Updated June 2026 · Verified against Federal Economic Development Agency for Southern Ontario guidelines
▲ Growing Reimbursement Est. 2009
Loan Federal Active

FedDev Ontario Funding

Federal Economic Development Agency for Southern Ontario
Loan Range
Varies
Ongoing
Visit Official Program →
Difficulty
Hard
Payment
Reimbursement
Trend
Growing
First-Timers
—
Financing share
50%
FedDev Ontario Funding offers funding that varies by project. FedDev Ontario delivers economic development funding across southern Ontario. The program covers up to 50% of eligible costs. Applications are accepted on an ongoing basis. Approval odds: ~15–25% (GrantCompass analysis)

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Eligibility & Details

What this program funds and who can apply

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Program Description

FedDev Ontario delivers economic development funding across southern Ontario. Business applications are funded through Business Scale-up and Productivity or Community Economic Development and Diversification (FedDev determines which); the primary mechanism, Business Scale-up and Productivity, provides interest-free repayable contributions of $125,000 to $10,000,000 that must be repaid in full, not non-repayable grants. The Regional Tariff Response Initiative offers non-repayable liquidity assistance up to $2,000,000 and non-repayable pivot-project funding up to $1,000,000 (or repayable pivot funding over $1,000,000, up to 75% of costs) for tariff-impacted businesses; combined non-repayable funding is capped at $3,000,000 and total RTRI funding at $20,000,000.

Eligibility Requirements

  • Incorporated business (sole proprietorships and unincorporated partnerships ineligible)
  • Operating in Southern Ontario (37 census divisions south of the Canadian Shield)
  • Funding for businesses (Business Scale-up and Productivity) requires incorporation and registration to do business in Canada or Ontario for at least the past 3 years. The Regional Tariff Response Initiative sets no 3-year minimum: businesses established after March 21, 2025 may be considered case by case where tariffs have hurt them. Other FedDev-delivered streams differ (Community Futures loans set no operating-history minimum)
  • BSP stream: minimum 5 and maximum 500 full-time employees (stream-specific)
  • For-profit business focus (non-profits may be eligible for specific streams)
  • Confirmed cash co-funding for the applicant's share of project costs. It may include other government funding, subject to caps on total government assistance: 75% of eligible non-capital costs and 50% of eligible capital costs for funding for businesses, and normally 90% (up to 100% for projects led by Indigenous applicants) for RTRI pivot projects; in-kind contributions do not count
Provinces
Industries
All
Business Stage
Startup Growth Expansion

Quick Assessment

Difficulty
Hard
Competition
Moderate
First-Timer
Not rated

Funding Details

Amount
Varies
Type
Loan
Level
Federal
Financing share
Up to 50% of eligible costs
Deadline
Ongoing

Program Scorecard

Competition, effort, and approval at a glance

Competition
Moderate
Deadline
Ongoing
Approval
Good
Approval Rate
~15–25%
Accessibility
3/5

Moderate — standard application process

Competition
3/5

Moderate competition — prepare a strong application

Difficulty
4/5

Complex — detailed documentation needed

Processing Time
Budget Trend
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How to qualify

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

FedDev's BSP is a repayable contribution (0% interest loan up to 50% of eligible costs), not a grant, which surprises many applicants.

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Rejection Pitfalls 11

  • Located outside southern Ontario (northern Ontario served by FedNor)
+10 more pitfalls
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Success Profile

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Evaluation Criteria

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Premium All 11 pitfalls, the checklist and the reviewer notes are in the Playbook below. See what it includes ↓

How FedDev Ontario Funding judges your application

What the reviewer scores, what gets applications rejected, and what to write.

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Written answers16≈6.9k words from the funder’s limits
Judged on12 criteria
Can reject you16 rules
To attach4 documents

Distilled from 6+ source documents on feddev-ontario.canada.ca, condensed into one brief. Sources as of 2026-09-10.

6 of the sources

What FedDev Ontario Funding favours

All values must be measurable and verifiable◦

“All values provided under this section must be measurable and verifiable.”

2 more, in their words

The form2 prompts shown

Business eligibility1 section
  1. 1Business stream - who can applycheckboxesno limit
Applicant information5 sections · ≈500 words
  1. 2Applicant information - identity (Q1-Q7)short answerno limit
  2. 3Company description (Q8)written answer · 3,000 characters

    8. Provide a brief description of your company, which must include:

  3. 4Incorporation date, fiscal year end, employees (Q9-Q13)short answerno limit
  4. 5FedDev contact, address, web presence, language (Q14-Q18)short answerno limit
  5. 6Authorized project and financial contacts (Q19-Q20)short answerno limit
Project overview2 sections · ≈50 words
  1. 7Short project description (Q21)written answer · 200 characters

