Updated July 2026 · Verified against Bank of Montreal (BMO) guidelines
Loan Private Active

BMO for Black Entrepreneurs — Business Loan

Bank of Montreal (BMO)
Loan Range
Up to $150,000 b
Ongoing (contact via [email protected]).
Visit Official Program →
Difficulty
Moderate
Payment
Varies
Trend
Stable
First-Timers
Financing share
Varies
BMO for Black Entrepreneurs — Business Loan provides Up to $150,000 business loan. A BMO business loan of up to $150,000 for Black-owned Canadian for-profit businesses with annual revenue under $10 million. Applications are accepted on an ongoing basis.
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Eligibility & Details

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Program Description

A BMO business loan of up to $150,000 for Black-owned Canadian for-profit businesses with annual revenue under $10 million. Funds can be used for capital investments, working capital, or short-term accounts receivable financing.

Eligibility Requirements

  • Black Canadian majority-owned business (>50% ownership)
  • Annual revenue under $10 million
  • Legal resident of Canada or Canadian-owned/controlled legal entity
  • For-profit organization
Provinces
Industries
All
Business Stage
Startup Growth Established

Quick Assessment

Difficulty
Moderate
Competition
Low
First-Timer
Not rated

Funding Details

Amount
Up to $150,000 business loan.
Type
Loan
Level
Private
Deadline
Ongoing (contact via [email protected]).

Program Scorecard

Competition, effort, and approval at a glance

Competition
Low
Deadline
Ongoing
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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What's in this Playbook

Everything you need to secure BMO for Black Entrepreneurs — Business Loan

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

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How to qualify

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

Contact [email protected] to start the conversation, and ask how the Black Opportunity Fund partnership can support your business plan and operations.

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Common rejection pitfalls, what approved applicants look like, and exactly what lenders look for
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Application Playbook

Step-by-step process, required documents, and expenses

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Required Documents 5

Proof of Black majority ownership
Business financial statements
Proof of annual revenue under $10 million
Business plan
Proof of Canadian residency or incorporation

Deadline Notes

Ongoing (contact via [email protected]).

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Stacking partner data not yet available.

Combined Funding Potential See your total funding potential

Clawback Risk

Unknown Risk
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How BMO for Black Entrepreneurs — Business Loan Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
BMO for Black Entrepreneurs — Busines... Up to $150,000 business loan. Moderate Varies Ongoing (contact via...
Black Entrepreneurship Program Up to $250,000 Moderate Loan Ongoing
Canada Small Business Financing Program Up to $1.15 million Easy Mixed (Advance + Reimb.) Ongoing
Futurpreneur Canada Startup Program Up to $75,000 Moderate Loan Ongoing
Futurpreneur Black Entrepreneur Start... Up to $75,000 Moderate Loan Ongoing

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