Newfoundland and Labrador business funding directory
42 provincial, regional and local funding programs open to Newfoundland and Labrador businesses, plus 301 available Canada-wide. 33 of the 42 are open today. Updated October 30, 2026.
Updated Oct 30, 2026
Prefer advice to the full list? Read the Newfoundland and Labrador grants guide.
Funding for a business in Newfoundland and Labrador
343programs are listed for a business in Newfoundland and Labrador: 42 from Newfoundland and Labrador and 301 Canada-wide.
- 20Anywhere in Newfoundland and Labrador
- 1For another area of Newfoundland and Labrador, named on the program
- 21Shared with other provinces or territories
- 301Canada-wide
343programs listed for Newfoundland and Labrador
42 Newfoundland and Labrador programs 343 programs
Open now in Newfoundland and Labrador
33Across Newfoundland and Labrador or its region- Apprenticeship Wage Subsidy (AWS) Program (Newfoundland and Labrador)Pays Newfoundland and Labrador employers 75% of an apprentice's wage, up to $14 an hour, for two of the four apprenticeship years.75% of wages, up to $14/hourYear-round
- NL JobsNL Wage SubsidyProvincial wage subsidy covering 60-80% of wages up to $12/hour for 10-28 weeks (up to $13,440 per hire) for eligible NL employers.Who can apply: For-profit businesses and non-profitsUp to $13,440 per hireYear-round
- Newfoundland Green Transition FundNon-repayable grants from $75,000 to $3M for clean tech, renewable energy, hydrogen, and environmental projects in Newfoundland and Labrador.Who can apply: Indigenous organizations, colleges and universities and industry associations$75K–$3M (non-repayable)Year-round
- NL Business Growth ProgramNL businesses can access up to $200,000 for expansion and operational improvements, or up to $750,000 under the separate Development & Commercialization stream.Who can apply: For-profit businesses, non-profits, co-operatives and individualsUp to $750KYear-round
- NL Business Investment Program (BIP)Repayable term loans for Newfoundland and Labrador SMEs in strategic sectors, priced at the Bank of Canada rate plus 0.5%.Who can apply: Growing and established businessesCustom loan; no published capYear-round
- takeCHARGE Business Efficiency Program: Custom Solutions$0.10Year-round
- Investment Attraction FundCustomized loans and advances help large-scale foreign direct investment projects establish or expand operations in Newfoundland and Labrador.Who can apply: Growing and established businessesYear-round
- NL Job Accelerator and Growth (JAG) Program10-15% payroll rebate on incremental jobs over 3 years, with 5% bonus for recent grads/new residents; minimum 20 jobs at $50k average salary.Who can apply: Established businesses10-15% payroll rebateYear-round
- Newfoundland and Labrador: Tourism Market Readiness Subsidy ProgramCovers 25% of the cost of an approved tourism market-readiness program, up to $2,500 a year, for NL operators, municipalities and not-for-profits.Who can apply: For-profit businesses, non-profits and public bodies25% up to $2,500Open now
- Employment Enhancement Program (Newfoundland and Labrador)Pays NL forestry, farm, aquaculture and fishing processors 75% of a new hire's wage, up to $15 an hour for 10 to 28 weeks, plus up to $3,000 for training.Up to $16,800 in wages,Year-round
- Newfoundland and Labrador Film and Video Tax CreditA refundable 40% credit on Newfoundland and Labrador film labour, capped at 25% of production costs and $5 million.40% of NL labour, $5M capYear-round
- NL Innovation and Business Development Fund (IBDF)Up to 50% of project costs for NL businesses in energy supply, services, or sector diversification; R&D, exports, equipment, digital.Who can apply: Growing and established businessesUp to 50% of eligible costsYear-round
- Nunatsiavut Government: Business Grant ProgramA non-repayable cash contribution of up to $10,000 a year for registered Inuit businesses in Nunatsiavut, to a lifetime maximum of $25,000. The annual pot is $100,000 and it is handed out first come, first served.$10K–$25KOpen now
- techNL Graduate Transition InitiativetechNL's Graduate Transition Initiative pays NL tech employers up to $41,250 to hire and train a recent graduate for one year.Who can apply: Startups and growing businessesUp to $41,250/hireYear-round