    21. Provide a short project description (2-3 sentences), summarizing the project and outlining the project's results.

  2. 8Project dates, location, federal lands, official language (Q23-Q27)short answerno limit
Project plan and results9 sections · ≈3650 words
  1. 9Project plan (Q28)written answer · 3,000 characters
  2. 10Objectives and outcomes (Q29)written answer · 3,000 characters
  3. 11Clean growth outcomes (Q30)yes/no + written · 3,000 characters
  4. 12Diversity and inclusion (Q31, voluntary)checkboxes · 1,000 characters
  5. 13Project partners (Q32)written answer · 3,000 characters
  6. 14Market opportunity and competition (Q33)written answer · 3,000 characters
  7. 15Risks and mitigation (Q34)written answer · 3,000 characters
  8. 16Need for funding (Q35)written answer · 3,000 characters
  9. 17Project results (Q36)tableno limit
Budget and financials5 sections · ≈1000 words
  1. 18Project budget (Q37)spreadsheetno limit
  2. 19Amount requested (Q38)short answerno limit
  3. 20Government funding in the last five years (Q39)tableno limit
  4. 21Current financial performance (Q40)written answer · 3,000 characters
  5. 22Sustainability beyond the project (Q41)written answer · 3,000 characters
Attachments and certification2 sections
  1. 23Attachments (Q42)checkboxno limit
  2. 24Certificationcheckboxno limit
Organization stream eligibility1 section
  1. 25Organization stream - who can applycheckboxesno limit
Regional Tariff Response Initiative7 sections · ≈1650 words
  1. 26RTRI - revenue and tariff impact (Q15-Q16)checkboxesno limit
  2. 27RTRI - tariff impact narrative (Q17)written answer · 2,000 characters
  3. 28RTRI - type of support (Q18)checkboxesno limit
  4. 29RTRI - liquidity assistance (Q19-Q25)written answer · 2,000 characters
  5. 30RTRI - pivot project plan (Q31)written answer · 2,000 characters
  6. 31RTRI - pivot project outcomes (Q32)written answer · 2,000 characters
  7. 32RTRI - pivot project risks (Q33)written answer · 2,000 characters

bar = length the funder allows, from its stated limits

30 more prompts, in the funder’s words

Judged against4 questions · 12 criteria

  1. 1

    Can this business carry and repay the project?

    Show them Show assets, liabilities and revenue streams, the confirmation status of every funding source, and evidence you can repay the contribution.◦

    In the funder’s words · 2
    • Ability to repay
    • Applicant’s managerial, technical, operational and financial capacity
  2. 2

    Is the project ready and aligned to funded activities?

    What to show, and the funder’s 5 criteria behind it in Premium

  3. 3

    Will it produce measurable, incremental results?

    What to show, and the funder’s 2 criteria behind it in Premium

  4. 4

    Are risks managed and does it last?

    What to show, and the funder’s 3 criteria behind it in Premium

9 questions the reviewer answers about you, in Premium.

Where applicants failin FedDev Ontario Funding’s words

“Failure to do so may result in your application not being assessed.”
“Blank spaces count against character limits in the application form.”
“Eligible costs exclude costs of external (third-party) consultants paid to prepare an application.”

2 more, in the funder’s words

Premium · the rest of this brief

See all 16 rules that can reject you and every criterion you are judged on. Then we draft your application for you.

14 more rules that can reject you · 10 more criteria · 30 more prompts

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Do you pass?17 checks

16 can rule you out; 1 is a preference. Tick the ones you meet.

Your business

  • For-profit in southern Ontario

    Are for-profit entities located and operating in southern Ontario at the time of your application

  • 5 to 500 full-time employees

    Have a minimum of 5 full-time employees and no more than 500 FTEs

15 more checks

1 thing this funder says you do NOT need, in Premium.

Documents to attach4

Ticks are kept on this device.

The money

Business streamNo-interest repayable $125,000 to $10 million

no-interest repayable $125,000 to $10 million

Organization streamNon-repayable $125,000 to $10 million

non-repayable $125,000 to $10 million

RTRI liquidityNon-repayable up to $2 million

liquidity assistance (non-repayable up to $2 million)

RTRI pivot projectNon-repayable up to $1 million

Pivot project (non-repayable up to $1 million)

RTRI combined maximumUp to $3 million combined

A business may receive up to a maximum of $3 million in combined non-repayable funding, consisting of up to $2 million in liquidity assistance and up to $1 million for a non-repayable pivot project.

EDI annual maximumUp to $500,000 per year

up to $500,000 per year

Your share50% of eligible project costs

Normally, the maximum rate of support from FedDev Ontario is 50% of eligible project costs.

StackingGovernment assistance max 75% non-capital, 50% capital

Total government assistance (including federal, provincial and municipal) for a project cannot exceed 75% of eligible non-capital costs and 50% of eligible capital costs.

Costs before approvalNo costs before application submitted

Proposed activities and related costs cannot begin before the date the application is submitted.

