Manitoba Trade Resilience Loan Program
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Eligibility & Details
What this program funds and who can apply
Program Description
Repayable working capital loans of $100,000 to $1 million for Manitoba corporations and cooperatives directly hit by U.S. section 232 or section 338 tariffs, or by related Canadian countervailing tariffs. Loans run up to six years, with up to one year of principal deferral at the province's discretion, and cover costs such as payroll, leases, utilities and tariff-related fees. Applicants need three years in operation and at least five full-time employees in Manitoba.
Eligibility Requirements
- Manitoba-based company in operation for a minimum of three years, with a history of sales
- Canadian-controlled private corporation (CCPC) or a cooperative registered and in good standing in Manitoba
- Operates, as a direct exporter or in the supply chain, in a sector subject to U.S. section 232 tariffs (steel, aluminum, copper, autos) or section 338 tariffs (mechanical equipment, electrical machinery, plastic products, beverages including alcohol, paper products, furniture, and other goods such as jewelry, precious metals, personal care products, dairy products, textiles, consumer goods, leather and footwear)
- Employs at least five full-time employees in Manitoba
- Provides three years of financial statements showing ability to service the debt
- Provides a business case showing the direct tariff impact, a recovery plan with expected outcomes, and attempts to access other financial support
Quick Assessment
Funding Details
- Amount
- Repayable working capital loans of $100,000 to $1,000,000. Terms up to six years, with the possibility of up to one year of principal deferral at Manitoba's discretion. Interest rate set after a satisfactory review of the business. Secured by a General Security Agreement. Program loan authority of up to $50 million.
- Type
- Loan
- Level
- Provincial
- Deadline
- Ongoing, while funds are available
Program Scorecard
Competition, effort, and approval at a glance
Moderate — standard application process
Below average competition
Moderate — standard requirements
How to qualify
Insider tips, common pitfalls, and what successful applicants look like
Insider TipThe sector list decides this before anything else: you must be a direct exporter or supply-chain business in a section 232 sector (steel, aluminum, copper, autos) or a section 338 sector (machinery, electrical equipment, plastics and packaging, beverages and alcohol, paper and packaging, furniture, and a list of consumer goods including dairy, textiles and personal care).
Rejection Pitfalls 6
- In operation less than three years, or pre-revenue
Success Profile
Evaluation Criteria
Everything you need to secure Manitoba Trade Resilience Loan Program
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 6 rejection pitfalls reviewers flag — so you catch them first
- 5-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 5-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- 3-program stacking strategy to combine with compatible funding
- Success profile + evaluation criteria — exactly what lenders look for
Application Playbook
Step-by-step process, required documents, and expenses
Application Steps
Required Documents 5
Eligible Expenses 5
Ineligible Expenses 5
Deadline Notes
Ineligible Organizations
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
Compatible Programs
Clawback Risk
Not-applicable RiskHow Manitoba Trade Resilience Loan Program Compares
Side-by-side with similar programs
| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| Manitoba Trade Resilience Loan Program | up to $50 million | Moderate | Loan | Ongoing, while funds are... |
| BDC Pivot to Grow | Up to $5,000,000 | Moderate | Advance Payment | Ongoing |
| Manitoba Trade Growth Investment Fina... | $250,000–$5,000,000 | Moderate | Loan | Ongoing |
| Regional Tariff Response Initiative (... | Up to $3,000,000 | Moderate | Reimbursement | Ongoing. Intake varies... |
| Strategic Response Fund (formerly Str... | Minimum $10 million contribution | Hard | Mixed (Advance + Reimb.) | Ongoing — continuous... |
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Frequently Asked Questions
Quick answers to the questions founders most often ask about Manitoba Trade Resilience Loan Program