- Harvester Enterprise Loan ProgramUp to $4M in government-backed loans for NL fish harvesters, including down payment loans up to $450K with 5-year grace period and interest rebates.Who can apply: Growing and established businessesUp to $4MYear-round
- Aquaculture Capital Equity ProgramGovernment purchases preferred shares to match private investment in NL aquaculture capital projects, from $100,000 up with no published cap.Year-round
- Offshore Wind Indigenous and Coastal Communities Grant: Round 2, Natural Resources Canada (NRCan)NRCan pays up to $10,000 a fiscal year, for up to two years, so Indigenous and coastal organizations in Nova Scotia and Newfoundland and Labrador can hire the help they need to engage with offshore wind developers and regulators. It covers 100% of project costs, so nothing has to be matched.Up to $10K per yearCloses Oct 30today
- Market Entry Development Program (MEDP)Up to $26,000 in subsidized export consulting for Atlantic Canadian businesses at $2,500; expert market entry strategy for Europe and Indo-Pacific.Who can apply: Growing and established businesses$13,000Year-round
- Business Development Program (BDP) - ACOAInterest-free, repayable contributions for Atlantic Canada SMEs; marketing, R&D, or capital projects.Who can apply: For-profit businesses and non-profits. Growing and established businessesYear-round
- Zensurance Small Business Grant$10,000Closes Dec 1849 days
- Atlantic Trade and Investment Growth Strategy (ATIGS)Subsidized export development services: $15K value for $250 fee (88% subsidy) or $30K value for $2,500 fee (88% subsidy) in Atlantic Canada.Who can apply: For-profit businesses. Growing businessesUp to $15KYear-round
- CBDC First-Time Entrepreneur Loan (Rural Atlantic Canada)CBDC loans up to $150,000 specifically for first-time entrepreneurs in rural NB, NS, PEI, and NL; starting or buying a business with no prior ownership expe…Who can apply: For-profit businesses and individuals. Startups and early-stageUp to $150,000Year-round
- Canada's Total Mom PitchOne mom-identifying woman founder wins a $50,000 package: $10,000 in cash and $40,000 in curated business services, consulting and strategic support. The Top 100 semi-finalists receive webinars and a national media campaign but no money.$10K–$50KOpen now
- CBDC General Business Loan (Rural Atlantic Canada)CBDC provides loans of $5,000–$150,000 to rural Atlantic Canada businesses (NB, NS, PEI, NL) that can't access conventional bank financing, with flexible ter…Who can apply: For-profit businesses and individuals. Startups and growing businesses$5,000 to $150,000Year-round
- Atlantic Canada Opportunities Agency (ACOA) FundingInterest-free repayable contributions for Atlantic Canada business projects; up to 50% of capital costs and up to 75% of business growth activities such as training, marketing and productivity work.Who can apply: Startups and growing businessesUp to 75% of costsYear-round
- Propel e-Accelerator (Atlantic Canada)No-cost acceleration program for Atlantic Canada tech startups (Vision and Traction tracks), plus a separate $25K Gerry Pond Award for one annual winner.Who can apply: Startups and growing businessesNo-cost programYear-round
- Volta AI Residency & AI Productivity LabYear-round residency for Atlantic Canadian AI startups giving Halifax cowork space, peer groups and coaching; Volta provides no funding to founders.Who can apply: Startups and growing businessesNo funding (space + coaching)Year-round
- Access Ability Wage Subsidy Program: Arthur L. Irving Entrepreneurship CentrePays an Atlantic Canada employer $9 an hour, for up to 700 hours, toward hiring someone who self-identifies as living with a disability. The subsidy goes to the business through its own payroll, and the centre screens and puts forward candidates. Placements are limited and allocated first come, first served, and the employer pays the rest of the wage.Up to $6.3KYear-round
- REGI Business Scale-up and Productivity (BSP): ACOAInterest-free repayable contributions for Atlantic Canada SMEs to scale, adopt tech, or expand exports; typical $100K-$500K, $1M+ export-driven.Who can apply: For-profit businesses, non-profits, co-operatives, individuals and Indigenous organizations. Growing businessesTypically $100K–$2MYear-round
