Investissement Québec — Panorama (Export Diversification Financing)
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Eligibility & Details
What this program funds and who can apply
Program Description
A term-loan financing program from Investissement Québec providing $250,000 to $1,000,000+ to established Quebec exporters seeking to diversify their markets away from the United States toward Canadian and international destinations. Launched in 2025 as part of Quebec's tariff-response measures, Panorama includes up to a 24-month capital repayment moratorium and advisory support to help mature exporters navigate new trade relationships. The program is listed on the official Quebec government tariff-measures hub and is distinct from Investissement Québec's ESSOR grants and general project financing programs.
Eligibility Requirements
- Quebec-based business with an established export track record (prior export experience required)
- Solid financial situation — demonstrated financial health and capacity to service the loan
- No Quebec job losses as a result of or in connection with the project
- Project must involve diversification of export markets away from the US to Canadian or international destinations
- Sector exclusions: agriculture and fishing, cannabis, private medical clinics, owner-occupied residential real estate, tourism, and B2C retail are ineligible
- Business must be incorporated and operating commercially
Quick Assessment
Funding Details
- Amount
- $250,000–$1,000,000+ term loan with up to 24-month capital repayment moratorium
- Type
- Loan
- Level
- Provincial
- Deadline
- Ongoing — open as part of Quebec's tariff-response measures; no published sunset date
Program Scorecard
Competition, effort, and approval at a glance
How to qualify
Insider tips, common pitfalls, and what successful applicants look like
Insider TipPanorama was designed specifically for established Quebec exporters pivoting away from US dependence — this is not a program for companies entering export for the first time.
Rejection Pitfalls 7
- Business has no prior export track record (first-time exporters are not eligible)
Success Profile
Evaluation Criteria
Everything you need to secure Investissement Québec — Panorama (Export D...
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 7 rejection pitfalls reviewers flag — so you catch them first
- 7-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 6-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- 4-program stacking strategy to combine with compatible funding
- Success profile + evaluation criteria — exactly what lenders look for
Application Playbook
Step-by-step process, required documents, and expenses
Application Steps
Required Documents 7
Eligible Expenses 5
Ineligible Expenses 5
Deadline Notes
Ineligible Organizations
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
Compatible Programs
Clawback Risk
Medium RiskHow Investissement Québec — Panorama (Export D... Compares
Side-by-side with similar programs
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