Updated August 2026 · Verified against Northern Ontario Heritage Fund Corporation (NOHFC) guidelines
Mixed (Advance + Reimb.) Est. 1988
Grant Provincial Active

NOHFC INVEST North — Grow Stream

Northern Ontario Heritage Fund Corporation (NOHFC)
Maximum Funding
Conditional contribution up to 20% of eligible costs (max...
Quarterly Grow stream rounds: Apr 30, Jul 31, Oct 31, Jan 31 (next: Oct 31, 2...
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Difficulty
Hard
Payment
Mixed (Advance + Reimb.)
Trend
Stable
First-Timers
Co-Funding
20%
NOHFC INVEST North — Grow Stream provides up to Conditional contribution up to 20% of eligible costs (max $400,000); or contribution plus a term loan of up to 30% (max $600,000); or a term loan only of up to 50% (max $1,000,000). Supports businesses expanding existing operations in Northern Ontario. The program covers up to 20% of eligible costs. Applications are accepted on an ongoing basis. Approval odds: ~30–50% (GrantCompass analysis)
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Eligibility & Details

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Program Description

Supports businesses expanding existing operations in Northern Ontario. Funding is a conditional contribution of up to 20% of total eligible costs to a maximum of $400,000; optionally combined with a term loan of up to 30% to a maximum of $600,000; or taken as a term loan only of up to 50% to a maximum of $1,000,000.

Eligibility Requirements

  • Business must be located in Northern Ontario
  • Must be expanding existing operations in Northern Ontario — Invest North Grow supports the growth of existing businesses
  • Funding options: conditional contribution up to 20% of eligible costs (max $400,000); contribution plus a term loan of up to 30% (max $600,000); or a term loan only of up to 50% (max $1,000,000)
  • Must demonstrate positive economic impact for Northern Ontario communities
  • Business must not be primarily involved in wholesale activities, mineral exploration/mine development/milling, electricity generation, or cellular and internet service projects
  • Research and development is an ineligible activity under this stream
Provinces
Industries
All
Business Stage
Growth Expansion

Quick Assessment

Difficulty
Hard
Competition
High
First-Timer
Not rated

Funding Details

Amount
Conditional contribution up to 20% of eligible costs (max $400,000); or contribution plus a term loan of up to 30% (max $600,000); or a term loan only of up to 50% (max $1,000,000)
Type
Grant
Level
Provincial
Co-Funding
Up to 20% of eligible costs
Deadline
Quarterly Grow stream rounds: Apr 30, Jul 31, Oct 31, Jan 31 (next: Oct 31, 2026); other streams rolling

Program Scorecard

Competition, effort, and approval at a glance

Competition
High
Deadline
Oct 31, 2026
Approval
Moderate
Approval Rate
~30–50%
Accessibility
--/5
Competition
--/5
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How to Win

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Insider Tip

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Rejection Pitfalls 18

  • Startup or business not already operating in Northern Ontario (Grow supports expansion of existing operations; NOHFC's Launch stream is the startup path)
+17 more pitfalls
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Success Profile

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Evaluation Criteria

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Call NOHFC advisor at +1-705-945-6700 or submit inquiry Call NOHFC advisor at +1-705-945-6700 or submit inquiry at https://myportal.nohfc.ca/en/public/inquiry/ to confirm fit and review competitive timing

Required Documents 10

Completed NOHFC online application (myportal.nohfc.ca)
Detailed business plan

Eligible Expenses 6

Ineligible Expenses 19

Intake Periods

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

FedNor Northern Ontario Development Program (NODP) NRC IRAP SR&ED tax credits Ontario Together Fund
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk
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How NOHFC INVEST North — Grow Stream Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
NOHFC INVEST North — Grow Stream Conditional contribution up to 20%... Hard Mixed (Advance + Reimb.) Quarterly Grow stream...
Northern Ontario Development Program ... Rates vary by component. Business... Moderate Mixed (Advance + Reimb.) Ongoing
NRC IRAP Clean Technology Program $100,000–$500,000 Hard Mixed (Advance + Reimb.) Ongoing
Ontario Job Grant (formerly Canada-On... Up to $10,000 per employee Easy Varies Ongoing — year-round...
Ontario Innovation Tax Credit Up to 8% tax credit Moderate Tax Credit Offset Ongoing

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Frequently Asked Questions

Quick answers to the questions founders most often ask about NOHFC INVEST North — Grow Stream

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Can sole proprietors apply for the Grow stream?
Yes, sole proprietors qualify for Grow stream if they're located in Northern Ontario and meet all other eligibility criteria, including demonstrating economic impact and having a matching contribution.
What's the typical award for a Grow stream project?
The conditional contribution is capped at 20% of eligible costs to a maximum of $400,000, and most awards land in the $100,000–$400,000 range. Beyond that you are into the loan options: a contribution plus a term loan of up to 30% (max $600,000), or a term loan only of up to 50% (max $1,000,000).
Why do most applications get rejected?
Common rejections include retail/consumer services, excluded industries (like breweries, wholesalers, mining and electricity generation), R&D projects (an ineligible activity under Grow), or failing to show Northern Ontario job creation numbers. Check the exclusion list first.
Do I need to pay upfront for matching funds?
Yes, matching funds must be secured before application. NOHFC requires proof of committed matching funds (cash, in-kind, or other grants) at time of application.
Can I stack FedNor NODP with this grant?
Yes, FedNor NODP stacks within the 50% combined government funding cap. Apply for both simultaneously to maximize support without exceeding the cap.

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