- Atlantic Fisheries FundCost-shared funding for Atlantic Canada fish and seafood projects: innovation, infrastructure, science partnerships and market development. The share is set per project.Who can apply: For-profit businesses, non-profits, individuals, Indigenous organizations and industry associationsSet per projectYear-round
- REGI: Regional Innovation Ecosystems (ACOA)Non-repayable ACOA funding, with a cost-share that varies by project, for Atlantic Canadian not-for-profits that build innovation ecosystems; accelerators, incubators, and clusters.Who can apply: Non-profits and Indigenous organizations. Startups and growing businessesYear-round
- Ulnooweg Indigenous Business Loans (Micro, Women & Youth, General Lending)Developmental business loans for First Nations, Métis and Inuit entrepreneurs across Atlantic Canada; micro ($5K), women/youth ($25K), and general lending to $750K–$1.5M.Who can apply: Startups and growing businessesUp to $750K (individuals)Year-round
- Atlantic Investment Tax Credit (AITC)10% refundable tax credit on new buildings, machinery, and equipment in Atlantic Canada; fully refundable for CCPCs, partially for others.10% rateYear-round
Also open across Canada
208Most viewed first- Aboriginal Entrepreneurship Program (Access to Capital)Non-repayable equity contributions: $10K-$50K for individual Indigenous entrepreneurs (up to $99,999), or up to $250K for community businesses.Who can apply: Startups and growing businessesUp to $250KYear-round
- Industrial Research Assistance Program (IRAP)Up to $1M in R&D funding for SMEs, accessed through an NRC industrial technology advisor relationship; typical first-time award $75K-$200K.Who can apply: For-profit businesses. Startups and growing businesses$75K-$1M typical (up to $10M)Year-round
- Futurpreneur Canada Startup ProgramLoans from $5,000 to $75,000 for first-time entrepreneurs aged 18–39, including mandatory mentorship and access to Futurpreneur's national community.Who can apply: Startups and early-stageUp to $75KYear-round
- Canada Small Business Financing ProgramLoans from $1,000 to $1.15M for small business capital equipment, facilities, working capital, or startup launch; average loan $294K.Who can apply: Startups and growing businessesUp to $1.15MYear-round
- Amber Grant for Women$10,000 monthly grant for women-owned businesses, plus a $50,000 year-end grant (3 selected in December, announced in January); no business plan required.Who can apply: Startups and growing businesses$10K monthly · $50K year-endOpen now
- Regional Tariff Response Initiative (RTRI)Up to $3M non-repayable for tariff-hit SMEs: up to $2M liquidity support plus up to $1M for pivot projects, each covering up to 50% of costs.Who can apply: For-profit businesses, non-profits, co-operatives and Indigenous organizations. Growing and established businessesUp to $3MYear-round
- Black Opportunity Fund: Black Entrepreneur ProgramWho can apply: Startups and growing businessesUp to $2,000 per calendar yearYear-round
- Black Entrepreneurship ProgramThe federal programme behind the Loan Fund (up to $250,000 for Black-led businesses) and the Ecosystem Fund (capacity funding for Black-led business organizations).Who can apply: For-profit businesses and non-profits. Startups and growing businessesUp to $250KYear-round
- Student Work Placement Program (SWPP)Wage subsidy covering 50% of a student's wages, up to $5,000 per placement, for STEM and business co-ops hired through an approved SWPP delivery partner.Who can apply: Startups and growing businessesUp to $5KYear-round
- ScotiaRISE Community Investment Grants$25K-$1.5M for CRA-registered charities and non-profits working on ScotiaRISE's four pillars; Education, Employment, Community Needs & Cohesion, and Resilient Economy.Who can apply: Non-profits and charities$25K–$1.5MYear-round
- Innovative Solutions CanadaUp to $1M to solve a federal department's posted R&D challenge; Phase 1 prototype, Phase 2 product.Who can apply: For-profit businesses. Startups and growing businessesUp to $1MOpen now
- Canada Summer JobsWage subsidy for 6 to 16 week summer youth jobs at $2,400–$5,800 per position; covers up to 100% of the minimum wage for non-profits and up to 50% for small businesses and public employers.Who can apply: For-profit businesses, non-profits and public bodies. Startups and growing businesses50% to 100% of minimum wageCloses Dec 334 days
