Updated May 2026 · Verified against Ontario Cultural Attractions Fund Corporation (provincial not-for-profit agency) guidelines
Advance Payment Est. 1999
Forgivable Loan Provincial Active

Ontario Cultural Attractions Fund (OCAF)

Ontario Cultural Attractions Fund Corporation (provincial not-for-profit agency)
Maximum Funding
Partially repayable investment...
Ongoing — two-stage application; begin at least 8 months before the event
Visit Official Program →
Difficulty
Hard
Payment
Advance Payment
Trend
Stable
First-Timers
Co-Funding
Varies
Ontario Cultural Attractions Fund (OCAF) provides up to Partially repayable investment (typically $50,000–$300,000 depending on event scale); the non-repayable portion ranges from 50–70% of total investment based on organization size. Ontario's primary cultural tourism financing mechanism, providing partially repayable working capital to help arts, heritage, and cultural organizations attract tourists through one-time or first-time events and exhibitions. Applications are accepted on an ongoing basis. (As of May 2026, verified against Ontario Cultural Attractions Fund Corporation (provincial not-for-profit agency) program guidelines)

Eligibility & Details

What this program funds and who can apply

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Program Description

Ontario's primary cultural tourism financing mechanism, providing partially repayable working capital to help arts, heritage, and cultural organizations attract tourists through one-time or first-time events and exhibitions. OCAF's investment functions as a partially repayable loan — the repayment portion (30–50% of the investment depending on organization size and location) is recovered from event revenues within 60–90 days of event completion, while the remainder is retained as a non-repayable grant. The per-attendee rule of $5 maximum and the matching marketing expense rule govern the investment size.

Eligibility Requirements

  • Incorporated Ontario-based not-for-profit or charitable professional arts, heritage, or cultural organizations
  • Ontario municipalities and municipal agencies
  • First Nations, Band Councils, Métis, and Inuit communities
  • Organization must have existed for at least one year
  • Must comply with financial reporting under the Canada Corporations Act or Ontario's Corporations Act
  • Project must be distinct from ongoing programming — must represent the organization's single largest new programming initiative for the year
  • Project must operate for a fixed or limited timeframe (not ongoing programming)
  • Must include a marketing plan specifically targeting new tourists from outside the host region
  • At least 10% of project revenue must come from private sector sources
  • Minimum 40% of revenue from earned revenue (with exceptions for free or low-admission events)
  • Project must demonstrate clear repayment capability — ability to generate earned revenue to repay the required portion
  • Minimum attendance: 1,000 in rural areas; 10,000 in large urban centres (special consideration for 750–1,000 rural or 7,500–10,000 urban with strong tourism case)
Provinces
Industries
Arts Culture Tourism Creative Industries Heritage
Business Stage
Growth Expansion Mature

Quick Assessment

Difficulty
Hard
Competition
Moderate
Est. Hours
30h
First-Timer
Not rated

Funding Details

Amount
Partially repayable investment (typically $50,000–$300,000 depending on event scale); the non-repayable portion ranges from 50–70% of total investment based on organization size
Type
Forgivable Loan
Level
Provincial
Deadline
Ongoing — two-stage application; begin at least 8 months before the event

Program Scorecard

Competition, effort, and approval at a glance

Hybrid
Competition
Moderate
Effort
~30 hours
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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What's in this Playbook

Everything you need to win OCAF — $19

Not a marketing summary. The actual checklist, intel, and stack strategy reviewers look for.

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How to Win

Insider tips, common pitfalls, and what successful applicants look like

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Insider Tip

OCAF's model is unique — it is NOT a traditional grant. It provides working capital upfront (before the event) so you can invest in marketing and production, then you repay a portion from event revenues after the event. Treat it like a self-liquidating marketing loan with a grant component. The repayment formula is 15% of your project revenue, capped at 30–50% of the OCAF investment — so a high-revenue event may repay more than a low-revenue one, but never more than the cap. The tourism focus is critical: your marketing plan must demonstrate a genuine strategy to attract visitors from outside your local region. Local audience events without out-of-region tourism pull will not pass Stage 2. Start Stage 1 as early as possible — OCAF's pre-approval consultation service helps shape the Stage 2 application before you invest significant time.

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Success Profile

A well-established Ontario arts, heritage, or cultural organization (non-profit or charitable) planning a one-time or first-time major event — a touring exhibition from an international collection, a special anniversary festival, a large-scale commissioned performance — that is specifically designed to attract tourists from outside the host community. Strong candidates have a track record of successful event management, an existing audience base, and the capacity to execute a major marketing campaign targeting out-of-region visitors.

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Evaluation Criteria

The OCAF Board assesses: the tourism potential of the event (attendance projections, geographic catchment area, out-of-region marketing strategy), financial viability and repayment capability, private sector revenue contribution (minimum 10%), organizational track record, the distinct and one-time nature of the project, community economic benefit, and the strength of the marketing plan. The Board applies the $5-per-attendee investment rule and will not fund more than the applicant's marketing expenses.

