Updated August 2026 · Verified against Ontario Cultural Attractions Fund Corporation (provincial not-for-profit agency) guidelines
Advance Payment Est. 1999
Forgivable Loan Provincial Active

Ontario Cultural Attractions Fund (OCAF)

Ontario Cultural Attractions Fund Corporation (provincial not-for-profit agency)
Loan Range
Partially repayable investment (typically $50,000–$300,000...
Ongoing — two-stage application; begin at least 8 months before the event
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Difficulty
Hard
Payment
Advance Payment
Trend
Stable
First-Timers
Financing share
Varies
Ontario Cultural Attractions Fund (OCAF) provides up to Partially repayable investment (typically $50,000–$300,000 depending on event scale); the non-repayable portion ranges from 50–70% of total investment based on organization size. Ontario's primary cultural tourism financing mechanism, providing partially repayable working capital to help arts, heritage, and cultural organizations attract tourists through one-time or first-time events and exhibitions. Applications are accepted on an ongoing basis.
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Eligibility & Details

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Program Description

Ontario's primary cultural tourism financing mechanism, providing partially repayable working capital to help arts, heritage, and cultural organizations attract tourists through one-time or first-time events and exhibitions. OCAF's investment functions as a partially repayable loan — the repayment portion (30–50% of the investment depending on organization size and location) is recovered from event revenues within 60–90 days of event completion, while the remainder is retained as a non-repayable grant. The per-attendee rule of $5 maximum and the matching marketing expense rule govern the investment size.

Eligibility Requirements

  • Incorporated Ontario-based not-for-profit or charitable professional arts, heritage, or cultural organizations
  • Ontario municipalities and municipal agencies
  • First Nations, Band Councils, Métis, and Inuit communities
  • Organization must have existed for at least one year
  • Must comply with financial reporting under the Canada Corporations Act or Ontario's Corporations Act
  • Project must be distinct from ongoing programming — must represent the organization's single largest new programming initiative for the year
  • Project must operate for a fixed or limited timeframe (not ongoing programming)
  • Must include a marketing plan specifically targeting new tourists from outside the host region
  • At least 10% of project revenue must come from private sector sources
  • Minimum 40% of revenue from earned revenue (with exceptions for free or low-admission events)
  • Project must demonstrate clear repayment capability — ability to generate earned revenue to repay the required portion
  • Minimum attendance: 1,000 in rural areas; 10,000 in large urban centres (special consideration for 750–1,000 rural or 7,500–10,000 urban with strong tourism case)
Provinces
Industries
Arts Culture Tourism Creative Industries Heritage
Business Stage
Growth Expansion Established

Quick Assessment

Difficulty
Hard
Competition
Moderate
First-Timer
Not rated

Funding Details

Amount
Partially repayable investment (typically $50,000–$300,000 depending on event scale); the non-repayable portion ranges from 50–70% of total investment based on organization size
Type
Forgivable Loan
Level
Provincial
Deadline
Ongoing — two-stage application; begin at least 8 months before the event

Program Scorecard

Competition, effort, and approval at a glance

Competition
Moderate
Deadline
Ongoing
Approval
Varies
Accessibility
--/5
Competition
--/5
Approval Rate
--%
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What's in this Playbook

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How to qualify

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Insider Tip

OCAF's model is unique — it is NOT a traditional grant.

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Success Profile

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Evaluation Criteria

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Application Playbook

Step-by-step process, required documents, and expenses

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Application Steps

1 Confirm eligibility and start early Read the OCAF Program Guide at ocaf.on.ca/application. Verify your organization type, the event's tourism potential, and projected attendance against the minimums. Plan to submit Stage 1 at least 8 months before your event date — 10-12 months for larger projects.

Required Documents 7

Stage 1: Three-page application form with project overview, target market description, and tourism impact narrative (available as PDF or MS Word from ocaf.on.ca/application)
Stage 2 (upon Stage 1 approval): Detailed marketing plan targeting out-of-region tourists, attendance projections, revenue projections with earned/private/government funding breakdown, community benefit analysis

Eligible Expenses 6

Ineligible Expenses 6

Deadline Notes

Ineligible Organizations

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Funding Stack Strategy

Compatible programs, clawback risk, and combined funding potential

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Compatible Programs

Ontario Arts Council (OAC) — Touring and Exhibition grants Ontario Tourism Event Development Fund (Ontario Tourism) Federal Tourism Capacity Fund (FedDev Ontario)
Combined Funding Potential See your total funding potential

Clawback Risk

Medium Risk

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How OCAF Compares

Side-by-side with similar programs

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Program Amount Difficulty Payment Deadline
Ontario Cultural Attractions Fund (OCAF) Partially repayable investment Hard Advance Payment Ongoing — two-stage...
Creative Industries Funding Varies Moderate Reimbursement Ongoing (multiple...
SSHRC Partnerships Up to $2.5M Hard Advance Payment Partnership Grants:...
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Canada Media Fund up to $250K Hard Mixed (Advance + Reimb.) Ongoing (multiple...

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Frequently Asked Questions

Quick answers to the questions founders most often ask about OCAF

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Is this a grant or a loan?
Both — OCAF provides upfront working capital (before the event), then requires repayment of 30–50% of its investment from event revenues after the event. The non-repayable portion (50–70% of the investment, depending on your organization's size) is the grant component.
Can for-profit event companies apply?
Generally no — OCAF primarily funds incorporated non-profits, charities, Ontario municipalities, and First Nations communities. Contact OCAF at 416-969-7421 to confirm eligibility for your organizational structure.
What makes an event eligible for OCAF?
It must be a distinct new initiative (not regular programming), operate for a fixed timeframe, specifically target tourists from outside your region with a marketing plan, meet minimum attendance thresholds (1,000 rural / 10,000 urban), and demonstrate earned revenue potential.
How much repayment will I owe?
You repay 15% of your project revenue, capped at 30% (small orgs, Northern Ontario) to 50% (large orgs with $10M+ budget) of the OCAF investment. If revenue falls short, you repay less — but the cap protects OCAF's maximum recovery.
How long does the application take?
Stage 1 review takes 4-6 weeks. Stage 2 takes 8-12 weeks. Plan to start at least 8-10 months before your event date to allow time for both stages plus marketing execution.

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