- Mitacs AccelerateMitacs pays 50% of a graduate intern's R&D project ($15K per 4- or 6-month unit, $20K for postdoctoral fellows) when paired with industry.Who can apply: Startups and growing businesses$15K per unit; $20K postdocYear-round
- Canada Council for the Arts - Explore and CreateUp to $75,000 per application (maximum $150,000 per calendar year) for Canadian artists, groups, and arts organizations to create new artistic work.Who can apply: Non-profits, individuals and industry associations. Startups and growing businessesUp to $75KYear-round
- BDC Growth & Transition CapitalCustomized mezzanine, cash flow, and quasi-equity financing from BDC Capital for growth, acquisitions, or ownership transitions without diluting ownership.Who can apply: Growing and established businesses$250,000 to $35MYear-round
- Mitacs Accelerate Entrepreneur ProgramFunds student and postdoc entrepreneurs up to $15,000 per 4-month unit to commercialize their incorporated startup's core technology at an approved incubator.Who can apply: Startups and growing businesses$15,000Year-round
- BDC Small Business LoanLoans from $10,000 to $350,000 for established small businesses with 24+ months revenue, no collateral required; personal guarantee only.Who can apply: Growing and established businessesUp to $350KYear-round
- Women Entrepreneurship Loan Fund (WELF)Loans up to $50,000 for women-led businesses through four ISED delivery organizations, each with its own fees, security and eligibility.Who can apply: Individuals. Startups and growing businessesUp to $50KYear-round
- Canada Media Fund$15,000-$2,000,000 recoupable equity investment for TV, digital, and interactive media production; non-repayable for development and IDM prototyping.Who can apply: For-profit businesses$15K–$2MYear-round
- Startup Global Pitch CompetitionRegional pitch competitions across Canada with $1,000 to $30,000 prizes for winners advancing to national finals.Who can apply: Startups and growing businessesUp to $30KOpen now
- Futurpreneur Side Hustle ProgramLoans from $5,000 to $20,000 for young entrepreneurs starting a business while keeping a full-time income outside it. Includes mentorship.Who can apply: Startups and early-stageUp to $25KYear-round
- WEOC National Loan ProgramUp to $50,000 for women-owned businesses Canada-wide; no minimum credit score, startup-eligible, funds within 10 business days via regional Loan Fund Partners.Who can apply: Startups and growing businessesUp to $50,000Year-round
- BDC StrongNorth Fund$1M-$15M equity for early-stage Canadian deep-tech with defence/dual-use applications; AI, robotics, semiconductors, advanced systems.Who can apply: Startups and growing businesses$1M–$15MYear-round
- Multiculturalism and Anti-Racism Program (MARP)Federal funding for not-for-profits, Indigenous organizations and small municipalities running community events, worth up to $100,000 per event a year.Who can apply: Non-profits, Indigenous organizations, public bodies and industry associationsUp to $100K/eventCloses Nov 1213 days
- Sustainable Canadian Agricultural Partnership (SCAP) Programs$5,000-$15 million in cost-shared funding for agricultural R&D, equipment, facilities, and environmental projects across all provinces.Who can apply: Startups and growing businesses$5K–$15MOpen now
- See all 208 programs open across Canada
Not open right now in Newfoundland and Labrador
9Between intakes or announced but not yet open- Summer Employment Program for Students (Newfoundland and Labrador)Newfoundland and Labrador pays private employers up to $4,032 and non-profits up to $7,800 per full-time student summer position.Who can apply: For-profit businesses, non-profits and public bodies$4,032Between intakes
- Launch Export Atlantic Incubator Program: Invest Nova Scotia, ACOA, Atlantic provincesA seven month export readiness incubator run by ACOA and the four Atlantic provinces, taking eight small businesses from each province. Participants get 15 virtual training sessions, 10 hours of coaching, a provincial contact and up to $1,000 plus HST for digital marketing assets, for a $250 fee.Who can apply: Growing businessesUp to $15KBetween intakes
