Updated March 2026 · Verified against Northern Ontario Heritage Fund Corporation (NOHFC) guidelines
Mixed (Advance + Reimb.) Est. 1988
Grant Provincial Active

Invest North Program

Northern Ontario Heritage Fund Corporation (NOHFC)
Maximum Funding
Up to $1,000,000
Ongoing (Grow stream quarterly: Apr 30, Jul 31, Oct 31, Jan 31)
Visit Official Program →
Difficulty
Hard
Payment
Mixed (Advance + Reimb.)
Trend
Stable
First-Timers
Co-Funding
50%
Invest North Program provides up to Up to $1,000,000 (Grow stream) or up to $5,000,000 (Locate stream) grants and loans of up to $5 million to support economic development projects in Northern Ontario, including business expansion, innovation, and community development. The program covers up to 50% of eligible costs. Applications are accepted on an ongoing basis. (As of March 2026, verified against Northern Ontario Heritage Fund Corporation (NOHFC) program guidelines)

Eligibility & Details

What this program funds and who can apply

Free

Program Description

Provides grants and loans of up to $5 million to support economic development projects in Northern Ontario, including business expansion, innovation, and community development.

Eligibility Requirements

  • Business or organization must be located in Northern Ontario
  • Grow stream (up to $1M): business expansion, innovation projects, or community economic development
  • Locate stream (up to $5M): projects that relocate or establish operations in Northern Ontario
  • Open to a wide range of sectors and business stages
  • Must demonstrate positive economic impact for Northern Ontario communities
Provinces
Ontario
Industries
All
Business Stage
Startup Growth Expansion

Quick Assessment

Difficulty
Hard
Competition
High
Est. Hours
50h
First-Timer
Not rated

Funding Details

Amount
Up to $1,000,000 (Grow stream) or up to $5,000,000 (Locate stream)
Type
Grant
Level
Provincial
Co-Funding
Up to 50% of eligible costs
Deadline
Ongoing (Grow stream quarterly: Apr 30, Jul 31, Oct 31, Jan 31)

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
High
Effort
~50 hours
Approval
Moderate
Accessibility
--/5
Competition
--/5
Approval Rate
--%

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What You Need to Get Approved
Everything reviewers look for — so you apply with confidence, not guesswork

How to Win

Insider tips, common pitfalls, and what successful applicants look like

Premium
Insider Tip

Book a consultation call with a NOHFC advisor (1-800-461-8329) before applying — they'll tell you which stream fits and whether your project is competitive. Lead your application with Northern Ontario job creation numbers, not just the project description. FedNor NODP can be stacked on the same project within the combined government funding cap (50%), effectively doubling your support. Grow stream quarterly deadlines are firm — missing one means a 3-month wait.

See what trips up most applicants for this program — and how to avoid it. Unlock with Premium →

Rejection Pitfalls 10

  • Retail or consumer service business (explicitly excluded)
  • Hotel/motel accommodation (excluded; destination resorts may qualify)
  • Beverage alcohol manufacturing (distillery, brewery, winery, cidery — excluded)
+7 more pitfalls

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Success Profile

Established Northern Ontario manufacturer, technology company, or professional services firm (2+ years operating, non-retail) seeking capital to expand capacity or enter new markets. Has matching financing confirmed. Can clearly quantify 3–10+ FTE jobs created or retained. Strong community/economic benefit narrative for Northern Ontario.

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Evaluation Criteria

Northern Ontario job creation and retention (quantified FTEs are the primary evaluation driver), business financial viability (historical financials plus projections), matching financing confirmed (bank letter required), project strategic significance and transformative impact, management track record, community and sector economic benefit narrative.

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Application Steps

1 Call NOHFC advisor at +1-705-945-6700 or submit inquiry Call NOHFC advisor at +1-705-945-6700 or submit inquiry at https://myportal.nohfc.ca/en/public/inquiry/ to confirm fit and review competitive timing
2 Prepare business plan, 2-3 years historical financials, 3-year Prepare business plan, 2-3 years historical financials, 3-year projections, itemized budget with supplier quotes, bank commitment letter, and FTE job plan
3 Submit application via NOHFC portal at https://myportal.nohfc.ca/en/ aim to submit 3-4 weeks before quarterly deadline
+4 more steps

Required Documents 10

Completed NOHFC online application (myportal.nohfc.ca)
Detailed business plan
3-year financial projections
2-3 years historical financial statements
Project budget with supplier quotes
Proof of additional financing (bank commitment letter, investor confirmation)
Job creation/retention plan with FTE counts
Business registration documents
Confirmation owner works full-time at business
Legal counsel (required if loan component included)

Eligible Expenses 6

  • building construction and leasehold improvements
  • equipment purchases
  • IT and communications infrastructure
  • land development related to expansion
  • product marketing (capped at 20% of eligible costs or $75,000)
  • workforce training from third-party providers (capped at 20% of eligible costs)

Ineligible Expenses 8

  • working capital
  • ongoing maintenance
  • in-kind contributions
  • business restructuring or refinancing
  • land purchase or lease
  • licensed vehicles
  • food service ventures
  • operating costs

Intake Periods

Grow stream: competitive quarterly rounds — April 30, July 31, October 31, January 31. Locate and Innovation streams appear rolling. Apply early within each quarter to allow time for completeness review.

Deadline Notes

Launch/Locate/Innovation streams appear rolling. Grow stream has competitive quarterly deadlines: April 30, July 31, October 31, January 31. Apply early within each quarter.

Open Application Portal →

Ineligible Organizations

  • retail and consumer service businesses
  • hotels and motels
  • food service and restaurant businesses
  • beverage alcohol manufacturers
  • commercial land developers (projects for resale)
  • businesses outside eligible Northern Ontario geography
  • businesses with an active concurrent NOHFC application

Get the step-by-step application guide — documents, timeline, and what to prepare. Unlock with Premium →

Compatible Programs

FedNor Northern Ontario Development Program (NODP) NRC IRAP SR&ED tax credits Ontario Together Fund
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk

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See your total funding potential across 4 programs
Stacking amounts, clawback details, government stacking limits, and tax implications
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How Invest North Program Compares

Side-by-side with similar programs

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