Program
Federal
Active
EDC Portfolio Credit Insurance
EDC
Maximum Funding
Insurance coverage, not a payment. The policy pays up to 90% of...
Continuous. No application deadline is published.
Difficulty
Moderate
Payment
Not Applicable
Trend
Growing
First-Timers
Friendly ✓
Co-Funding
90%
EDC Portfolio Credit Insurance provides up to Insurance coverage, not a payment. The policy pays up to 90% of the value of an insured invoice, on portfolios of higher-value receivables, typically $500,000 and up. Portfolio-wide credit insurance for active, high-volume Canadian exporters, covering higher-value receivables against buyer default and in-market risks. Applications are accepted on an ongoing basis.
Eligibility check
Can you win this grant?
Get your instant eligibility verdict plus a head start on the application. Free, no account needed.
We use this program’s real eligibility rules. 4 short questions follow.
Want your full match picture across 850+ programs? Take the 2-minute quiz →
Eligibility & Details
What this program funds and who can apply
Free
Program Description
Portfolio-wide credit insurance for active, high-volume Canadian exporters, covering higher-value receivables against buyer default and in-market risks.
Eligibility Requirements
- Active, high-volume Canadian exporters with consistent export sales across multiple buyers and markets.
- Designed for higher-value receivables, typically $500,000 or more.
- EDC Portfolio Credit Insurance is available to all Canadian exporters.
Provinces
Industries
Business Stage
Quick Assessment
Difficulty
Moderate
Competition
Moderate
First-Timer
Friendly
Funding Details
- Amount
- Insurance coverage, not a payment. The policy pays up to 90% of the value of an insured invoice, on portfolios of higher-value receivables, typically $500,000 and up.
- Type
- Program
- Level
- Federal
- Co-Funding
- Up to 90% of eligible costs
- Deadline
- Continuous. No application deadline is published.
Program Scorecard
Competition, effort, and approval at a glance
Competition
Moderate
Deadline
Ongoing
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
Premium
See your real odds on this program — and exactly what it takes to win it.
How to Win
Insider tips, common pitfalls, and what successful applicants look like
Premium
Insider TipYou do not have to insure everything.
Premium
See what trips up most applicants for this program — and how to avoid it.
Rejection Pitfalls 4
- Occasional or one-off exporting. EDC steers this case to Select Credit Insurance, which covers individual invoices of roughly $5,000 to $500,000
+3 more pitfalls
Premium
See the most common reasons applications get rejected — before you submit yours.
Success Profile
Premium
See what successful applicants for this program actually look like.
Evaluation Criteria
Premium
See exactly what reviewers score on — so you know where to focus.
Premium
All 4 pitfalls, the checklist and the reviewer notes are in the Playbook below. See what it includes ↓
What's in this Playbook
Everything you need to win EDC Portfolio Credit Insurance
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 4 rejection pitfalls reviewers flag — so you catch them first
- 4-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 3-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- Success profile + evaluation criteria — exactly what reviewers score on
Premium covers every program, plus the workspace that walks you through each application.
Application Playbook
Step-by-step process, required documents, and expenses
Premium
3 steps
4 docs
Application Steps
1
Register your company with EDC Have your company's legal name, annual revenue and fiscal year-end, and your industry or sector ready.
Required Documents 4
✓ Your company's legal name, to register with EDC
✓ Annual revenue and fiscal year-end
Intake Periods
Deadline Notes
Premium
Get the step-by-step application guide — documents, timeline, and what to prepare.
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
Premium
Stacking partner data not yet available.
Combined Funding Potential
See your total funding potential
Clawback Risk
Low Risk
Premium
See which programs combine with this one — and how much more you could get.
How EDC Portfolio Credit Insurance Compares
Side-by-side with similar programs
Free
| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| EDC Portfolio Credit Insurance | Insurance coverage, not a payment.... | Moderate | Not Applicable | Continuous. No... |
| Digital Technology Supercluster | Up to $5 million | Hard | Reimbursement | Open — Call for... |
| Investissement Québec — Project Finan... | Varies | Hard | Mixed (Advance + Reimb.) | Ongoing |
| Export Development Canada (EDC) Finan... | Varies | Easy | Equity | Ongoing |
| Canadian Northern Economic Developmen... | Varies | Moderate | Mixed (Advance + Reimb.) | Main EOI for 2026-27... |
Related Programs
Other programs you might be eligible for
Free
Frequently Asked Questions
Quick answers to the questions founders most often ask about EDC Portfolio Credit Insurance
Free
What does the policy actually pay if a customer does not pay me?
Up to 90% of the value of your insured invoice, if your customer declares bankruptcy, defaults on payment, refuses to accept the goods, terminates the contract before you ship in some cases, cannot pay because of hostilities in their market, or where export or import permits are cancelled or there are problems converting or transferring currency.
What is not covered?
You will not be covered if the loss relates to goods shipped when your customer was already in default of their payment obligation, or while your customer is disputing the amount they owe, which EDC can only pay once the dispute is settled and the amount owing is clearly established. A complete list of exclusions is set out in the policy.
Do I have to insure all of my customers?
No. Portfolio Credit Insurance is designed to be flexible, so you can cover all sales to your customers or just a portion of them, and you can insure an unlimited number of international customers.
How is this different from Select Credit Insurance?
Select covers individual buyers or transactions, typically invoices of $5,000 to $500,000, and is the first step toward a portfolio policy. Portfolio provides ongoing coverage for consistent, high-volume export sales across multiple buyers and markets under a single policy, for higher-value receivables typically above $500,000.
Can I cover my domestic sales too?
Yes. When purchasing Portfolio Credit Insurance you have the option of covering your domestic sales through EDC's partnership with another insurer.
How is the premium set?
Pricing is generally volume-based, adjusted for your overall risk profile, sales volume, buyer distribution and payment terms.
Browse More Funding
Full Playbook: EDC Portfolio Credit Insurance
3 steps · 4 docs · reviewer insights