Updated March 2026 · Verified against Northern Ontario Heritage Fund Corporation (NOHFC) guidelines
Mixed (Advance + Reimb.) Est. 1988
Grant Provincial Active

Invest North Program

Northern Ontario Heritage Fund Corporation (NOHFC)
Maximum Funding
Up to $1,000,000
Quarterly Grow stream: Jul 31, Oct 31, Jan 31 (next: Jul 31, 2026); other str...
Visit Official Program →
Difficulty
Hard
Payment
Mixed (Advance + Reimb.)
Trend
Stable
First-Timers
Co-Funding
50%
Invest North Program provides Up to $1,000,000 (Grow stream) or up to $5,000,000 (Locate stream). Provides grants and loans of up to $5 million to support economic development projects in Northern Ontario, including business expansion, innovation, and community development. The program covers up to 50% of eligible costs. Applications are accepted on an ongoing basis. (As of March 2026, verified against Northern Ontario Heritage Fund Corporation (NOHFC) program guidelines)

Eligibility & Details

What this program funds and who can apply

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Program Description

Provides grants and loans of up to $5 million to support economic development projects in Northern Ontario, including business expansion, innovation, and community development.

Eligibility Requirements

  • Business or organization must be located in Northern Ontario
  • Grow stream (up to $1M): business expansion, innovation projects, or community economic development
  • Locate stream (up to $5M): projects that relocate or establish operations in Northern Ontario
  • Open to a wide range of sectors and business stages
  • Must demonstrate positive economic impact for Northern Ontario communities
Provinces
Industries
All
Business Stage
Startup Growth Expansion

Quick Assessment

Difficulty
Hard
Competition
High
Est. Hours
50h
First-Timer
Not rated

Funding Details

Amount
Up to $1,000,000 (Grow stream) or up to $5,000,000 (Locate stream)
Type
Grant
Level
Provincial
Co-Funding
Up to 50% of eligible costs
Deadline
Quarterly Grow stream: Jul 31, Oct 31, Jan 31 (next: Jul 31, 2026); other streams rolling

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
High
Effort
~50 hours
Approval
Moderate
Accessibility
--/5
Competition
--/5
Approval Rate
--%
Premium See how this program compares on approval odds, difficulty, and competition — so you know if it’s worth your time.
Know your real odds before investing 40+ hours
Approval likelihood, realistic amounts, competition level, and what winners look like
Consultants charge $500–$2,000 per program. This Playbook is $19.
What's in this Playbook

Everything you need to win Invest North Program — $19

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

Consultants charge $2,000–$5,000 per program. This Playbook is $19. Yours forever.

Applying for Invest North Program? Our Financial Projections Model ($29) covers the cost-share, matching-fund, and cash-flow math reviewers want to see. Or get all 4 templates in the Founder Pack ($59 · saves $27) →

How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

Book a consultation call with a NOHFC advisor (1-800-461-8329) before applying — they'll tell you which stream fits and whether your project is competitive. Lead your application with Northern Ontario job creation numbers, not just the project description. FedNor NODP can be stacked on the same project within the combined government funding cap (50%), effectively doubling your support. Grow stream quarterly deadlines are firm — missing one means a 3-month wait.

Premium See what trips up most applicants for this program — and how to avoid it.

Rejection Pitfalls 10

  • Retail or consumer service business (explicitly excluded)
  • Hotel/motel accommodation (excluded; destination resorts may qualify)
  • Beverage alcohol manufacturing (distillery, brewery, winery, cidery — excluded)
+7 more pitfalls
Premium See the most common reasons applications get rejected — before you submit yours.

Success Profile

Established Northern Ontario manufacturer, technology company, or professional services firm (2+ years operating, non-retail) seeking capital to expand capacity or enter new markets. Has matching financing confirmed. Can clearly quantify 3–10+ FTE jobs created or retained. Strong community/economic benefit narrative for Northern Ontario.

Premium See what successful applicants for this program actually look like.

Evaluation Criteria

Northern Ontario job creation and retention (quantified FTEs are the primary evaluation driver), business financial viability (historical financials plus projections), matching financing confirmed (bank letter required), project strategic significance and transformative impact, management track record, community and sector economic benefit narrative.

Premium See exactly what reviewers score on — so you know where to focus.
Don’t waste 50 hours on a preventable rejection
10 reasons applications get rejected, what winners look like, and exactly what reviewers score on
Paid grant writers quote $2,000–$5,000 per program. Start with the $19 Playbook first.