What it pays for · 4
  • Labour: incremental salaries and benefits for individual employees directly related to completing the activities of the project, other than those covered under Expertise (contracted services) or Project Management costs.
  • Machinery and equipment: the purchase and/or installation of equipment, machinery or software directly related to, or necessary for, the completion of the project.
  • If labour is an eligible and supported cost, FedDev Ontario will reimburse benefits up to a maximum of 20% of the approved eligible and supported labour costs claimed per employee.
  • If travel is an eligible and supported cost, FedDev Ontario reimburses according to the principles, guidelines and rates defined by the National Joint Council Travel Directive in effect on the date of travel.
What it does not pay for · 4
  • The purchase of land, or building(s) is not eligible.
  • Eligible project costs do not include ongoing costs of production or operations.
  • Eligible costs exclude hospitality and entertainment costs.
  • Eligible costs exclude costs of external (third-party) consultants paid to prepare an application.

From application to money

  1. Submit the PDF formSubmit PDF application form
  2. Receipt acknowledgedwithin two (2) business daysReceipt acknowledged within two business days
  3. Due diligence reviewComplete applications undergo due diligence
  4. Sign contribution agreementwithin 30 calendar daysSign contribution agreement within 30 days
  5. Claim reimbursementReimbursed for approved costs claimed
  6. Report resultsReport results over project duration
In the funder’s words · 6
Submit the PDF form
Download the Application for Funding PDF, open it in Adobe Acrobat Reader 10 or later, attach documents with Add Attachments and press Submit.
Receipt acknowledged
FedDev Ontario will acknowledge receipt of an application within two (2) business days of receiving a signed funding application.
Due diligence review
Complete Applications for Funding will undergo a due diligence review.
Sign contribution agreement
If a project is approved, you will be expected to confirm all sources of the matching funding (e.g., bank statements, term sheets, letters of conditional funding, and other government funding) and sign a contribution agreement within 30 calendar days of being notified.
Claim reimbursement
Funding will be reimbursed based on approved costs incurred and claimed throughout the project's duration.
Report results
Applicants will be required to quantify and substantiate their expected results, and if approved, later report on these results.

Quoted lines are word for word from the source documents; lines marked ◦ are our reading of them.

What's in this Playbook

Everything you need to secure FedDev Ontario Funding

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Contact FedDev Ontario at [email protected] or 1-866-593-5505 to discuss project fit

Required Documents 12

✓ Annual financial statements for last 2 completed fiscal years (externally prepared; audit or review engagement preferred — compilation-only is at a disadvantage)
✓ Most recent interim financial statement (balance sheet, income statement, cash flow, supporting notes)

Eligible Expenses 14

Ineligible Expenses 13

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

SR&ED Tax Credit NRC IRAP Ontario Regional Development Program CanExport SMEs Starter Company Plus (Ontario) FedDev RTRI
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk
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How FedDev Ontario Funding Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
FedDev Ontario Funding Varies Hard Reimbursement Ongoing
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
CanExport SMEs Up to $50,000 Moderate Mixed (Advance + Reimb.) Between intakes — the...
Hamilton Starter Company Plus Up to $5,000, Moderate Milestone-Based The Winter 2027...
Ontario Job Grant (formerly Canada-On... Up to $10,000 per employee Easy Varies Ongoing — year-round...

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Frequently Asked Questions

Quick answers to the questions founders most often ask about FedDev Ontario Funding

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Can sole proprietors apply?
No. FedDev's business streams require an incorporated business; sole proprietors and unincorporated partnerships are ineligible. Funding for businesses also requires at least 3 years of incorporation in Canada or Ontario.
What's the realistic award size for first-time applicants?
Most common Business Scale-up stream (BSP) awards: $250K-$750K. RTRI non-repayable funding: up to $2M for liquidity assistance and up to $1M for pivot projects (combined non-repayable cap $3M; total RTRI cap $20M once repayable pivot funding is included) for tariff-impacted steel/auto businesses. Agency average: ~$460K per project.
Do I need to be incorporated for 3 years?
For funding for businesses, yes: you must be incorporated and registered to do business in Canada or Ontario for at least the past 3 years (not 2). The Regional Tariff Response Initiative has no 3-year rule, and businesses established after March 21, 2025 may be considered case by case if tariffs have hurt them. The not-for-profit stream, the Economic Development Initiative and Community Futures loans set no such minimum.
Is matching funding required?
Yes. For business scale-up funding, FedDev normally covers a maximum of 50% of eligible costs and you cover at least 50%. For RTRI the applicant share is a minimum of 25% on repayable funding and a minimum of 50% on non-repayable funding. Your share can include other government funding, but total government assistance (federal, provincial and municipal) cannot exceed 75% of eligible non-capital costs and 50% of eligible capital costs for business scale-up funding, or normally 90% for RTRI pivot projects (up to 100% when led by Indigenous applicants). In-kind contributions do not count, and all matching sources must be identified at application and confirmed within 30 days of approval.
Can I stack with SR&ED?
Yes — SR&ED covers R&D expenses not covered by FedDev. FedDev BSP covers commercialization; SR&ED covers R&D. Different expense categories avoid overlap.

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