itself
  • Hospitality, entertainment, and non-project travel expenses
  • Refinancing of existing debt
  • Costs of amortization and goodwill
  • Basic and applied research in a lab setting (TRL 1-5)
  • Purchase of assets above fair market value

Intake Periods

Scheduled intake windows: Intake 2 (closed Feb 26, 2026), Intake 3 (Oct 1, 2026), Intake 4 (Feb 25, 2027). Subscribe to feddev-ontario.canada.ca for exact open dates within each window.

Deadline Notes

FedDev Ontario moved from continuous intake to scheduled intake windows. Intake 2 closes February 26, 2026 at 5 PM ET. Intake 3 closes October 1, 2026. Intake 4 closes February 25, 2027.

Open Application Portal →

Ineligible Organizations

  • Businesses located outside southern Ontario (northern Ontario served by FedNor/NOHFC)
  • Businesses with fewer than 5 full-time employees
  • Businesses with more than 500 FTEs
  • Businesses operating in Canada/Ontario for fewer than 3 years
  • Sole proprietorships (must be incorporated)
  • Not-for-profit organizations (separate FedDev NPO stream exists)
  • Businesses with an existing active FedDev Ontario application or active project
  • Businesses whose projects are approved under Canada's Strategic Innovation Fund (SIF)
  • Projects primarily targeting retail consumer markets

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Compatible Programs

SR&ED Tax Credit NRC IRAP CanExport SMEs FedDev Ontario RTRI
Combined Funding Potential See your total funding potential

Clawback Risk

Low Risk

Low-to-moderate. Key triggers: project activities commenced before application approval (automatic disqualifier), project not completed, misrepresentation in application, change of control or insolvency before repayment completion, expenditure outside approved project scope, failure to sign contribution agreement within 30 days of approval.

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See your total funding potential across 4 programs
Stacking amounts, clawback details, government stacking limits, and tax implications
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How BSP Compares

Side-by-side with similar programs

Free
Program Amount Difficulty Payment Deadline
FedDev Ontario — Business Scale-up an... $125,000 to $10,000,000 Hard Reimbursement Intake windows — Intake...
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Annual intake window....
Ontario Innovation Tax Credit Up to 8% tax credit Moderate Tax Credit Offset Ongoing
Commercial Façade Improvement Grant P... Up to $12,500 (50% of costs) Easy Reimbursement Annual Intake

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