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Confirm eligibility and start early Read the OCAF Program Guide at ocaf.on.ca/application. Verify your organization type, the event's tourism potential, and projected attendance against the minimums. Plan to submit Stage 1 at least 8 months before your event date — 10-12 months for larger projects.
2 Submit Stage 1 application (3-page form) Download the Stage 1 application form (PDF or MS Word) from ocaf.on.ca/application. Complete the project overview, target tourism market description, and projected attendance/revenue. OCAF staff review Stage 1 for general eligibility within 4-6 weeks.
3 Stage 2 — detailed business case Upon Stage 1 approval, develop the full Stage 2 application: a detailed marketing plan targeting out-of-region tourists, attendance projections with geographic catchment analysis, revenue projections (earned, private sector, government), and community economic benefit analysis. This is reviewed by the OCAF Board.
4 Board decision and funding agreement The OCAF Board issues a decision after Stage 2 review (8-12 weeks). Successful applicants sign a legal funding agreement specifying the investment amount, repayment formula (15% of project revenue, capped at 30-50% of OCAF investment), and repayment deadline.
5 Receive working capital and execute event OCAF disburses the investment upfront before the event. Use the funds for eligible marketing and production activities as specified in the grant agreement.
6 Submit final report and repay required portion Within 60-90 days of the event, submit the final report with actual attendance and financial results. Remit the repayment portion (15% of revenue up to the applicable cap) to OCAF.

Required Documents 7

Stage 1: Three-page application form with project overview, target market description, and tourism impact narrative (available as PDF or MS Word from ocaf.on.ca/application)
Stage 2 (upon Stage 1 approval): Detailed marketing plan targeting out-of-region tourists, attendance projections, revenue projections with earned/private/government funding breakdown, community benefit analysis
Organizational financial statements
Evidence of minimum 10% private sector revenue in the project budget
Confirmation of earned revenue target (minimum 40% of project revenue)
Letter of organizational incorporation or municipal/First Nations authorization
OCAF legal agreement and repayment plan documentation (upon approval)

Eligible Expenses 6

  • Marketing and promotional costs specifically targeting out-of-region tourists (advertising, digital, print, PR, travel trade outreach)
  • Event production costs directly attributable to the funded project
  • Travel trade sales activities (travel agent promotions, tour operator partnerships)
  • Website and digital marketing for the tourist-targeted campaign
  • Signage and wayfinding for the event venue/route
  • International and domestic media outreach targeting travel writers and tourism journalists

Ineligible Expenses 6

  • Ongoing or recurring programming costs
  • Capital expenditures (equipment, renovation, infrastructure)
  • General organization operating costs not specific to the funded event
  • Marketing targeting only local audiences without out-of-region tourism strategy
  • Events already completed before OCAF approval
  • Projects that are the organization's normal/regular programming rather than a distinct new initiative

Intake Periods

Rolling — Stage 1 applications accepted at any time. Stage 2 deadlines are published periodically. The program is expected to run through 2026-2027 fiscal year. Check ocaf.on.ca/application for current Stage 2 deadlines.

Deadline Notes

No fixed intake deadline — Stage 1 applications can be submitted at any time. Stage 2 deadlines are published periodically. Allow a minimum of 8 months from application to event date; 10-12 months recommended for larger projects. The program is expected to run through the 2026-2027 fiscal year (provincial three-year commitment). Check ocaf.on.ca/application for current Stage 2 deadlines.

Open Application Portal →

Ineligible Organizations

  • For-profit companies (OCAF primarily funds incorporated non-profits, charities, municipalities, and First Nations — contact OCAF to confirm edge cases)
  • Organizations that have received OCAF support within the past two years
  • Organizations that have existed for less than one year
  • Organizations outside Ontario
  • Federal government agencies
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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

Ontario Arts Council (OAC) — Touring and Exhibition grants Ontario Tourism Event Development Fund (Ontario Tourism) Federal Tourism Capacity Fund (FedDev Ontario)
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk

Repayment (15% of project revenue, capped at 30-50% of OCAF investment depending on org size/location) is contractually required within 60-90 days of event completion regardless of financial outcome. If the event generates less revenue than projected, the repayment amount is lower (based on actual revenue) but repayment of the non-repayable portion is never required. Full repayment (the cap) is only triggered when the event generates sufficient revenues.

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How OCAF Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
Ontario Cultural Attractions Fund (OCAF) Partially repayable investment Hard Advance Payment Ongoing — two-stage...
SSHRC Partnerships Up to $2.5M Hard Advance Payment Annual two-stage cycle....
Canada Media Fund up to $250K Hard Mixed (Advance + Reimb.) Ongoing (multiple...
Canada Council for the Arts Grants Varies Moderate Milestone-Based Multiple 2026 cycles:...
Canadian Heritage Funding Programs Varies Moderate Mixed (Advance + Reimb.) Ongoing (varies by...

Related Programs

Other programs you might be eligible for

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Frequently Asked Questions

Quick answers to the questions founders most often ask about OCAF

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Is this a grant or a loan?
Both — OCAF provides upfront working capital (before the event), then requires repayment of 30–50% of its investment from event revenues after the event. The non-repayable portion (50–70% of the investment, depending on your organization's size) is the grant component.
Can for-profit event companies apply?
Generally no — OCAF primarily funds incorporated non-profits, charities, Ontario municipalities, and First Nations communities. Contact OCAF at 416-969-7421 to confirm eligibility for your organizational structure.
What makes an event eligible for OCAF?
It must be a distinct new initiative (not regular programming), operate for a fixed timeframe, specifically target tourists from outside your region with a marketing plan, meet minimum attendance thresholds (1,000 rural / 10,000 urban), and demonstrate earned revenue potential.
How much repayment will I owe?
You repay 15% of your project revenue, capped at 30% (small orgs, Northern Ontario) to 50% (large orgs with $10M+ budget) of the OCAF investment. If revenue falls short, you repay less — but the cap protects OCAF's maximum recovery.
How long does the application take?
Stage 1 review takes 4-6 weeks. Stage 2 takes 8-12 weeks. Plan to start at least 8-10 months before your event date to allow time for both stages plus marketing execution.

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