- Digital Adoption Program: Atlantic Canada Aerospace & Defence Association (AC-ADA) with ACOAThe Atlantic Force Multiplier Fund pays a share of the cost of outside expertise, so an aerospace, defence or security SME in Atlantic Canada can automate a process, tighten cybersecurity or improve online sales without carrying the whole consulting bill. The 2026 round closed on July 31 and no further intake has been announced.Who can apply: Growing businessesUp to $18KBetween intakes
- Atlantic Force Multiplier Fund (AFMF): Digital Adoption stream, AC-ADA with ACOAThe Atlantic Force Multiplier Fund pays 65% of the cost of bringing in an approved consultant, so an aerospace, defence or security SME in Atlantic Canada can get certified, adopt new technology, build its HR foundation or start on ESG without carrying the full bill. Applicants must be ACADA Category 1 members, incorporated in Atlantic Canada, with fewer than 500 employees.Who can apply: Growing businesses$15K–$25KBetween intakes
- Newfoundland and Labrador Provincial Agrifoods Assistance Program (PAAP)NL cost-share grants for farmers and new agrifoods entrants; covers equipment, land development, and 50% of fertilizer costs up to $20,000.Who can apply: For-profit businesses, non-profits, co-operatives and individualsUp to $20,000Between intakes
- Community Addictions Prevention and Mental Health Promotion Fund (Newfoundland and Labrador)Newfoundland and Labrador grants of up to $10,000 for community suicide prevention, alcohol harm and mental health projects; the 2026-27 call has closed.Who can apply: Non-profits, individuals and colleges and universitiesUp to $10KBetween intakes
- BBI Business Consultancy Advisory Services GrantUp to $7,500 reimbursement for external consultant fees for Black-owned Atlantic Canadian businesses; annual intake, first-come first-served.Who can apply: Startups and growing businessesUp to $7,500 (incl. HST)Between intakes
- Newfoundland and Labrador Junior Exploration Assistance (JEA)Reimburses 40–75% of exploration costs for early-stage mineral projects in Newfoundland and Labrador, with $30K–$100K typical payouts.Up to $225KBetween intakes
- Climate Change Challenge Fund (Newfoundland and Labrador)Cost-shares 50-100% of eligible costs for projects that cut greenhouse gas emissions in Newfoundland and Labrador.Who can apply: For-profit businesses, non-profits, Indigenous organizations and public bodies. Growing and established businessesFrom $50K (no cap)Between intakes
Canada-wide, not open right now
93Between intakes or announced but not yet open- See the 93 Canada-wide programs that are not open right now
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1Upcoming deadlines
42Soonest firstOpen now
34No fixed closing date publishedOpen year-round
165Apply whenever you are readyOpening soon
4Announced, not yet acceptingBetween intakes
98Closed for now, opens again on a cycleSwitched off for your answers
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What’s in this directory
This directory lists 343 live business funding programs open to businesses in Newfoundland and Labrador: 183 grants, 11 tax credits, 60 loans, 4 forgivable loans, 21 awards and 64 support programs. 42 are provincial, regional or local programs; the other 301 are open to applicants Canada-wide. 241 accept applications today, and 165 of those have no deadline at all.
Closing in the next 14 days 7
- 30OctOffshore Wind Indigenous and Coastal Communities Grant: Round 2, Natural Resources Canada (NRCan)Nova Scotia and Newfoundland and Labrador, 0 days left
- 31OctAccess to Business Opportunities (Indigenous Entrepreneurship)Canada-wide, 1 day left
- 31OctMICA Diamond/Core Drill Rod and Inner Tube Handling ChallengeCanada-wide, 1 day left
- 9NovWomen Entrepreneurship Strategy (WES) Ecosystem FundCanada-wide, 10 days left
- 10NovProtein Industries Canada: Strengthening the Canadian Supply Chain ProgramCanada-wide, 11 days left
Updated October 30, 2026. Every program is checked against its funder’s own pages; statuses and dates change, so confirm with the funder before you apply.
Want advice on where to start rather than the full list? Read the Newfoundland and Labrador grants guide.
This directory is for businesses. Looking for money as a person? See benefits and credits for individuals. Artists and arts groups have their own directory at GrantCompass Arts.