Grant
Municipal
Active
Community Resilience Fund
City of Saint John
Maximum Funding
Up to $7.5K
Round 1 runs September 1, 2026 to March 31, 2027, or until funds are allocated.
Difficulty
Moderate
Payment
Reimbursement
Trend
New Program
First-Timers
Friendly ✓
Co-Funding
50%
Community Resilience Fund provides up to $7,500/year for businesses. The City of Saint John provides annual grants of up to $7,500 to registered small businesses operating in city limits, with priority for areas most affected by crime. The program covers up to 50% of eligible costs. Round 1 runs September 1, 2026 to March 31, 2027, or until funds are allocated.
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Eligibility & Details
What this program funds and who can apply
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Program Description
The City of Saint John provides annual grants of up to $7,500 to registered small businesses operating in city limits, with priority for areas most affected by crime. Businesses contribute 50% of eligible costs; non-profits may receive up to 75% cost-share.
Eligibility Requirements
- Registered small business operating within Saint John city limits.
- Priority for areas most affected by crime (e.g., Waterloo Village, Rothesay Ave, Thorne Ave, Uptown Saint John).
- Also open to non-profits, commercial property owners, Uptown Saint John BIA, and mixed-use multi-unit developments under construction.
- Businesses receive up to 50% cost-share; non-profits may receive up to 75%.
- Collective projects can receive up to $25,000, but each participant's share counts toward the $7,500 annual limit.
- Ineligible costs include insurance-covered costs (except deductibles) and expenses incurred before required approvals.
Provinces
Industries
Business Stage
Quick Assessment
Difficulty
Moderate
Competition
Moderate
First-Timer
Friendly
Funding Details
- Amount
- Up to $7,500/year for businesses
- Type
- Grant
- Level
- Municipal
- Co-Funding
- Up to 50% of eligible costs
- Deadline
- Round 1 runs September 1, 2026 to March 31, 2027, or until funds are allocated.
Program Scorecard
Competition, effort, and approval at a glance
Competition
Moderate
Deadline
Mar 31, 2027
Approval
Varies
Accessibility
3/5
Moderate — standard application process
Competition
3/5
Moderate competition — prepare a strong application
Difficulty
3/5
Moderate — standard requirements
Processing Time
Budget Trend
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How to Win
Insider tips, common pitfalls, and what successful applicants look like
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Insider TipBusinesses in priority crime-affected areas should highlight local impact; non-profits receive a higher cost-share rate than businesses.
Rejection Pitfalls 9
- Applicant is a residential property owner or runs the business from a principal residence
+8 more pitfalls
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Success Profile
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Evaluation Criteria
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All 9 pitfalls, the checklist and the reviewer notes are in the Playbook below. See what it includes ↓
What's in this Playbook
Everything you need to win Community Resilience Fund
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 9 rejection pitfalls reviewers flag — so you catch them first
- 4-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 5-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- Success profile + evaluation criteria — exactly what reviewers score on
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Application Playbook
Step-by-step process, required documents, and expenses
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5 steps
4 docs
Application Steps
1
Confirm you fit and the timing works You must be a registered small business operating inside Saint John city limits with no outstanding municipal taxes or user fees. Eligible expenses only count if incurred on or after the first day of the round you apply in.
Required Documents 4
✓ Completed Community Resilience Fund application (City of Saint John online form)
✓ Signed Terms and Conditions of Funding, at the time funds are disbursed
Eligible Expenses 3
Ineligible Expenses 3
Intake Periods
Deadline Notes
Ineligible Organizations
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The full guide for this program also covers:
- 4 more application steps
- 2 more required documents
- 3 eligible expenses
- 3 ineligible expenses
- Intake periods
- Deadline notes
- Ineligible organizations
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
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Combined Funding Potential
See your total funding potential
Clawback Risk
Low Risk
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How Community Resilience Fund Compares
Side-by-side with similar programs
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| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| Community Resilience Fund | Up to $7,500/year for businesses | Moderate | Reimbursement | Round 1 runs September... |
| Atlantic Canada Opportunities Agency ... | Up to 50% of capital costs | Moderate | Reimbursement | Ongoing |
| Business Development Program (BDP) - ... | Varies (Repayable Contribution) | Moderate | Reimbursement | Ongoing |
| Regional Development Corporation - Ru... | Varies | Moderate | Reimbursement | Ongoing |
| Enabling Agricultural Research and In... | For-profit agri-businesses: up to... | Moderate | Reimbursement | Ongoing |
Related Programs
Other programs you might be eligible for
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Frequently Asked Questions
Quick answers to the questions founders most often ask about Community Resilience Fund
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How much can I get?
Up to $7,500 per year. Multiple grants may be awarded, but total annual funding cannot exceed $7,500.
How much do I have to pay myself?
Small businesses pay half: grants cover up to 50% of eligible expenses and the applicant contributes the remaining 50%. Non-profits are covered at up to 75%.
When can I apply?
There are two rounds a year. Round 1 runs September 1 to March 31 with grants awarded in April, and Round 2 runs April 1 to August 31 with grants awarded in September.
What can the money be used for?
Security and prevention measures, damage response such as repairing property damage, and business resilience initiatives. The City publishes a full eligible-expense list in the fund's guidelines.
Can my insurance claim be topped up by this grant?
No. Costs already covered by insurance are not eligible, except for your deductible.
Can several businesses apply together?
Yes. Up to $25,000 is available for the Business Improvement Association or groups of four or more businesses in the same area with separate street-level entrances. Funding is divided evenly and each share counts toward that business's $7,500 annual limit.
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Full Playbook: Community Resilience Fund
5 steps · 4 docs · reviewer insights