Application Playbook

Step-by-step process, required documents, and expenses

Premium 7 steps 10 docs

Application Steps

1 Call NOHFC advisor at +1-705-945-6700 or submit inquiry Call NOHFC advisor at +1-705-945-6700 or submit inquiry at https://myportal.nohfc.ca/en/public/inquiry/ to confirm fit and review competitive timing
2 Prepare business plan, 2-3 years historical financials, 3-year Prepare business plan, 2-3 years historical financials, 3-year projections, itemized budget with supplier quotes, bank commitment letter, and FTE job plan
3 Submit application via NOHFC portal at https://myportal.nohfc.ca/en/ aim to submit 3-4 weeks before quarterly deadline
4 NOHFC staff completeness and eligibility screening; additional information NOHFC staff completeness and eligibility screening; additional information requests common
5 Competitive quarterly round deadline (Apr 30, Jul 31, Oct 31, Jan 31) all applications in round evaluated together
6 Board of Directors decision communicated approximately 4-8 weeks after deadline
7 Contribution agreement (and loan security documents if hybrid/loan) executed lawyer required for loan component; reimbursement claims submitted as costs are incurred

Required Documents 10

Completed NOHFC online application (myportal.nohfc.ca)
Detailed business plan
3-year financial projections
2-3 years historical financial statements
Project budget with supplier quotes
Proof of additional financing (bank commitment letter, investor confirmation)
Job creation/retention plan with FTE counts
Business registration documents
Confirmation owner works full-time at business
Legal counsel (required if loan component included)

Eligible Expenses 6

  • building construction and leasehold improvements
  • equipment purchases
  • IT and communications infrastructure
  • land development related to expansion
  • product marketing (capped at 20% of eligible costs or $75,000)
  • workforce training from third-party providers (capped at 20% of eligible costs)

Ineligible Expenses 8

  • working capital
  • ongoing maintenance
  • in-kind contributions
  • business restructuring or refinancing
  • land purchase or lease
  • licensed vehicles
  • food service ventures
  • operating costs

Intake Periods

Grow stream: competitive quarterly rounds — April 30, July 31, October 31, January 31. Locate and Innovation streams appear rolling. Apply early within each quarter to allow time for completeness review.

Deadline Notes

Launch/Locate/Innovation streams appear rolling. Grow stream has competitive quarterly deadlines: April 30, July 31, October 31, January 31. Apply early within each quarter.

Open Application Portal →

Ineligible Organizations

  • retail and consumer service businesses
  • hotels and motels
  • food service and restaurant businesses
  • beverage alcohol manufacturers
  • commercial land developers (projects for resale)
  • businesses outside eligible Northern Ontario geography
  • businesses with an active concurrent NOHFC application
Premium Get the step-by-step application guide — documents, timeline, and what to prepare.

Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

FedNor Northern Ontario Development Program (NODP) NRC IRAP SR&ED tax credits Ontario Together Fund
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk
Premium See which programs combine with this one — and how much more you could get.
See your total funding potential across 4 programs
Stacking amounts, clawback details, government stacking limits, and tax implications
One avoided clawback typically outweighs the $19 Playbook cost by 50–100×.

How Invest North Program Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
Invest North Program Up to $1,000,000 Hard Mixed (Advance + Reimb.) Quarterly Grow stream:...
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
Ontario Innovation Tax Credit Up to 8% tax credit Moderate Tax Credit Offset Ongoing
Commercial Façade Improvement Grant P... Up to $12,500 (50% of costs) Easy Reimbursement Annual Intake
Creative Industries Funding Varies Moderate Reimbursement Ongoing (multiple...

Related Programs

Other programs you might be eligible for

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Frequently Asked Questions

Quick answers to the questions founders most often ask about Invest North Program

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Can sole proprietors apply for the Grow stream?
Yes, sole proprietors qualify for Grow stream if they're located in Northern Ontario and meet all other eligibility criteria, including demonstrating economic impact and having a matching contribution.
What's the typical award for a Grow stream project?
$100,000–$400,000 for standard projects; up to $1M with loan component. Avoid expecting the max unless you have strong matching funds and job creation metrics.
Why do most applications get rejected?
Common rejections include retail/consumer services, excluded industries (like breweries), or failing to show Northern Ontario job creation numbers. Check exclusion list first.
Do I need to pay upfront for matching funds?
Yes, matching funds must be secured before application. NOHFC requires proof of committed matching funds (cash, in-kind, or other grants) at time of application.
Can I stack FedNor NODP with this grant?
Yes, FedNor NODP stacks within the 50% combined government funding cap. Apply for both simultaneously to maximize support without exceeding the cap.

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