Opportunities NB — Tariff Working Capital Loans
Do you qualify for this loan?
Get your instant eligibility verdict plus a head start on the application. Free, no account needed.
We use this program’s real eligibility rules. 4 short questions follow.
Want your full match picture across 850+ programs? Take the 2-minute quiz →
Eligibility & Details
What this program funds and who can apply
Program Description
Repayable short-term working capital loans of up to $5M for New Brunswick exporting businesses disrupted by US tariffs, designed to maintain operations and payroll while companies adapt. Part of New Brunswick's $25M+ tariff-response business support package announced in Budget 2025-26. Eligible businesses must have at least 25% of sales to US customers or at least 25% of raw materials subject to counter-tariffs, and must have been profitable before the tariff disruption.
Eligibility Requirements
- Business registered and operating in New Brunswick
- Exporting business in a tariff-impacted sector with at least 25% of sales to US customers, OR at least 25% of raw materials subject to Canadian counter-tariffs — and must demonstrate the tariff impact on operations, hold an action plan to mitigate it, and show positive cash flow
- Business was profitable on a pre-tariff basis (demonstrated financial viability before disruption)
- Current on all property taxes and CRA remittances at time of application
- Business has explored and exhausted or is pursuing BDC and EDC federal financing options first
Quick Assessment
Funding Details
- Amount
- Working capital loans up to $5,000,000
- Type
- Loan
- Level
- Provincial
- Deadline
- Ongoing
Program Scorecard
Competition, effort, and approval at a glance
How to qualify
Insider tips, common pitfalls, and what successful applicants look like
Insider TipThe 25% threshold for US sales or counter-tariff materials is the eligibility gate — if you are below it, this loan will not be approved regardless of other factors.
Rejection Pitfalls 6
- US sales or counter-tariff materials threshold below 25%
Success Profile
Evaluation Criteria
Everything you need to secure Opportunities NB — Tariff Working Capital ...
Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.
- 6 rejection pitfalls reviewers flag — so you catch them first
- 7-document checklist with what each reviewer is actually checking
- Your Application Game Plan — the print-ready PDF the preview below describes
- 6-step application timeline with prep hours per step
- Insider tip from program officers on what separates winners
- 3-program stacking strategy to combine with compatible funding
- Success profile + evaluation criteria — exactly what lenders look for
Application Playbook
Step-by-step process, required documents, and expenses
Application Steps
Required Documents 7
Eligible Expenses 5
Ineligible Expenses 4
Deadline Notes
Ineligible Organizations
Funding Stack Strategy
Compatible programs, clawback risk, and combined funding potential
Compatible Programs
Clawback Risk
Not-applicable RiskHow Opportunities NB — Tariff Working Capital ... Compares
Side-by-side with similar programs
| Program | Amount | Difficulty | Payment | Deadline |
|---|---|---|---|---|
| Opportunities NB — Tariff Working Cap... | up to $5,000,000 | Moderate | Advance Payment | Ongoing |
| NB Competitiveness and Growth Program | Up to $54.3M | Hard | Mixed (Advance + Reimb.) | Ongoing |
| Strategic Response Fund (formerly Str... | Minimum $10 million contribution | Hard | Mixed (Advance + Reimb.) | Ongoing — continuous... |
| CanExport SMEs | Up to $50,000 | Moderate | Mixed (Advance + Reimb.) | Between intakes — the... |
| Digital Technology Supercluster | Up to $5 million | Hard | Reimbursement | Open — Call for... |
Related Programs
Other programs you might be eligible for